LA BIANCA CHAUFFAGE

Active

Private limited companyfounded 2022active for 4 yearsRue Colson 17, 4100 Seraing, BelgiumKBO/BCE: BE 0780.550.090

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of LA BIANCA CHAUFFAGE is 6.7% (elevated). The 2024 annual accounts show equity of €19,824 and a net result of €4,201. Equity is growing by about 37% per year across the filed financial years. Its solvency ranks better than 52% of 35,973 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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LA BIANCA CHAUFFAGEActiveChecked score 36/100

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Official details

KBO

Status: Active since 17-01-2022 Normal situation
Legal form: Private limited company
Registered office: Rue Colson 17, 4100 Seraing
Activity: Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 1 other
Establishment unit: 2.326.635.565 4100 Seraing, since 17-01-2022
Financial year end: 31 December
Peppol: Reachable since 21-10-2025

Company details

Who decides

Board

LA BIANCA CHRISTOPHERDirector · since 17-01-2022

Board & ownership

How it is doing

36 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 6.7%

Annual accounts 2024

Gross margin: €9,672; ▼ 48.1%
Turnover: ≈ €120,000; estimated
Profit: €4,201; ▼ 42.0%
Equity: €19,824; ▲ 26.9%
Total assets: €41,085; ▼ 53.8%
Staff: ≈ 0 FTE; estimated

2025 accounts not filed, 93 days past the deadline

Filed on 16-10-2025PDF

Financials

Why 36raises risk1 financial year not filed after the legal deadline; last filed accounts filed 77 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 16-10-2025)Liquidity: current ratio 1.75, cash €144, halvedFounded in 2022Show the evidence

Checked score

Score 2024

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 45% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 73+30

equity 48.3% of total assets

Liquidity 24-23

short-term debt 51.7% · cash 0.4%

Profitability 72-7

return on assets 10.2%

Bankruptcy probability, 12 months

6.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.0%▼ -0.1 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025lowest value 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.6 percentage points vs 07-2025 09-2025: 2.8%▲ +0.1 percentage points vs 08-2025 10-2025: 3.9%▲ +1.1 percentage points vs 09-2025 11-2025: 4.3%▲ +0.4 percentage points vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.1%▼ -0.2 percentage points vs 12-2025 02-2026: 4.1%● unchanged vs 01-2026 03-2026: 4.2%▲ +0.1 percentage points vs 02-2026 04-2026: 4.2%● unchanged vs 03-2026 05-2026: 4.3%▲ +0.1 percentage points vs 04-2026 06-2026: 4.4%▲ +0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +0.1 percentage points vs 06-2026 08-2026: 5.0%▲ +0.5 percentage points vs 07-2026 09-2026: 5.1%▲ +0.1 percentage points vs 08-2026 10-2026: 6.7%▲ +1.6 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 1.75, compared with 1.14 in 2023, above the usual 1.5; short-term debt: 51.7% and cash: 0.4% of total assets), but 51.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 52% on solvency, 14% on liquidity, 43% on profitability and 73% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

1 financial year not filed after the legal deadline; last filed accounts filed 77 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 16-10-2025)

NBB · annual accounts

Liquidity: current ratio 1.75, cash €144, halved

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.

NBB · 3 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline01-11-2026 today

2024 accounts filed 77 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

not filed

2024

77 days late

2023

30 days late

2022

121 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 76 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

Documents

Key facts about LA BIANCA CHAUFFAGE

What is the company number of LA BIANCA CHAUFFAGE?: 0780.550.090. In Belgium the VAT number is the company number with BE in front: BE 0780.550.090.
Where is LA BIANCA CHAUFFAGE based?: The registered office is at Rue Colson 17, 4100 Seraing.Company details
What does LA BIANCA CHAUFFAGE do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of LA BIANCA CHAUFFAGE?: Private limited company (BV).
When was LA BIANCA CHAUFFAGE founded?: On 17-01-2022.
Is LA BIANCA CHAUFFAGE still active?: Yes, LA BIANCA CHAUFFAGE is an active enterprise in the KBO register.
What is the turnover of LA BIANCA CHAUFFAGE?: ≈ €120,000 in financial year 2024. Estimated from the gross margin of €9,672: probably between €71,000 and €170,000, based on 33 comparable companies, NACE 43222. A rough estimate.Financials
Is LA BIANCA CHAUFFAGE profitable?: In financial year 2024, LA BIANCA CHAUFFAGE made a profit of €4,201.
Where can I find the annual accounts of LA BIANCA CHAUFFAGE?: LA BIANCA CHAUFFAGE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)