Skip to content

LA COIFF'

Active
Private limited company (pre-2019)founded 201015 yrs activeRue Fossoul 1, 4100 Seraing, BelgiumKBO/BCE: BE 0829.986.438

LA COIFF' has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €6k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+5
Solvency100▲+1
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.73 against 2.93 in 2024; short-term debt: 19.8% and cash: 88.7% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.2%
Return on assets
24.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
on the day
2023
8 d early
2022
11 d early
2021
12 d early
2020
4 d early
2019
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▲ 44.0%
2024 · €14k
2019: €16k 2020: €17k 2021: €23k 2022: €18k 2023: €10k 2024: €14k
2019 → 2025
Total assets
€25k▲ 32.6%
2024 · €19k
2019: €29k 2020: €31k 2021: €26k 2022: €22k 2023: €14k 2024: €19k
2019 → 2025
Net result
€6k▲ 58.9%
2024 · €4k
2019: €-2k 2020: €1k 2021: €6k 2022: €-5k 2023: €-8k 2024: €4k
2019 → 2025
Working capital
€19k▲ 93.9%
2024 · €10k
2019: €-4k 2020: €295 2021: €10k 2022: €8k 2023: €3k 2024: €10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€23k-€18k▼ 21.9%€10k▼ 43.7%€14k▲ 38.3%€20k▲ 44.0%
Operating result€6k-€-5k€-8k▼ 58.2%€5k€7k▲ 44.0%
Net result€6k-€-5k€-8k▼ 55.9%€4k€6k▲ 58.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5kOperating result 2021: €6k€6kNet result 2021: €6k€6kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €-8k€-8kNet result 2023: €-8k€-8kOperating result 2024: €5k€5kNet result 2024: €4k€4kOperating result 2025: €7k€7kNet result 2025: €6k€6k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets €2k▼ 64.4%
Current assets €24k▲ 62.0%
Equity and liabilities €25k
Equity €20k▲ 44.0%
Debt €5k▲ 0.4%
The debt ratio falls from 26.2% to 19.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9k
2024 · €7k
Cash flow
€9k
2024 · €7k
Solvency
80.2%
2024 · 73.8%
Current ratio
4.73
2024 · 2.93
Quick ratio
4.60
2024 · 2.75
Debt / equity
0.25
2024 · 0.35
ROE
30.5%
2024 · 27.7%
ROA
24.5%
2024 · 20.4%
Interest coverage
57.55
2024 · 47.66
Debt
€5k
2024 · €5k
Debt ≤ 1 year
€5k
2024 · €5k
Income taxes
€177
2024 · €488
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€19k€25k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Land and buildings22€4k€2k
Current assets29/58€15k€24k
Stocks and contracts in progress3€905€667
Stocks30/36€905€667
Cash at bank and in hand54/58€13k€22k
Deferred charges and accrued income490/1€593€618
Equity and liabilities
Total equity and liabilities10/49€19k€25k
Equity10/15€14k€20k
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-169€6k
Amounts payable17/49€5k€5k
Amounts payable within one year42/48€5k€5k
Trade debts44€504€312
Suppliers440/4€504€312
Taxes, remuneration and social security45€168€0
Taxes450/3€168€0
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€5k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€1k
Gross operating margin9900€9k€11k
Operating profit (loss)9901€5k€7k
Financial income75/76B€4€0
Recurring financial income75€4€0
Financial charges65/66B€155€163
Recurring financial charges65€155€163
Profit (loss) for the period before taxes9903€4k€6k
Income taxes67/77€488€177
Profit (loss) for the period9904€4k€6k
Profit (loss) for the period to be appropriated9905€4k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€-169€6k
Profit (loss) brought forward from the previous period14P€-4k€-169

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2019net €6k ▲58.9%
Operating result €7k, net result €6k, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Back to profitnet €4k
Net result €4k after 2 loss-making years.
23-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
20-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
19-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Liquidity quadruplescurrent ratio 4.31
Current ratio from 1.02 to 4.31; short-term debt falls from €14k to €3k.
27-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
28-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Fossoul 14100 Seraing
Ground area
1,612 m²
Building footprint
123 m²
Volume, LiDAR
780 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LA COIFF'
Rue Fossoul 102, 4100 SeraingHairdressing
since 20102.192.530.788
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62019A0151/00F000 Wallonia 1,309 m² 1 · 24 m² 4.1 m · 1 fl.
62019A0081/00A002 Wallonia 303 m² 1 · 100 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 2,363 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded06-10-2010
Fiscal year end30-06
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.