La bonne chère
ActiveThe computed 12-month bankruptcy probability of La bonne chère is 5.0% (elevated). The 2025 annual accounts show equity of €160k and a net result of €56k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 3.08 against 1.7 in 2024; short-term debt: 25.9% and cash: 60.1% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
25.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
34 d early
2023
26 d late
2022
21 d early
2021
25 d early
2020
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 52.4%
2024 · €105k
2020: €43k
2021: €82k
2022: €110k
2023: €73k
2024: €105k
2020 → 2025
Total assets
€219k▲ 11.2%
2024 · €197k
2020: €141k
2021: €171k
2022: €190k
2023: €226k
2024: €197k
2020 → 2025
Net result
€56k▼ 2.3%
2024 · €57k
2020: €17k
2021: €40k
2022: €29k
2023: €42k
2024: €57k
2020 → 2025
Working capital
€118k▲ 85.9%
2024 · €64k
2020: €10k
2021: €29k
2022: €61k
2023: €31k
2024: €64k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€110k▲ 33.9%€73k▼ 34.1%€105k▲ 44.8%€160k▲ 52.4%
Operating result€51k-€40k▼ 21.1%€58k▲ 44.8%€76k▲ 31.9%€75k▼ 1.9%
Net result€40k-€29k▼ 28.3%€42k▲ 44.7%€57k▲ 36.4%€56k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€44k▲ 2.7%
Current assets
€175k▲ 13.6%
Equity and liabilities €219k
Equity
€160k▲ 52.4%
Debt
€59k▼ 36.1%
The debt ratio falls from 46.6% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▼
2024 · €97k
Cash flow
€67k▼
2024 · €78k
Solvency
73.2%▲
2024 · 53.4%
Current ratio
3.08▲
2024 · 1.70
Quick ratio
2.51▲
2024 · 1.38
Debt / equity
0.37▼
2024 · 0.87
ROE
34.7%▼
2024 · 54.1%
ROA
25.4%▼
2024 · 28.9%
Interest coverage
16.99▼
2024 · 21.54
Debt
€59k▼
2024 · €92k
Debt ≤ 1 year
€57k▼
2024 · €90k
Income taxes
€15k▼
2024 · €16k
Staff costs
€161k▲
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€219k▲
Fixed assets21/28€43k€44k▲
Tangible fixed assets22/27€42k€43k▲
Plant, machinery and equipment23€18k€16k▼
Furniture and vehicles24€4k€10k▲
Other tangible fixed assets26€20k€18k▼
Financial fixed assets28€643€643=
Current assets29/58€154k€175k▲
Stocks and contracts in progress3€29k€33k▲
Stocks30/36€29k€33k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€117k€132k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€197k€219k▲
Equity10/15€105k€160k▲
Contributions10/11€20k€20k=
Reserves13€83k€139k▲
Distributable reserves133€83k€139k▲
Profit (loss) carried forward14€18€34▲
Investment grants15€2k€2k▼
Amounts payable17/49€92k€59k▼
Amounts payable within one year42/48€90k€57k▼
Current portion of amounts payable after more than one year42€10k-
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Advances received on contracts in progress46€500-
Taxes, remuneration and social security45€22k€25k▲
Taxes450/3€16k€14k▼
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€42k€20k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€74k€161k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€12k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€3k€72▼
Gross operating margin9900€177k€249k▲
Operating profit (loss)9901€76k€75k▼
Financial income75/76B€974€512▼
Recurring financial income75€974€512▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€73k€70k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€57k€56k▼
Profit (loss) for the period to be appropriated9905€57k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€56k▼
Profit (loss) brought forward from the previous period14P€18€18▲
Transfer to equity691/2€33k€56k▲
To other reserves6921€33k€56k▲
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €160k ▲52.4%
6 profitable years in a row build equity to €160k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €57k ▲36.4%
Operating result €76k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲44.8%
5 profitable years in a row build equity to €105k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €110k ▲33.9%
3 profitable years in a row build equity to €110k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ons-Heerstraat 191000 BrusselGround area
157 m²
Building footprint
157 m²
Volume, LiDAR
1,551 m³
Parcel 21809K1615/00X000, Brussels · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La bonne chère
since 20192.295.056.523
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1615/00X000 | Brussels | 157 m² | 1 · 157 m² | 16.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.295.056.523
Similar companies · same sector, comparable size
ROEPERSHOEK
BE 0704.992.832
Kasterlee · Eq €160k
SAFRANTI
BE 0876.474.380
Herentals · Eq €160k
TAVERNE DE KOEKOEK
BE 0665.844.523
Oostende · Eq €160k
LA TABLE DE LEA
BE 0880.677.648
Herve · Eq €160k
De Nieuwe Pluim
BE 0870.821.557
Berlare · Eq €160k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 8,950 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.