LA COPA
ActiveSummary
LA COPA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€58,834) and a net result of -€22,618. Equity is shrinking by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.37 in 2024; short-term debt: 346% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-246%
Return on assets
-94.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€58,834
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
67 d late
2023
35 d late
2022
120 d late
2021
107 d late
2020
90 d late
2019
63 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 72 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€58,834▼ 62.5%
2024 · -€36,216
Total assets
€23,912▼ 62.8%
2024 · €64,302
Net result
-€22,618▼ 213%
2024 · -€7,225
Working capital
-€81,844▼ 29.7%
2024 · -€63,115
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€43,083-€5,417▲ 87.4%-€13,722▼ 153%-€7,013▲ 48.9%-€22,193▼ 216%
Net result-€41,076below the sector's middle half-€5,717below the sector's middle half▲ 86.1%-€14,236below the sector's middle half▼ 149%-€7,225below the sector's middle half▲ 49.3%-€22,618below the sector's middle half▼ 213%
Equity-€9,039below the sector's middle half-€14,756below the sector's middle half▼ 63.2%-€28,992below the sector's middle half▼ 96.5%-€36,216below the sector's middle half▼ 24.9%-€58,834below the sector's middle half▼ 62.5%
Total assets€64,283within the sector's middle half▼ 12.5%€78,744within the sector's middle half▲ 22.5%€51,099below the sector's middle half▼ 35.1%€64,302within the sector's middle half▲ 25.8%€23,912below the sector's middle half▼ 62.8%
Debt€73,322▲ 77.1%€93,500▲ 27.5%€80,090▼ 14.3%€100,518▲ 25.5%€82,746▼ 17.7%
Working capital-€43,104below the sector's middle half▼ 1,943%-€48,821below the sector's middle half▼ 13.3%-€56,575below the sector's middle half▼ 15.9%-€63,115below the sector's middle half▼ 11.6%-€81,844below the sector's middle half▼ 29.7%
Solvency-14.1%below the sector's middle half▼ 57.7pp-18.7%below the sector's middle half▼ 4.7pp-56.7%below the sector's middle half▼ 38.0pp-56.3%below the sector's middle half▲ 0.4pp-246.0%below the sector's middle half▼ 189.7pp
Current ratio0.41below the sector's middle half▼ 0.540.48below the sector's middle half▲ 0.070.29below the sector's middle half▼ 0.180.37below the sector's middle half▲ 0.070.01below the sector's middle half▼ 0.36
Return on assets (ROA)-63.9%below the sector's middle half▼ 66.7pp-7.3%below the sector's middle half▲ 56.6pp-27.9%below the sector's middle half▼ 20.6pp-11.2%below the sector's middle half▲ 16.6pp-94.6%below the sector's middle half▼ 83.4pp
Staff (FTE)2.4▲ 84.6%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22,193 in 2025 against €7,013 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,912
Fixed assets
€23,010 ▼ 16.6%
Current assets
€902 ▼ 97.5%
Equity and liabilities
Equity-€58,834
Debt€82,746
Equity is negative: debt (€82,746) exceeds the balance-sheet total (€23,912).
Key figures and ratios
EBITDA
-€17,620
Cash flow
-€18,045
Interest coverage
-41.46
Debt ≤ 1 year
€82,746▼
2024 · €99,834
Staff costs
€36,295▲
2024 · €24,233
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €38,956 | €27,127 | €13,158 | €24,233 | €36,295 | ▲ 49.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,942 | - | €6,481 | - | €4,573 | - |
| Other operating charges640/8 | €909 | €341 | €1,099 | €276 | €174 | ▼ 36.8% |
| Gross operating margin9900 | €3,723 | €22,052 | €7,016 | €17,495 | €18,849 | ▲ 7.7% |
| Operating profit (loss)9901 | -€43,083 | -€5,417 | -€13,722 | -€7,013 | -€22,193 | ▼ 216% |
| Financial income75/76B | €2,473 | - | €0 | - | - | - |
| Recurring financial income75 | €2,473 | - | €0 | - | - | - |
| Financial charges65/66B | €319 | €300 | €185 | €212 | €425 | ▲ 101% |
| Recurring financial charges65 | €319 | €300 | €185 | €212 | €425 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | -€40,930 | -€5,717 | -€13,907 | -€7,225 | -€22,618 | ▼ 213% |
| Income taxes67/77 | €146 | - | €329 | - | - | - |
| Profit (loss) for the period9904 | -€41,076 | -€5,717 | -€14,236 | -€7,225 | -€22,618 | ▼ 213% |
| Profit (loss) for the period to be appropriated9905 | -€41,076 | -€5,717 | -€14,236 | -€7,225 | -€22,618 | ▼ 213% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,283 | €78,744 | €51,099 | €64,302 | €23,912 | ▼ 62.8% |
| Fixed assets21/28 | €34,065 | €34,065 | €27,583 | €27,583 | €23,010 | ▼ 16.6% |
| Tangible fixed assets22/27 | €34,065 | €34,065 | €27,583 | €27,583 | €23,010 | ▼ 16.6% |
| Land and buildings22 | €6,846 | €6,846 | €4,573 | €4,573 | - | - |
| Plant, machinery and equipment23 | €26,157 | €26,157 | €23,010 | €23,010 | €23,010 | = |
| Furniture and vehicles24 | €1,062 | €1,062 | - | - | - | - |
| Current assets29/58 | €30,218 | €44,679 | €23,515 | €36,719 | €902 | ▼ 97.5% |
| Stocks and contracts in progress3 | €3,255 | €3,255 | €4,457 | €14,711 | - | - |
| Stocks30/36 | €3,255 | €3,255 | €4,457 | €14,711 | - | - |
| Amounts receivable within one year40/41 | €19,546 | €19,082 | €9,698 | €7,188 | - | - |
| Trade receivables40 | €10,736 | €10,458 | €2,525 | - | - | - |
| Other amounts receivable41 | €8,810 | €8,623 | €7,173 | €7,188 | - | - |
| Cash at bank and in hand54/58 | €5,277 | €11,868 | €7,220 | €5,786 | - | - |
| Deferred charges and accrued income490/1 | €2,141 | €10,475 | €2,141 | €9,033 | €902 | ▼ 90.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,283 | €78,744 | €51,099 | €64,302 | €23,912 | ▼ 62.8% |
| Equity10/15 | -€9,039 | -€14,756 | -€28,992 | -€36,216 | -€58,834 | ▼ 62.5% |
| Contributions10/11 | €13,740 | €13,740 | €13,740 | €13,740 | €13,740 | = |
| Capital10 | - | €13,740 | €13,740 | €13,740 | - | - |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | €4,860 | €4,860 | €4,860 | - | - |
| Outside capital11 | - | - | - | - | €13,740 | - |
| Other1109/19 | - | - | - | - | €13,740 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€24,639 | -€30,356 | -€44,592 | -€51,816 | -€74,434 | ▼ 43.6% |
| Amounts payable17/49 | €73,322 | €93,500 | €80,090 | €100,518 | €82,746 | ▼ 17.7% |
| Amounts payable within one year42/48 | €73,322 | €93,500 | €80,090 | €99,834 | €82,746 | ▼ 17.1% |
| Financial debts43 | - | - | - | - | €1,241 | - |
| Other loans439 | - | - | - | - | €1,241 | - |
| Trade debts44 | €16,617 | €21,050 | €18,903 | €27,587 | €13,696 | ▼ 50.4% |
| Suppliers440/4 | €16,617 | €21,050 | €18,903 | €27,587 | €13,696 | ▼ 50.4% |
| Taxes, remuneration and social security45 | €4,751 | €15,383 | €3,450 | €4,259 | €8,410 | ▲ 97.5% |
| Taxes450/3 | €3,346 | €1,400 | €3,450 | €4,259 | €8,410 | ▲ 97.5% |
| Remuneration and social security454/9 | €1,405 | €13,983 | - | - | - | - |
| Other amounts payable47/48 | €51,953 | €57,067 | €57,738 | €67,988 | €59,399 | ▼ 12.6% |
| Accrued charges and deferred income492/3 | - | - | - | €685 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€41,076 | -€5,717 | -€14,236 | -€7,225 | -€22,618 | ▼ 213% |
| + Depreciation and write-downs630 | €6,942 | - | €6,481 | - | €4,573 | - |
| Operating cash flow (approximation) | -€34,134 | -€5,717 | -€7,754 | -€7,225 | -€18,045 | ▼ 150% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €6,591 | -€4,648 | -€1,434 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
31-12
Financial
Weakest financial yearnet -€41,076
Net result drops to -€41,076, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2003
Ground area
2,101 m²
Building footprint
385 m²
Volume, LiDAR
1,777 m³
Parcel 46025B0787/00G000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Copa
since 20032.134.606.843
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0787/00G000 | Flanders | 2,101 m² | 1 · 385 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,471 companies in this sector we hold annual accounts for 949. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860710494
Registered
13-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.