HAVA
ActiveHAVA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €21k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-51
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 6.15 against 7.43 in 2024), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
61 d late
2023
36 d early
2022
52 d late
2021
92 d late
2020
48 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 10.8%
2024 · €198k
2018: €56k
2019: €70k
2020: €90k
2021: €113k
2022: €119k
2023: €149k
2024: €198k
2018 → 2025
Total assets
€268k▲ 12.0%
2024 · €239k
2018: €81k
2019: €108k
2020: €116k
2021: €144k
2022: €159k
2023: €190k
2024: €239k
2018 → 2025
Net result
€21k▼ 56.0%
2024 · €49k
2018: €12k
2019: €14k
2020: €20k
2021: €23k
2022: €6k
2023: €30k
2024: €49k
2018 → 2025
Working capital
€222k▲ 8.0%
2024 · €206k
2018: €55k
2019: €69k
2020: €90k
2021: €107k
2022: €134k
2023: €162k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€119k▲ 5.4%€149k▲ 25.5%€198k▲ 32.7%€219k▲ 10.8%
Operating result€34k-€11k▼ 68.7%€40k▲ 275%€70k▲ 75.1%€32k▼ 54.4%
Net result€23k-€6k▼ 73.7%€30k▲ 399%€49k▲ 60.7%€21k▼ 56.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€2k▲ 74.1%
Current assets
€265k▲ 11.6%
Equity and liabilities €268k
Equity
€219k▲ 10.8%
Debt
€48k▲ 17.3%
The debt ratio rises from 17.2% to 18.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€32k▼
2024 · €70k
Cash flow
€22k▼
2024 · €49k
Solvency
82.0%▼
2024 · 82.8%
Current ratio
6.15▼
2024 · 7.43
Quick ratio
6.11▼
2024 · 7.36
Debt / equity
0.22▲
2024 · 0.21
ROE
9.8%▼
2024 · 24.6%
ROA
8.0%▼
2024 · 20.4%
Interest coverage
31.15▼
2024 · 49.80
Debt
€48k▲
2024 · €41k
Debt ≤ 1 year
€43k▲
2024 · €32k
Debt > 1 year
€3k▼
2024 · €9k
Income taxes
€9k▼
2024 · €20k
Staff costs
€241▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€268k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24-€966
Current assets29/58€238k€265k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€209k€240k▲
Trade receivables40€3k-
Other amounts receivable41€206k€240k▲
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€17k€17k▲
Equity and liabilities
Total equity and liabilities10/49€239k€268k▲
Equity10/15€198k€219k▲
Contributions10/11€15k€15k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€181k€203k▲
Amounts payable17/49€41k€48k▲
Amounts payable after more than one year17€9k€3k▼
Financial debts170/4€9k€3k▼
Amounts payable within one year42/48€32k€43k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43-€678
Credit institutions430/8-€678
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€21k€30k▲
Taxes450/3€21k€30k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€163€241▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130€106▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€72k€34k▼
Operating profit (loss)9901€70k€32k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€68k€31k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€49k€21k▼
Profit (loss) for the period to be appropriated9905€49k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€203k▲
Profit (loss) brought forward from the previous period14P€133k€181k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €200kEq €219k ▲10.8%
8 profitable years in a row build equity to €219k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €49k ▲60.7%
Operating result €70k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲32.7%
7 profitable years in a row build equity to €198k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €6k ▼73.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Equity above €100kEq €113k ▲25.8%
4 profitable years in a row build equity to €113k.
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 9.00
Current ratio from 4.49 to 9.00; short-term debt falls from €20k to €11k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Zeyrek Havva
CurrentDirector · since 11-01-2024
11-01-2024
Resigned as Director
11-01-2024
Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kioskplaats 782660 AntwerpenGround area
287 m²
Building footprint
228 m²
Volume, LiDAR
2,556 m³
2 parcels, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PIZZA PRIMAVERA
since 19972.084.511.489
La Primavera
since 20092.176.322.385
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0319/00L000 | Flanders | 155 m² | 1 · 131 m² | 15.4 m · 4 fl. |
| 11811L3766/00S000 | Flanders | 132 m² | 1 · 96 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
La Chaumière
BE 0400.719.965
Oudergem · Eq €220k
HezeResto
BE 0870.425.441
Laakdal · Eq €219k
L'ALTRO PARMA
BE 0506.776.795
Beersel · Eq €220k
CIP EVENEMENTS
BE 0866.595.030
Jurbise · Eq €220k
P.T.S.
BE 0480.061.017
Lier · Eq €219k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 8,248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-1997
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.