LA CLE
ActiveSummary
The computed 12-month bankruptcy probability of LA CLE is 1.8% (moderate). The 2024 annual accounts show equity of €34,082 and a net result of -€25,136. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 1763 sector peers (fiscal year 2024). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-65
Solvency69▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.62 against 1.09 in 2023; short-term debt: 48.6% and cash: 7.4% of total assets), and 56.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.8%
Return on assets
-32.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€25,136
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
43 d late
2022
51 d late
2021
20 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€25,136▼ 572%
2023 · -€3,742
Working capital
-€14,431
2023 · €2,969
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€19,926▲ 2.1%€31,952▲ 60.4%-€11,077-€2,762▲ 75.1%-€23,449▼ 749%
Net result€18,797within the sector's middle half▲ 42.5%€28,458within the sector's middle half▲ 51.4%-€10,777within the sector's middle half-€3,742within the sector's middle half▲ 65.3%-€25,136below the sector's middle half▼ 572%
Equity€55,280within the sector's middle half▲ 51.5%€83,738within the sector's middle half▲ 51.5%€62,961within the sector's middle half▼ 24.8%€59,218within the sector's middle half▼ 5.9%€34,082within the sector's middle half▼ 42.4%
Total assets€67,889within the sector's middle half▲ 11.3%€100,016within the sector's middle half▲ 47.3%€128,621within the sector's middle half▲ 28.6%€112,165within the sector's middle half▼ 12.8%€77,869below the sector's middle half▼ 30.6%
Debt€12,609▼ 48.5%€16,278▲ 29.1%€65,660▲ 303%€52,947▼ 19.4%€43,787▼ 17.3%
Working capital€26,296▲ 281%€60,680▲ 131%€2,597▼ 95.7%€2,969▲ 14.3%-€14,431
Solvency81.4%above the sector's middle half▲ 21.6pp83.7%above the sector's middle half▲ 2.3pp49.0%within the sector's middle half▼ 34.8pp52.8%above the sector's middle half▲ 3.8pp43.8%within the sector's middle half▼ 9.0pp
Staff (FTE)0.7below the sector's middle half▲ 75.0%0.7below the sector's middle half=0.8below the sector's middle half▲ 14.3%1below the sector's middle half▲ 25.0%1.3below the sector's middle half▲ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23,449 in 2024 against €2,762 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77,869
Fixed assets
€54,470 ▼ 27.0%
Current assets
€23,399 ▼ 37.7%
Equity and liabilities €77,869
Equity
€34,082 ▼ 42.4%
Debt
€43,787 ▼ 17.3%
Debt's share of the balance-sheet total rises from 47.2% to 56.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,742▼
2023 · €17,454
Cash flow
-€3,429▼
2023 · €16,474
Current ratio
0.62▼
2023 · 1.09
Quick ratio
0.53▼
2023 · 0.99
Debt to equity
1.28▲
2023 · 0.89
ROE
-73.8%▼
2023 · -6.3%
ROA
-32.3%▼
2023 · -3.3%
Interest coverage
-1.81▼
2023 · 22.60
Debt ≤ 1 year
€37,830▲
2023 · €34,579
Debt > 1 year
€5,956▼
2023 · €18,368
Income taxes
€727▲
2023 · €600
Staff costs
€59,862▲
2023 · €46,893
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €19,246 | €33,769 | €46,893 | €59,862 | ▲ 27.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,088 | €8,210 | €16,229 | €20,216 | €21,707 | ▲ 7.4% |
| Other operating charges640/8 | - | €762 | €1,241 | €2,816 | €4,285 | ▲ 52.1% |
| Gross operating margin9900 | €43,242 | €60,169 | €40,163 | €67,163 | €62,406 | ▼ 7.1% |
| Operating profit (loss)9901 | €19,926 | €31,952 | -€11,077 | -€2,762 | -€23,449 | ▼ 749% |
| Financial income75/76B | - | €1,523 | €1,459 | €392 | - | - |
| Recurring financial income75 | €1,644 | €1,523 | €1,459 | €392 | - | - |
| Financial charges65/66B | - | €0 | €582 | €772 | €961 | ▲ 24.4% |
| Recurring financial charges65 | €186 | €0 | €582 | €772 | €961 | ▲ 24.4% |
| Profit (loss) for the period before taxes9903 | €21,384 | €33,475 | -€10,200 | -€3,142 | -€24,410 | ▼ 677% |
| Income taxes67/77 | €2,588 | €5,017 | €577 | €600 | €727 | ▲ 21.1% |
| Profit (loss) for the period9904 | €18,797 | €28,458 | -€10,777 | -€3,742 | -€25,136 | ▼ 572% |
| Profit (loss) for the period to be appropriated9905 | €18,797 | €28,458 | -€10,777 | -€3,742 | -€25,136 | ▼ 572% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67,889 | €100,016 | €128,621 | €112,165 | €77,869 | ▼ 30.6% |
| Fixed assets21/28 | €28,984 | €23,058 | €78,834 | €74,617 | €54,470 | ▼ 27.0% |
| Tangible fixed assets22/27 | €28,360 | €22,433 | €78,209 | €73,993 | €53,846 | ▼ 27.2% |
| Plant, machinery and equipment23 | - | €2,771 | €3,615 | €16,680 | €13,815 | ▼ 17.2% |
| Furniture and vehicles24 | - | €5,000 | €53,532 | €40,257 | €26,982 | ▼ 33.0% |
| Other tangible fixed assets26 | - | €14,662 | €21,063 | €17,056 | €13,049 | ▼ 23.5% |
| Financial fixed assets28 | €624 | €624 | €624 | €624 | €624 | = |
| Current assets29/58 | €38,905 | €76,958 | €49,787 | €37,548 | €23,399 | ▼ 37.7% |
| Stocks and contracts in progress3 | €3,683 | €3,292 | €3,109 | €3,217 | €3,263 | ▲ 1.4% |
| Stocks30/36 | - | €3,292 | €3,109 | €3,217 | €3,263 | ▲ 1.4% |
| Amounts receivable within one year40/41 | €27,398 | €33,015 | €29,939 | €5,173 | €14,335 | ▲ 177% |
| Trade receivables40 | - | €222 | €799 | €0 | €0 | - |
| Other amounts receivable41 | - | €32,793 | €29,140 | €5,173 | €14,335 | ▲ 177% |
| Cash at bank and in hand54/58 | €7,824 | €40,588 | €15,760 | €28,457 | €5,758 | ▼ 79.8% |
| Deferred charges and accrued income490/1 | - | €64 | €980 | €700 | €43 | ▼ 93.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67,889 | €100,016 | €128,621 | €112,165 | €77,869 | ▼ 30.6% |
| Equity10/15 | €55,280 | €83,738 | €62,961 | €59,218 | €34,082 | ▼ 42.4% |
| Contributions10/11 | - | €12,400 | €12,400 | €14,384 | €14,384 | = |
| Reserves13 | €1,984 | €1,984 | €1,984 | €0 | - | - |
| Non-distributable reserves130/1 | - | €1,984 | €1,984 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,984 | €1,984 | €0 | - | - |
| Profit (loss) carried forward14 | €40,896 | €69,354 | €48,577 | €44,835 | €19,699 | ▼ 56.1% |
| Amounts payable17/49 | €12,609 | €16,278 | €65,660 | €52,947 | €43,787 | ▼ 17.3% |
| Amounts payable after more than one year17 | - | - | €18,470 | €18,368 | €5,956 | ▼ 67.6% |
| Financial debts170/4 | - | - | €18,470 | €18,368 | €5,956 | ▼ 67.6% |
| Amounts payable within one year42/48 | €12,609 | €16,278 | €47,190 | €34,579 | €37,830 | ▲ 9.4% |
| Current portion of amounts payable after more than one year42 | - | - | €8,679 | €12,142 | €12,411 | ▲ 2.2% |
| Trade debts44 | €2,483 | €4,219 | €15,830 | €6,917 | €13,937 | ▲ 101% |
| Suppliers440/4 | - | €4,219 | €15,830 | €6,917 | €13,937 | ▲ 101% |
| Taxes, remuneration and social security45 | - | €12,059 | €12,681 | €12,151 | €11,482 | ▼ 5.5% |
| Taxes450/3 | - | €9,203 | €8,861 | €6,956 | €5,454 | ▼ 21.6% |
| Remuneration and social security454/9 | - | €2,856 | €3,821 | €5,195 | €6,028 | ▲ 16.0% |
| Other amounts payable47/48 | - | €0 | €10,000 | €3,368 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,797 | €28,458 | -€10,777 | -€3,742 | -€25,136 | ▼ 572% |
| + Depreciation and write-downs630 | €8,088 | €8,210 | €16,229 | €20,216 | €21,707 | ▲ 7.4% |
| Operating cash flow (approximation) | €26,884 | €36,668 | €5,452 | €16,474 | -€3,429 | ▼ 121% |
| Investment in fixed assets (approximation) | - | -€2,283 | -€72,005 | -€16,000 | -€1,560 | ▲ 90.3% |
| Change in cash | - | €32,764 | -€24,828 | €12,697 | -€22,699 | ▼ 279% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€25,136
Net result drops to -€25,136, the lowest in the series.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 43 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 51 days late
2022
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 20 days late
2021
31-12
Financial
Highest result since 2018net €28,458 ▲51.4%
Operating result €31,952, net result €28,458, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.09
Current ratio from 1.28 to 3.09; short-term debt falls from €24,490 to €12,609.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
2016
15-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1993
Ground area
209 m²
Building footprint
103 m²
Volume, LiDAR
791 m³
Parcel 92095B0189/00P000, Wallonia · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Au vieux Naninne
since 19932.064.351.030
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0189/00P000 | Wallonia | 209 m² | 1 · 103 m² | 8.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersOwners 2
- Christophe Rihouxnatural personSourceown accounts 202486.67%
- GEORGES RIHOUXnatural personSourceown accounts 202413.33%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of LA CLE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.064.351.030
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. 4,108 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-1993
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56302Nightclubs
56111Full-service restaurants
Contact
Phone
0496/616270Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451095035
Also
9925:BE0451095035
Registered
12-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.