La Bourse Blankenberge
ActiveThe computed 12-month bankruptcy probability of La Bourse Blankenberge is 1.6% (moderate). The 2025 annual accounts show equity of €107k and a net result of €-5. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 13090 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+12
Solvency86▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 3.97 in 2024; short-term debt: 23.8% and cash: 0.7% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
47 d late
2023
14 d late
2022
100 d late
2021
22 d early
2020
31 d late
2019
76 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€816k
EBIT margin
0.5%
Net result
€-5
2024 · €330
2018: €19k
2019: €3k
2020: €7k
2021: €57k
2022: €77k
2023: €-1k
2024: €330
2018 → 2025
Working capital
€109k▼ 17.6%
2024 · €132k
2018: €-99k
2019: €-5k
2020: €43k
2021: €110k
2022: €134k
2023: €149k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€816k
Equity€71k-€108k▲ 52.1%€106k▼ 1.2%€107k▲ 0.3%€107k=
Operating result€63k-€79k▲ 26.0%€2k▼ 97.2%€6k▲ 174%€4k▼ 35.7%
Net result€57k-€77k▲ 34.7%€-1k€330€-5
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€24k▲ 163%
Current assets
€151k▼ 14.8%
Equity and liabilities €175k
Equity
€107k=
Debt
€69k▼ 13.8%
The debt ratio falls from 42.8% to 39.2%. Debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €12k
Cash flow
€11k▲
2024 · €6k
Solvency
60.8%▲
2024 · 57.2%
Current ratio
3.61▼
2024 · 3.97
Quick ratio
3.37▼
2024 · 3.74
Debt / equity
0.64▼
2024 · 0.75
ROE
0.0%▼
2024 · 0.3%
ROA
0.0%▼
2024 · 0.2%
Interest coverage
3.94▲
2024 · 1.56
Debt
€69k▼
2024 · €80k
Debt ≤ 1 year
€42k▼
2024 · €45k
Debt > 1 year
€27k▼
2024 · €35k
Staff costs
€178k▼
2024 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€175k▼
Fixed assets21/28€9k€24k▲
Tangible fixed assets22/27€9k€24k▲
Plant, machinery and equipment23-€21k
Furniture and vehicles24€9k€3k▼
Current assets29/58€177k€151k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€149k€140k▼
Other amounts receivable41€149k€140k▼
Cash at bank and in hand54/58€18k€1k▼
Equity and liabilities
Total equity and liabilities10/49€186k€175k▼
Equity10/15€107k€107k=
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€2k-
Profit (loss) carried forward14€92k€92k=
Amounts payable17/49€80k€69k▼
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4€35k€27k▼
Amounts payable within one year42/48€45k€42k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€35k€30k▼
Taxes450/3€35k€30k▼
Income statement
Code20242025
Turnover70-€816k
Goods, raw materials, services and sundry goods60/61-€617k
Remuneration, social security and pensions62€180k€178k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€199k€199k▼
Operating profit (loss)9901€6k€4k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€330€-5▼
Profit (loss) for the period9904€330€-5▼
Profit (loss) for the period to be appropriated9905€330€-5▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€92k=
Profit (loss) brought forward from the previous period14P€92k€92k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Back to profitnet €330
Net result €330 after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €-1k ▼102%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.24
Current ratio from 2.53 to 6.24; short-term debt falls from €88k to €28k.
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
2022
31-12
Financial
Highest result since 2018net €77k ▲34.7%
Operating result €79k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲52.1%
5 profitable years in a row build equity to €108k.
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.27
Current ratio from 0.90 to 2.27; short-term debt falls from €54k to €34k.
16-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 47 days late
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 98420 De HaanGround area
838 m²
Building footprint
810 m²
Volume, LiDAR
6,189 m³
Parcel 31038B0037/00W011, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Bourse Blankenberge
since 20132.216.973.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31038B0037/00W011 | Flanders | 838 m² | 1 · 810 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.216.973.008
Similar companies · same sector, comparable size
CHABAL
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MIRAN AZAD
BE 0661.799.623
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DE ROOS GENT
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Gent · Eq €106k
MOVIES & MORE
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 3,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2013
Fiscal year end31-12
Abbreviation NL
LBB
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.