Equity
€47,981 from €88,758 in 2019
Equity fell by 46% in 6 years.
LA BIBLIOTHEQUE
Lifetime
10 annual accounts with figures on one time axispeak €76,391 (2019)
€58,129▲ 43.3%
lowest -€49,761 (2023)
€43,639▲ 241%
peak €88,758 (2019)
€47,981▲ 11×
€772▼ 97.5%
peak 0.4 FTE (2017)
-not published
Board3 names since 2021
2 directorsDI PIETRO Gabriel and 1 other
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €40,559 to €58,129Result from €12,806 to €43,639Registered office moved within Saint-Ghislain 26-11Equity from €4,343 to €47,981Debts from €31,468 to €772Cash from €8,240 to €1,096
Key points
from the 2025 annual accountsChecked score
66
Healthy
Financially stronger than 79% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 0.7%▼ -0.8 percentage points vs 06-2025lowest value
08-2025: 0.7%● unchanged vs 07-2025lowest value
09-2025: 0.7%● unchanged vs 08-2025lowest value
10-2025: 0.8%▲ +0.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 1.4%▲ +0.6 percentage points vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.5%▲ +0.1 percentage points vs 02-2026
04-2026: 1.7%▲ +0.2 percentage points vs 03-2026
05-2026: 2.1%▲ +0.4 percentage points vs 04-2026
06-2026: 2.3%▲ +0.2 percentage points vs 05-2026
07-2026: 2.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.6%▼ -0.8 percentage points vs 07-2026
09-2026: 1.5%▼ -0.1 percentage points vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
No main activity registered
lowers risk
Figures for financial year 2025 (filed on 03-07-2026)
Size: total assets €48,753
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 47% on liquidity, 90% on profitability and 99% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as LA BIBLIOTHEQUE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of LA BIBLIOTHEQUE itself is higher: 1.5% within 12 months. It rests on far more data about LA BIBLIOTHEQUE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for LA BIBLIOTHEQUE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 58.89 (1.37 in 2024), above the usual 1.5. Short-term debt is 1.6% and cash 2.2% of total assets. 1.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
41 days early
2023
32 days early
2022
47 days early
2021
30 days late
2020
3 days late
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 20 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Saint-Ghislain
New registered office: 1st Rue n°14 à 7330 Saint-Ghislain · Previous registered office: Grand Place 36, 7330 Saint-Ghislain · Appointment: DI PIETRO Gabriel (managing director) · General meeting of 10-11-2025 · Gazette deed
Changes of role: Di Pietro Thomas (director) and Di Pietro Gabriel (director)
General meeting of 28-12-2023 · Gazette deed
2 directors appointed, 1 resignation
Resignation: Nicolas DI PIETRO · Appointments: Thomas DI PIETRO and Gabriel DI PIETRO · Director discharge: Nicolas DI PIETRO · General meeting of 27-10-2021 · Gazette deed
First establishment
Grand'Place 36, Saint-Ghislain
Official details
Source: KBO- Status
- Active since 21-06-2016Normal situation
- Activity
- “La gestion et l’exploitation de friteries,snacks,sandwicheries,tavernes,cafétérias ou débits de boissons,et,généralement,tout commerce d’aliments et de…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.253.905.5597330 Saint-Ghislain, since 07-10-2016
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €48,753▲ 36.1%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on LA BIBLIOTHEQUE
LA BIBLIOTHEQUE files the micro format. That format states no turnover. The gross margin rose from €7,147 in 2016 to €58,129 in 2025.
In November 2025, the Official Gazette published the appointment of DI PIETRO Gabriel as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA BIBLIOTHEQUE
- What is the company number of LA BIBLIOTHEQUE?
- The company number of LA BIBLIOTHEQUE is 0656.820.058. The VAT number is the same number with BE in front: BE 0656.820.058.
- Where is LA BIBLIOTHEQUE based?
- The registered office is at Rue Première 14, 7330 Saint-Ghislain.Company details
- What is the legal form of LA BIBLIOTHEQUE?
- LA BIBLIOTHEQUE is a private limited company (BV).
- When was LA BIBLIOTHEQUE founded?
- LA BIBLIOTHEQUE was founded on 21-06-2016.
- Is LA BIBLIOTHEQUE still active?
- Yes, LA BIBLIOTHEQUE is an active enterprise in the KBO register.
- How many employees does LA BIBLIOTHEQUE have?
- LA BIBLIOTHEQUE had an average of 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does LA BIBLIOTHEQUE fall under?
- In its 2025 annual accounts, LA BIBLIOTHEQUE states joint committee 302 (Hotels and catering).
- What is the turnover of LA BIBLIOTHEQUE?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €58,129 and 2,667 comparable companies of the same size. It probably lies between €120,000 and €300,000. It is a rough estimate.
- Is LA BIBLIOTHEQUE profitable?
- In financial year 2025, LA BIBLIOTHEQUE made a profit of €43,639.
- Where can I find the annual accounts of LA BIBLIOTHEQUE?
- LA BIBLIOTHEQUE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA BIBLIOTHEQUE due?
- LA BIBLIOTHEQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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