LA CHARCUTERIE

Active

Private limited company (pre-2019)founded 201510 yrs activePaul Dejaerlaan 16, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0641.900.270

The computed 12-month bankruptcy probability of LA CHARCUTERIE is 1.6% (moderate). The 2024 annual accounts show equity of €38k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 26052 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

57 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability89▼-10

Solvency53▲+16

Growth54=

Track record100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.33 against 1.09 in 2023; short-term debt: 72.4% and cash: 1.2% of total assets), and 72.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

27.6%

Return on assets

16.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

not confirmed

2024

59 d late

2023

58 d late

2022

61 d late

2021

31 d late

2020

88 d late

2019

108 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€73k▼ 40.7%

2019 · €123k

2018: €87k 2019: €123k

2018 → 2020

EBIT margin

-14.6%▼ 0.7pp

2019 · -13.9%

2018: -39.7% 2019: -13.9%

2018 → 2020

Net result

€23k▼ 27.5%

2023 · €31k

2018: €-32k 2019: €-17k 2020: €-6k 2022: €-596 2023: €31k

2018 → 2024

Working capital

€32k▲ 212%

2023 · €10k

2018: €-24k 2019: €-35k 2020: €-51k 2021: €-51k 2022: €-22k 2023: €10k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€73k-

Equity€-41k-€-41k=€-16k▲ 62.2%€15k€38k▲ 146%

Operating result€-11k-€4k€33k▲ 726%€25k▼ 22.0%

Net result€-6k-€-596€31k€23k▼ 27.5%

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 22% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €138k

95.9%

Fixed assets €6k▼ 18.6%

Current assets €132k▲ 10.1%

Equity and liabilities €138k

27.6%

72.4%

Equity €38k▲ 146%

Debt €100k▼ 10.6%

The debt ratio falls from 87.8% to 72.4%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€27k▼

2023 · €34k

Cash flow

€24k▼

2023 · €32k

Solvency

27.6%▲

2023 · 12.2%

Current ratio

1.33▲

2023 · 1.09

Quick ratio

1.33▲

2023 · 1.09

Debt / equity

2.62▼

2023 · 7.19

ROE

59.3%▼

2023 · 200.9%

ROA

16.4%▼

2023 · 24.5%

Interest coverage

14.35▼

2023 · 23.43

Debt

€100k▼

2023 · €111k

Debt ≤ 1 year

€100k▼

2023 · €110k

Income taxes

€982▲

2023 · €0

Staff costs

€5k▼

2023 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€127k€138k▲

Fixed assets21/28€7k€6k▼

Tangible fixed assets22/27€2k€1k▼

Furniture and vehicles24€318€0▼

Other tangible fixed assets26€2k€1k▼

Financial fixed assets28€5k€5k=

Current assets29/58€120k€132k▲

Amounts receivable within one year40/41€118k€130k▲

Trade receivables40€39k€42k▲

Other amounts receivable41€78k€88k▲

Cash at bank and in hand54/58€2k€2k▼

Equity and liabilities

Total equity and liabilities10/49€127k€138k▲

Equity10/15€15k€38k▲

Contributions10/11€32k€32k=

Profit (loss) carried forward14€-16k€7k▲

Amounts payable17/49€111k€100k▼

Amounts payable within one year42/48€110k€100k▼

Trade debts44€55k€43k▼

Suppliers440/4€55k€43k▼

Taxes, remuneration and social security45€22k€23k▲

Taxes450/3€17k€17k▲

Remuneration and social security454/9€5k€7k▲

Other amounts payable47/48€33k€33k▲

Accrued charges and deferred income492/3€2k€0▼

Income statement Code20232024

Remuneration, social security and pensions62€17k€5k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼

Other operating charges640/8€1k€3k▲

Non-recurring operating charges66A€0-

Gross operating margin9900€52k€34k▼

Operating profit (loss)9901€33k€25k▼

Financial income75/76B€0€17▲

Recurring financial income75€0€17▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€31k€24k▼

Income taxes67/77€0€982▲

Profit (loss) for the period9904€31k€23k▼

Profit (loss) for the period to be appropriated9905€31k€23k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-16k€7k▲

Profit (loss) brought forward from the previous period14P€-47k€-16k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 1Filings 9

2025

28-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 59 days late

2024

27-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 58 days late

2023

31-12

Financial Back to profitnet €31k

Net result €31k after one loss-making year.

30-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 61 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

27-10

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 88 days late

2020

16-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 108 days late

21-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 418 days late

15-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 685 days late

02-06

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 1037 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paul Dejaerlaan 161060 Sint-Gillis (bij-Brussel)

Ground area

135 m²

Building footprint

89 m²

Volume, LiDAR

1,432 m³

Parcel 21013B0417/00P012, Brussels · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

La Charcuterie

Paul Dejaerlaan 16, 1060 Sint-Gillis (bij-Brussel)Retail trade

since 20182.271.440.090

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0417/00P012 ProtectedMonumentVoormalige varkensslagerijSource ↗	Brussels	135 m²	1 · 89 m²	20.0 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Gillis2.271.440.090

3 permissions

Toelating · Ambulante detailhandel · since 15-01-2018

Toelating · Detailhandel · since 15-01-2018

Toelating · Eetgelegenheid · since 15-01-2018

Similar companies · same sector, comparable size

B-FRESH

BE 0725.772.707

Sint-Niklaas · Eq €38k

Of 3,043 companies in sector 47221 we hold annual accounts for 1,561. 1,248 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded26-10-2015

Fiscal year end31-12

Activities, NACEBEL

47221Retail sale of meat and meat products, excluding game and poultry

47222Retail trade

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.