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L&Z

Active
Private limited companyfounded 2012active for 13 yearsAvenue de Longwy 378, 6700 Arlon, BelgiumKBO/BCE: BE 0501.763.875

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

L&Z has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384,550 and a net result of -€27,844. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 95% of 953 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 05-12-2012 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.221.038.791 6700 Arlon, since 01-07-2013
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€149,222
▼ 45.8%
Turnover
≈ €450,000
estimated
Loss
€27,844
Equity
€384,550
▼ 6.8%
Total assets
€433,370
▼ 15.8%
Staff
6 FTE
=
Filed on 23-08-2026, 23 days after the deadlineat the National Bank
Score breakdownraises riskLoss of €27,844 (financial year 2025)Sector: Food and beverage service activities (NACE 56)Last filed accounts filed 23 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 5.37, cash €189,962Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.7% of total assets
Liquidity 99+5
short-term debt 11.0% · cash 43.8%
Profitability 17-64
return on assets -6.4%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -0.4 percentage points vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.2 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.37 (3.22 in 2024), above the usual 1.5. Short-term debt is 11% and cash 43.8% of total assets. 11.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 97% on liquidity, 24% on profitability and 33% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.37, cash €189,962
NBB · annual accounts
raises risk · Loss of €27,844 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Last filed accounts filed 23 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
23 days late
2024
31 days late
2023
28 days late
2022
28 days late
2021
61 days late
2020
84 days late
2019
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €52,092 in 2024 -€27,844 View
  • Positive: Higher solvency than 95% of companies in food and beverage servicesector median 29.9% · 953 companies 88.7% View

Comparable companies

These companies have the same main activity as L&Z: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €295,000 and €450,000, founded between 2005 and 2016.

CompanyTotal assetsGross margin
L&Z Arlon€433,370€149,222
Restaurant Vijfwege - Familie Dendooven Brugge€414,521€169,337
UMAMIDO ANTWERPEN Steenokkerzeel€449,524€175,314
CHALLENGE ALPHA Durbuy€294,820€226,201
ALPAJURO Elsene€389,079€175,166
NVM-Côté Gourmand Schaarbeek€415,810€253,619
SHIMANTO-SNEHA Brussel€394,936€236,843
Full comparison

Documents

Annual accounts at the NBB

All 13 annual accounts

Articles and registers

Key facts about L&Z

What is the company number of L&Z?
The company number of L&Z is 0501.763.875. The VAT number is the same number with BE in front: BE 0501.763.875.
Where is L&Z based?
The registered office is at Avenue de Longwy 378, 6700 Arlon.Company details
What does L&Z do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of L&Z?
The legal form of L&Z is Private limited company (BV).
When was L&Z founded?
L&Z was founded on 05-12-2012.
Is L&Z still active?
Yes, L&Z is an active enterprise in the KBO register.
How many employees does L&Z have?
L&Z had an average of 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L&Z?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €149,222 and 31 comparable companies (NACE 56111). It probably lies between €380,000 and €500,000.
Is L&Z profitable?
In financial year 2025, L&Z made a loss of €27,844.
Where can I find the annual accounts of L&Z?
L&Z filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of L&Z due?
L&Z must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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