LA BARDANE
ActiveSummary
LA BARDANE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,297 and a net result of -€87,995. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 5896 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-10
Solvency54▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 2.63 in 2023; short-term debt: 26.7% and cash: 9% of total assets), and 71.4% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.6%
Return on assets
-24.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€87,995
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
71 d early
2022
77 d early
2021
75 d early
2020
72 d early
2019
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€101,297▼ 47.0%
2023 · €191,030
Total assets
€354,189▼ 21.5%
2023 · €451,202
Net result
-€87,995▼ 75.4%
2023 · -€50,181
Working capital
€42,835▼ 68.6%
2023 · €136,575
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€64,252▲ 2,404%-€6,335€72,800€10,801▼ 85.2%-€93,922
Net result€42,988above the sector's middle half-€12,328below the sector's middle half€28,199above the sector's middle half-€50,181below the sector's middle half-€87,995below the sector's middle half▼ 75.4%
Equity€230,552above the sector's middle half▼ 12.2%€216,487above the sector's middle half▼ 6.1%€242,948above the sector's middle half▲ 12.2%€191,030above the sector's middle half▼ 21.4%€101,297within the sector's middle half▼ 47.0%
Total assets€596,978above the sector's middle half▲ 2.9%€517,188above the sector's middle half▼ 13.4%€582,414above the sector's middle half▲ 12.6%€451,202above the sector's middle half▼ 22.5%€354,189above the sector's middle half▼ 21.5%
Debt€366,426▲ 15.4%€300,701▼ 17.9%€339,466▲ 12.9%€260,172▼ 23.4%€252,891▼ 2.8%
Working capital€179,979above the sector's middle half▼ 7.4%€167,074above the sector's middle half▼ 7.2%€196,776above the sector's middle half▲ 17.8%€136,575above the sector's middle half▼ 30.6%€42,835within the sector's middle half▼ 68.6%
Solvency38.6%within the sector's middle half▼ 6.7pp41.9%within the sector's middle half▲ 3.2pp41.7%within the sector's middle half▼ 0.1pp42.3%within the sector's middle half▲ 0.6pp28.6%within the sector's middle half▼ 13.7pp
Current ratio2.27within the sector's middle half▼ 0.712.64within the sector's middle half▲ 0.362.20within the sector's middle half▼ 0.442.63within the sector's middle half▲ 0.421.45within the sector's middle half▼ 1.17
Return on assets (ROA)7.2%within the sector's middle half▲ 7.3pp-2.4%below the sector's middle half▼ 9.6pp4.8%within the sector's middle half▲ 7.2pp-11.1%below the sector's middle half▼ 16.0pp-24.8%below the sector's middle half▼ 13.7pp
Staff (FTE)5.4above the sector's middle half▼ 18.2%6.7▲ 24.1%6.5▼ 3.0%6.4▼ 1.5%7.7▲ 20.3%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €93,922 after €10,801 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €354,189
Fixed assets
€216,741 ▼ 6.0%
Current assets
€137,447 ▼ 37.7%
Equity and liabilities €354,189
Equity
€101,297 ▼ 47.0%
Debt
€252,891 ▼ 2.8%
Debt's share of the balance-sheet total rises from 57.7% to 71.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€61,914▼
2023 · €43,178
Cash flow
-€55,986▼
2023 · -€17,803
Quick ratio
1.42▼
2023 · 2.56
Debt to equity
2.50▲
2023 · 1.36
ROE
-86.9%▼
2023 · -26.3%
Interest coverage
-77.59▼
2023 · 0.68
Debt ≤ 1 year
€94,613▲
2023 · €84,024
Debt > 1 year
€158,279▼
2023 · €176,148
Income taxes
€0▼
2023 · €1,596
Staff costs
€263,793▲
2023 · €235,555
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,221 companies that looked in July 2024 the way this one looks now, 3.8% went bankrupt within 24 months and 88% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.8%
went bankrupt
7.4%
stopped otherwise
88%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,221 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,476 | €219 | €500 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €204,571 | €236,208 | €235,555 | €263,793 | ▲ 12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,610 | €34,818 | €28,767 | €32,378 | €32,009 | ▼ 1.1% |
| Other operating charges640/8 | - | €352 | €387 | €769 | €4,049 | ▲ 426% |
| Non-recurring operating charges66A | - | €156 | - | - | - | - |
| Gross operating margin9900 | €258,140 | €233,561 | €338,161 | €279,503 | €205,928 | ▼ 26.3% |
| Operating profit (loss)9901 | €64,252 | -€6,335 | €72,800 | €10,801 | -€93,922 | ▼ 970% |
| Financial income75/76B | - | €2,291 | €4,416 | €4,660 | €6,726 | ▲ 44.3% |
| Recurring financial income75 | €2,209 | €2,291 | €4,416 | €4,311 | €6,726 | ▲ 56.0% |
| Non-recurring financial income76B | - | - | - | €350 | €0 | ▼ 100% |
| Financial charges65/66B | - | €8,283 | €33,465 | €64,046 | €798 | ▼ 98.8% |
| Recurring financial charges65 | €8,520 | €8,283 | €33,465 | €63,921 | €798 | ▼ 98.8% |
| Non-recurring financial charges66B | - | - | - | €125 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €57,941 | -€12,328 | €43,750 | -€48,585 | -€87,995 | ▼ 81.1% |
| Income taxes67/77 | €14,953 | - | €15,551 | €1,596 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €42,988 | -€12,328 | €28,199 | -€50,181 | -€87,995 | ▼ 75.4% |
| Profit (loss) for the period to be appropriated9905 | €42,988 | -€12,328 | €28,199 | -€50,181 | -€87,995 | ▼ 75.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €596,978 | €517,188 | €582,414 | €451,202 | €354,189 | ▼ 21.5% |
| Fixed assets21/28 | €275,645 | €248,060 | €221,830 | €230,603 | €216,741 | ▼ 6.0% |
| Intangible fixed assets21 | - | - | - | €0 | - | - |
| Tangible fixed assets22/27 | €274,145 | €246,560 | €220,330 | €229,103 | €215,241 | ▼ 6.1% |
| Land and buildings22 | - | €211,319 | €197,081 | €193,056 | €174,497 | ▼ 9.6% |
| Plant, machinery and equipment23 | - | €13,211 | €9,520 | €3,387 | €9,263 | ▲ 173% |
| Furniture and vehicles24 | - | €22,031 | €13,730 | €32,660 | €31,481 | ▼ 3.6% |
| Financial fixed assets28 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Current assets29/58 | €321,334 | €269,127 | €360,584 | €220,599 | €137,447 | ▼ 37.7% |
| Stocks and contracts in progress3 | €10,792 | €12,042 | €4,753 | €5,318 | €3,560 | ▼ 33.1% |
| Stocks30/36 | - | €12,042 | €4,753 | €5,318 | €3,560 | ▼ 33.1% |
| Amounts receivable within one year40/41 | €93,704 | €86,954 | €174,919 | €87,533 | €59,131 | ▼ 32.4% |
| Trade receivables40 | - | €81,954 | €174,919 | €84,129 | €54,760 | ▼ 34.9% |
| Other amounts receivable41 | - | €5,000 | - | €3,404 | €4,371 | ▲ 28.4% |
| Current investments50/53 | €110,308 | €110,308 | €84,625 | €28,914 | €35,955 | ▲ 24.4% |
| Cash at bank and in hand54/58 | €103,949 | €57,690 | €92,582 | €96,429 | €31,981 | ▼ 66.8% |
| Deferred charges and accrued income490/1 | - | €2,133 | €3,704 | €2,405 | €6,821 | ▲ 184% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €596,978 | €517,188 | €582,414 | €451,202 | €354,189 | ▼ 21.5% |
| Equity10/15 | €230,552 | €216,487 | €242,948 | €191,030 | €101,297 | ▼ 47.0% |
| Contributions10/11 | - | €80,700 | €80,700 | €80,700 | €80,700 | = |
| Reserves13 | €127,264 | €114,937 | €143,136 | €92,955 | €4,960 | ▼ 94.7% |
| Distributable reserves133 | - | €114,937 | €143,136 | €92,955 | €4,960 | ▼ 94.7% |
| Investment grants15 | - | €20,850 | €19,113 | €17,375 | €15,638 | ▼ 10.0% |
| Amounts payable17/49 | €366,426 | €300,701 | €339,466 | €260,172 | €252,891 | ▼ 2.8% |
| Amounts payable after more than one year17 | €225,072 | €198,648 | €175,658 | €176,148 | €158,279 | ▼ 10.1% |
| Financial debts170/4 | - | €198,648 | €175,658 | €176,148 | €158,279 | ▼ 10.1% |
| Amounts payable within one year42/48 | €141,355 | €102,053 | €163,808 | €84,024 | €94,613 | ▲ 12.6% |
| Current portion of amounts payable after more than one year42 | - | €26,424 | €22,989 | €23,175 | €27,987 | ▲ 20.8% |
| Financial debts43 | - | €5,000 | - | - | - | - |
| Credit institutions430/8 | - | €5,000 | - | - | - | - |
| Trade debts44 | €26,938 | €39,246 | €97,596 | €22,397 | €35,399 | ▲ 58.0% |
| Suppliers440/4 | - | €39,246 | €97,596 | €22,397 | €35,399 | ▲ 58.0% |
| Taxes, remuneration and social security45 | - | €15,699 | €33,253 | €28,482 | €21,444 | ▼ 24.7% |
| Taxes450/3 | - | €14,495 | €21,396 | €16,758 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €1,204 | €11,857 | €11,724 | €21,444 | ▲ 82.9% |
| Other amounts payable47/48 | - | €15,685 | €9,969 | €9,969 | €9,784 | ▼ 1.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,988 | -€12,328 | €28,199 | -€50,181 | -€87,995 | ▼ 75.4% |
| + Depreciation and write-downs630 | €32,610 | €34,818 | €28,767 | €32,378 | €32,009 | ▼ 1.1% |
| Operating cash flow (approximation) | €75,597 | €22,490 | €56,966 | -€17,803 | -€55,986 | ▼ 214% |
| Investment in fixed assets (approximation) | - | -€7,233 | -€2,537 | -€41,151 | -€18,147 | ▲ 55.9% |
| Change in cash | - | -€46,258 | €34,892 | €3,846 | -€64,447 | ▼ 1,776% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€87,995
Net result drops to -€87,995, the lowest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28,199
Net result €28,199 after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €42,988
Net result €42,988 after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 2 establishment units since 1986
Ground area
1,067 m²
Building footprint
130 m²
Volume, LiDAR
599 m³
2 parcels, Brussels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue de l'Eglise, Corroy 41, 1325 Chaumont-Gistoux
since 19862.028.793.701
LA BARDANE
since 20262.390.343.779
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021H0136/00E000indicative | Wallonia | 810 m² | 1 · 107 m² | 6.8 m · 2 fl. |
| 21445C0264/00B010 | Brussels | 257 m² | 1 · 23 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450040568088X50782
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Of 21,227 companies in sector 81300 we hold annual accounts for 4,369. 3,629 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-1986
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428456225
Also
9925:BE0428456225
Registered
14-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.