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La Chaloupe

Active
Non-profit associationfounded 198937 yrs activeRue du Monument 1, 1340 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0440.704.652

La Chaloupe has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €409k and a net result of €13k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 514 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2024
92 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+7
Solvency86▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.13 in 2023; short-term debt: 28.6% and cash: 46.5% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
35 d early
2023
21 d early
2022
39 d early
2021
47 d early
2020
39 d early
2019
35 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k
2023 · €-14k
2018: €46k 2019: €29k 2020: €-160 2021: €3k 2022: €-29k 2023: €-14k
2018 → 2024
Working capital
€250k▲ 14.4%
2023 · €219k
2018: €113k 2019: €119k 2020: €211k 2021: €323k 2022: €218k 2023: €219k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€470k-€463k▼ 1.4%€424k▼ 8.4%€403k▼ 5.0%€409k▲ 1.5%
Operating result€-7k-€-4k▲ 42.6%€-37k▼ 821%€-20k▲ 46.2%€5k
Net result€-160-€3k€-29k€-14k▲ 53.1%€13k
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2020: €-7k€-7kNet result 2020: €-160€-160Operating result 2021: €-4k€-4kNet result 2021: €3k€3kOperating result 2022: €-37k€-37kNet result 2022: €-29k€-29kOperating result 2023: €-20k€-20kNet result 2023: €-14k€-14kOperating result 2024: €5k€5kNet result 2024: €13k€13k20202021202220232024
The operating result returns to profit in 2024: €5k after a loss of €20k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €674k
Fixed assets €230k▼ 11.3%
Current assets €443k▲ 7.4%
Equity and liabilities €674k
Equity €409k▲ 1.5%
Debt €265k▼ 1.7%
The debt ratio falls from 40.1% to 39.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€34k
2023 · €9k
Cash flow
€43k
2023 · €15k
Solvency
60.7%
2023 · 59.9%
Current ratio
2.30
2023 · 2.13
Quick ratio
2.30
2023 · 2.13
Debt / equity
0.65
2023 · 0.67
ROE
3.3%
2023 · -3.4%
ROA
2.0%
2023 · -2.0%
Interest coverage
32.38
2023 · 5.78
Debt
€265k
2023 · €269k
Debt ≤ 1 year
€193k
2023 · €194k
Staff costs
€1.06M
2023 · €1.02M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€672k€674k
Fixed assets21/28€260k€230k
Tangible fixed assets22/27€260k€230k
Land and buildings22€246k€221k
Furniture and vehicles24€8k€5k
Other tangible fixed assets26€5k€5k
Financial fixed assets28€55€55=
Current assets29/58€413k€443k
Amounts receivable within one year40/41€219k€125k
Trade receivables40€10k€14k
Other amounts receivable41€209k€110k
Cash at bank and in hand54/58€187k€313k
Deferred charges and accrued income490/1€6k€5k
Equity and liabilities
Total equity and liabilities10/49€672k€674k
Equity10/15€403k€409k
Profit (loss) carried forward14€320k€334k
Investment grants15€83k€75k
Amounts payable17/49€269k€265k
Amounts payable within one year42/48€194k€193k
Trade debts44€29k€31k
Suppliers440/4€29k€31k
Taxes, remuneration and social security45€159k€158k
Taxes450/3€25k€26k
Remuneration and social security454/9€133k€132k
Accrued charges and deferred income492/3€76k€72k
Income statement Code20232024
Remuneration, social security and pensions62€1.02M€1.06M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k
Other operating charges640/8€3k-
Operating charges capitalised as restructuring costs649-€-368
Gross operating margin9900€1.03M€1.10M
Operating profit (loss)9901€-20k€5k
Financial income75/76B€8k€9k
Recurring financial income75€8k€9k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€-14k€13k
Profit (loss) for the period9904€-14k€13k
Profit (loss) for the period to be appropriated9905€-14k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€320k€334k
Profit (loss) brought forward from the previous period14P€334k€320k
Social balance
Average headcount (FTE)908714.615.4

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
10-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet €-29k ▼956%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
22-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
26-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
27-05
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
26-05
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Monument 11340 Ottignies-Louvain-la-Neuve
Ground area
378 m²
Building footprint
118 m²
Parcel 25083D0084/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
La Chaloupe
Rue du Monument 1, 1340 Ottignies-Louvain-la-NeuveSocial work activities without accommodation
since 20082.196.153.343
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25083D0084/00W002 Wallonia 378 m² 1 · 118 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Wallonia-Brussels Federation

2021 to 2025 · 45 entries · 1,900,701 EUR in total
Year Entries paid
2025 18 490,427 EUR
2024 10 531,666 EUR
2023 12 508,308 EUR
2022 2 337,931 EUR
2021 3 32,369 EUR
Budget allocations
Subventions aux services d'actions en milieu ouvert
3 entries · 1,130,283 EUR
Subventions aux services d’actions en milieu ouvert
12 entries · 439,349 EUR
Fonds budgétaire pour la réalisation de programmes d'actions ou de formation et de réinsertion professionnelles dans l'enseignementobligatoire de plein exercice, ordinaire et spécialisé, et l'enseignement en alternance
3 entries · 100,420 EUR
Soutien aux projets transversaux et locaux de promotion des droits culturels et de l'interculturalité
6 entries · 78,539 EUR
Soutien aux projets transversaux et locaux de promotion des droits culturels et de l'interculturalité - Subventions pluriannuelles
2 entries · 42,750 EUR
Show 6 more
Subventions aux projets en voie d'agrément
2 entries · 30,000 EUR
Subventions aux actions de prévention spécialisée
6 entries · 19,783 EUR
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
4 entries · 11,916 EUR
Initiatives en lien avec l’Egalité des chances, la lutte contre toutes formes de discrimination, l’interculturalité et la Citoyenneté en FWB
1 entry · 6,715 EUR
Initiatives diverses, projets particuliers et innovants
1 entry · 6,000 EUR
Soutien aux secteurs de l'aide à la jeunesse
1 entry · 4,440 EUR

Similar companies · same sector, comparable size

Of 258 companies in sector 88992 we hold annual accounts for 136. 104 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded05-07-1989
Fiscal year end31-12
Activities, NACEBEL
85323
88992Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.