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L Philatelic Auctions

Active
Private limited companyfounded 2025active for 1 yearJosse Smetslaan 4, 1160 Oudergem, BelgiumKBO/BCE: BE 1018.564.435
Summary

L Philatelic Auctions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500 and a net result of €500. Its solvency ranks better than 26% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€8,080total assets 2025
Equity
€500
Profit
€500
Turnover not published (micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
2025 accounts filed 26 days late
Why 64raises riskFounded in 2025Equity €500 (6.2% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.70, cash €2,702Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency 31
equity 6.2% of total assets
Liquidity 42
short-term debt 93.8% · cash 33.4%
Profitability 73
return on assets 6.2%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 02-2026: 1.9% 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.0%▲ +0.1 percentage points vs 03-2026 05-2026: 2.4%▲ +0.4 percentage points vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.7%▲ +0.3 percentage points vs 06-2026 08-2026: 3.0%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 1.3%▼ -1.7 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026lowest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 24% on solvency, 40% on liquidity and 58% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.70, cash €2,702
NBB · annual accounts
raises risk · Equity €500 (6.2% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
26 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: LINDEKENS Thomas Dominique Jules…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €8,080 View
  • Active since 2025founded 10-01-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€8,080
Profit
€500
Solvency
6.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
10-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
37
Who signs
Each director alone
Annual meeting
First Friday of April at 18:00
Purpose
“L’organisation de ventes digitales en tant qu’opérateur de vente; L’organisation de ventes…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about L Philatelic Auctions

What is the company number of L Philatelic Auctions?
1018.564.435. In Belgium the VAT number is the company number with BE in front: BE 1018.564.435.
Where is L Philatelic Auctions based?
The registered office is at Josse Smetslaan 4, 1160 Oudergem.Company details
What does L Philatelic Auctions do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of L Philatelic Auctions?
Private limited company (BV).
When was L Philatelic Auctions founded?
On 10-01-2025.
Is L Philatelic Auctions still active?
Yes, L Philatelic Auctions is an active enterprise in the KBO register.
What is the turnover of L Philatelic Auctions?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is L Philatelic Auctions profitable?
In financial year 2025, L Philatelic Auctions made a profit of €500.
Where can I find the annual accounts of L Philatelic Auctions?
L Philatelic Auctions filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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