La Chaumière
ActiveThe computed 12-month bankruptcy probability of La Chaumière is 1.7% (moderate). The 2025 annual accounts show equity of €220k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 13090 sector peers (fiscal year 2025). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency78▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.03 in 2024; short-term debt: 46.8% and cash: 9.4% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
2023
57 d early
2022
54 d early
2021
48 d early
2020
50 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€77k▼ 41.3%
2024 · €131k
2021: €218k
2022: €235k
2023: €187k
2024: €131k
2021 → 2025
EBIT margin
-7.5%▼ 0.8pp
2024 · -6.6%
2021: -2.1%
2022: 8.0%
2023: 0.0%
2024: -6.6%
2021 → 2025
Net result
€-6k
2024 · €162k
2018: €-14k
2019: €-46k
2020: €-87k
2021: €-9k
2022: €16k
2023: €-597
2024: €162k
2018 → 2025
Working capital
€-154k▲ 25.7%
2024 · €-207k
2018: €-40k
2019: €-125k
2020: €-263k
2021: €-265k
2022: €-482k
2023: €-426k
2024: €-207k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€218k-€235k▲ 7.4%€187k▼ 20.2%€131k▼ 29.8%€77k▼ 41.3%
Equity€48k-€64k▲ 32.8%€64k▼ 0.9%€225k▲ 254%€220k▼ 2.6%
Operating result€-5k-€19k€69▼ 99.6%€-9k€-6k▲ 34.0%
Net result€-9k-€16k€-597€162k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€374k▼ 13.7%
Current assets
€39k▲ 469%
Equity and liabilities €413k
Equity
€220k▼ 2.6%
Debt
€193k▼ 9.8%
The debt ratio falls from 48.7% to 46.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €53k
Cash flow
€52k▼
2024 · €224k
Solvency
53.2%▲
2024 · 51.3%
Current ratio
0.20▲
2024 · 0.03
Quick ratio
0.20▲
2024 · 0.03
Debt / equity
0.88▼
2024 · 0.95
ROE
-2.7%▼
2024 · 71.8%
ROA
-1.4%▼
2024 · 36.8%
Interest coverage
399.42▲
2024 · 37.81
Debt
€193k▼
2024 · €214k
Debt ≤ 1 year
€193k▼
2024 · €214k
Staff costs
€-494▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€413k▼
Fixed assets21/28€433k€374k▼
Tangible fixed assets22/27€432k€374k▼
Land and buildings22€364k€308k▼
Plant, machinery and equipment23€64k€62k▼
Furniture and vehicles24€4k-
Other tangible fixed assets26-€3k
Financial fixed assets28€960-
Current assets29/58€7k€39k▲
Amounts receivable within one year40/41-€434
Other amounts receivable41-€434
Cash at bank and in hand54/58€7k€39k▲
Equity and liabilities
Total equity and liabilities10/49€440k€413k▼
Equity10/15€225k€220k▼
Contributions10/11€400k€400k=
Capital10€400k€400k=
Issued capital100€400k€400k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-176k€-182k▼
Amounts payable17/49€214k€193k▼
Amounts payable within one year42/48€214k€193k▼
Trade debts44€5k€5k=
Suppliers440/4€5k€5k=
Taxes, remuneration and social security45€53-
Taxes450/3€53-
Other amounts payable47/48€209k€188k▼
Income statement
Code20242025
Turnover70€131k€77k▼
Goods, raw materials, services and sundry goods60/61€42k€20k▼
Remuneration, social security and pensions62€31k€-494▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€58k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€90k€57k▼
Operating profit (loss)9901€-9k€-6k▲
Financial income75/76B€172k€18▼
Recurring financial income75€172k€18▼
Non-recurring financial income76B€172k-
Financial charges65/66B€1k€131▼
Recurring financial charges65€1k€131▼
Profit (loss) for the period before taxes9903€162k€-6k▼
Profit (loss) for the period9904€162k€-6k▼
Profit (loss) for the period to be appropriated9905€162k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-176k€-182k▼
Profit (loss) brought forward from the previous period14P€-338k€-176k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €162k
Net result €162k after one loss-making year.
31-12
Financial
Equity above €200kEq €225k ▲254%
Equity rises from €64k to €225k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2013
23-09
State Gazette act
General meeting · Director resignation
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1957
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alexis Willemstraat 301160 OudergemGround area
2,371 m²
Building footprint
548 m²
Volume, LiDAR
4,437 m³
2 parcels, Brussels, Flanders · tallest building 18.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Ring
since 19572.022.370.618
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23041A0003/00V000 | Flanders | 1,750 m² | 1 · 393 m² | 15.0 m · 3 fl. |
| 21332E0033/00P076 | Brussels | 621 m² | 1 · 155 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,336 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.