LA CHAMAREE
ActiveSummary
LA CHAMAREE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 90% of 1059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.24 in 2024; short-term debt: 16.6% and cash: 1.8% of total assets), and 16.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
14 d early
2021
18 d late
2020
31 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€93k▼ 5.7%
2024 · €98k
2018: €90k
2019: €90k▼ -0.3% vs 2018lowest in 8 years
2020: €101k▲ +12.3% vs 2019
2021: €112k▲ +10.6% vs 2020highest in 8 years
2022: €109k▼ -2.5% vs 2021
2023: €102k▼ -6.4% vs 2022
2024: €98k▼ -3.5% vs 2023
2025: €93k▼ -5.7% vs 2024
2018 → 2025
Total assets
€111k▼ 6.4%
2024 · €119k
2018: €155khighest in 8 years
2019: €148k▼ -5.0% vs 2018
2020: €146k▼ -1.2% vs 2019
2021: €137k▼ -5.8% vs 2020
2022: €132k▼ -3.9% vs 2021
2023: €125k▼ -4.9% vs 2022
2024: €119k▼ -5.5% vs 2023
2025: €111k▼ -6.4% vs 2024lowest in 8 years
2018 → 2025
Net result
€-6k▼ 55.6%
2024 · €-4k
2018: €-59
2019: €-258▼ -338% vs 2018
2020: €11k▲ +4371% vs 2019highest in 8 years
2021: €11k▼ -2.9% vs 2020
2022: €-3k▼ -126% vs 2021
2023: €-7k▼ -153% vs 2022lowest in 8 years
2024: €-4k▲ +48.9% vs 2023
2025: €-6k▼ -55.6% vs 2024
2018 → 2025
Working capital
€-14k▲ 7.3%
2024 · €-15k
2018: €-45k
2019: €-48k▼ -6.4% vs 2018lowest in 8 years
2020: €-37k▲ +22.3% vs 2019
2021: €-20k▲ +46.8% vs 2020
2022: €-18k▲ +11.7% vs 2021
2023: €-18k▼ -1.8% vs 2022
2024: €-15k▲ +13.3% vs 2023
2025: €-14k▲ +7.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€109k▼ 2.5%€102k▼ 6.4%€98k▼ 3.5%€93k▼ 5.7%
2021: €112khighest in 5 years
2022: €109k▼ -2.5% vs 2021
2023: €102k▼ -6.4% vs 2022
2024: €98k▼ -3.5% vs 2023
2025: €93k▼ -5.7% vs 2024lowest in 5 years
Operating result€14k-€-3k€-7k▼ 165%€-3k▲ 50.3%€-5k▼ 58.5%
2021: €14khighest in 5 years
2022: €-3k▼ -119% vs 2021
2023: €-7k▼ -165% vs 2022lowest in 5 years
2024: €-3k▲ +50.3% vs 2023
2025: €-5k▼ -58.5% vs 2024
Net result€11k-€-3k€-7k▼ 153%€-4k▲ 48.9%€-6k▼ 55.6%
2021: €11khighest in 5 years
2022: €-3k▼ -126% vs 2021
2023: €-7k▼ -153% vs 2022lowest in 5 years
2024: €-4k▲ +48.9% vs 2023
2025: €-6k▼ -55.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€107k ▼ 5.9%
Current assets
€4k ▼ 17.5%
Equity and liabilities €111k
Equity
€93k ▼ 5.7%
Debt
€18k ▼ 9.8%
Debt's share of the balance-sheet total falls from 17.2% to 16.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €3k
Cash flow
€1k▼
2024 · €3k
Current ratio
0.22▼
2024 · 0.24
Debt to equity
0.20▼
2024 · 0.21
ROE
-6.0%▼
2024 · -3.6%
ROA
-5.0%▼
2024 · -3.0%
Interest coverage
7.02▼
2024 · 17.93
Debt ≤ 1 year
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€111k▼
Fixed assets21/28€114k€107k▼
Tangible fixed assets22/27€114k€107k▼
Land and buildings22€109k€105k▼
Plant, machinery and equipment23€5k€2k▼
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€8€17▲
Current investments50/53€2k-
Cash at bank and in hand54/58-€2k
Equity and liabilities
Total equity and liabilities10/49€119k€111k▼
Equity10/15€98k€93k▼
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Profit (loss) carried forward14€86k€81k▼
Amounts payable17/49€20k€18k▼
Amounts payable within one year42/48€20k€18k▼
Trade debts44€2k€747▼
Suppliers440/4€2k€747▼
Taxes, remuneration and social security45€316€513▲
Taxes450/3€316€513▲
Other amounts payable47/48€18k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€-3k€-5k▼
Financial charges65/66B€184€188▲
Recurring financial charges65€184€188▲
Profit (loss) for the period before taxes9903€-4k€-6k▼
Profit (loss) for the period9904€-4k€-6k▼
Profit (loss) for the period to be appropriated9905€-4k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€81k▼
Profit (loss) brought forward from the previous period14P€90k€86k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €7k | €7k | €7k | = |
| Other operating charges640/8 | €917 | €940 | €1k | €1k | €1k | ▲ 20.4% |
| Gross operating margin9900 | €21k | €5k | €1k | €4k | €3k | ▼ 38.9% |
| Operating profit (loss)9901 | €14k | €-3k | €-7k | €-3k | €-5k | ▼ 58.5% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €414 | €198 | €186 | €184 | €188 | ▲ 2.0% |
| Recurring financial charges65 | €414 | €198 | €186 | €184 | €188 | ▲ 2.0% |
| Profit (loss) for the period before taxes9903 | €13k | €-3k | €-7k | €-4k | €-6k | ▼ 55.6% |
| Income taxes67/77 | €2k | - | - | - | - | - |
| Profit (loss) for the period9904 | €11k | €-3k | €-7k | €-4k | €-6k | ▼ 55.6% |
| Profit (loss) for the period to be appropriated9905 | €11k | €-3k | €-7k | €-4k | €-6k | ▼ 55.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137k | €132k | €125k | €119k | €111k | ▼ 6.4% |
| Fixed assets21/28 | €132k | €127k | €120k | €114k | €107k | ▼ 5.9% |
| Tangible fixed assets22/27 | €132k | €127k | €120k | €114k | €107k | ▼ 5.9% |
| Land and buildings22 | €123k | €118k | €114k | €109k | €105k | ▼ 4.2% |
| Plant, machinery and equipment23 | €9k | €9k | €7k | €5k | €2k | ▼ 47.4% |
| Current assets29/58 | €5k | €5k | €5k | €5k | €4k | ▼ 17.5% |
| Amounts receivable within one year40/41 | - | - | €2k | €3k | €2k | ▼ 31.4% |
| Trade receivables40 | - | - | €2k | €3k | €2k | ▼ 31.7% |
| Other amounts receivable41 | - | - | - | €8 | €17 | ▲ 102% |
| Current investments50/53 | - | - | - | €2k | - | - |
| Cash at bank and in hand54/58 | €5k | €5k | €3k | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137k | €132k | €125k | €119k | €111k | ▼ 6.4% |
| Equity10/15 | €112k | €109k | €102k | €98k | €93k | ▼ 5.7% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | €12k | €12k | €12k | €12k | = |
| Other1109/19 | €12k | €12k | €12k | €12k | €12k | = |
| Profit (loss) carried forward14 | €100k | €97k | €90k | €86k | €81k | ▼ 6.4% |
| Amounts payable17/49 | €26k | €23k | €24k | €20k | €18k | ▼ 9.8% |
| Amounts payable within one year42/48 | €25k | €22k | €23k | €20k | €18k | ▼ 9.8% |
| Trade debts44 | €99 | €591 | €799 | €2k | €747 | ▼ 69.2% |
| Suppliers440/4 | €99 | €591 | €799 | €2k | €747 | ▼ 69.2% |
| Taxes, remuneration and social security45 | €4k | €3k | €909 | €316 | €513 | ▲ 62.5% |
| Taxes450/3 | €4k | €3k | €909 | €316 | €513 | ▲ 62.5% |
| Other amounts payable47/48 | €21k | €19k | €21k | €18k | €17k | ▼ 2.9% |
| Accrued charges and deferred income492/3 | €750 | €750 | €750 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €-3k | €-7k | €-4k | €-6k | ▼ 55.6% |
| + Depreciation and write-downs630 | €7k | €7k | €7k | €7k | €7k | = |
| Operating cash flow (approximation) | €17k | €4k | €-308 | €3k | €1k | ▼ 63.7% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €0 | - |
| Change in cash | - | €-276 | €-2k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲12.3%
Equity rises from €90k to €101k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 1987
Ground area
819 m²
Building footprint
309 m²
Volume, LiDAR
1,328 m³
Parcel 51044A0405/00G000, Wallonia · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LA CHAMAREE
since 19872.030.978.080
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51044A0405/00G000 | Wallonia | 819 m² | 1 · 309 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,005 companies in sector 96999 we hold annual accounts for 602. 429 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-05-1987
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.