Financials
- Fiscal year
- 2025
- Total assets
- €417,688
- Loss
- -€22,235
- Solvency
- 49.9%
Total assets▼ 4.9%
Net result
20182025
L.T.B.
ActiveSummary
L.T.B. has been active since 1962 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208,380 and a net result of -€22,235. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 65% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203NACE 17300
#2 oldest company in Gembloux, Real estate sector1 site
Size
€417,688total assets 2025
- Equity
- €208,380
- Loss
- -€22,235
Structure
- Largest shareholder
- BOIS DE TANTON · 21%
Accounts 64 d early0 of 4 deeds read
Why 85- Liquidity: current ratio 0.08, cash €5,345, halved- Loss of €22,235, the second in a row (FY 2025)+ Size: total assets €417,688+ Founded in 1962Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
75-2
equity 49.9% of total assets
Liquidity
27-3
short-term debt 50.1% · cash 1.3%
Profitability
24+6
return on assets -5.3%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 11 months
12-2025: 0.1%lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%▲ +0.8% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +7.2% vs 03-2026
05-2026: 0.1%▲ +7.5% vs 04-2026
06-2026: 0.2%▲ +60.4% vs 05-2026highest value
07-2026: 0.2%● 0.0% vs 06-2026highest value
08-2026: 0.2%● 0.0% vs 07-2026highest value
09-2026: 0.2%● 0.0% vs 08-2026highest value
10-2026: 0.2%● 0.0% vs 09-2026highest value
- Size: total assets €417,688 lowers the probability for this profile
- Liquidity: current ratio 0.08, cash €5,345, halved raises the probability
- Loss of €22,235, the second in a row (FY 2025) raises the probability
- Founded in 1962 lowers the probability for this profile
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.19 in 2024; short-term debt: 50.1% and cash: 1.3% of total assets), and 50.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 64%, liquidity 20%, profitability 22%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€22,235
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
174 d early
2023
98 d early
2022
87 d early
2021
163 d early
2020
134 d early
2019
72 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 113 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 April (4 of the last 5 filed years within 66 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€22,235
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Caution: Among the weakest 15% on net resultsector median €5,673 · 15,308 companies -€22,235 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€22,235 View
- Active since 1962founded 09-02-1962 64 years View
By topic
Board & ownership
- Largest shareholder
- BOIS DE TANTON · 21%
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-05-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 07-02-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 09-02-1962
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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