L & P PRODUC TS
ActiveL & P PRODUC TS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €24k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency72▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.27 in 2023; short-term debt: 53.1% and cash: 27.9% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.9%
Return on assets
52.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
84 d late
2023
152 d late
2022
116 d late
2021
120 d late
2020
139 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▲ 36.0%
2023 · €15k
2018: €7k
2019: €3k
2020: €1k
2021: €7k
2022: €9k
2023: €15k
2018 → 2024
Total assets
€44k▲ 9.3%
2023 · €41k
2018: €21k
2019: €14k
2020: €18k
2021: €37k
2022: €32k
2023: €41k
2018 → 2024
Net result
€24k▼ 3.4%
2023 · €24k
2018: €-76
2019: €-4k
2020: €-1k
2021: €19k
2022: €15k
2023: €24k
2018 → 2024
Working capital
€12k▲ 80.4%
2023 · €7k
2018: €6k
2019: €2k
2020: €1k
2021: €-3k
2022: €-5k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€7k▲ 384%€9k▲ 27.9%€15k▲ 70.5%€21k▲ 36.0%
Operating result€-2k-€19k€16k▼ 15.4%€26k▲ 63.6%€25k▼ 3.9%
Net result€-1k-€19k€15k▼ 19.0%€24k▲ 57.4%€24k▼ 3.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€9k▲ 1.1%
Current assets
€36k▲ 11.5%
Equity and liabilities €44k
Equity
€21k▲ 36.0%
Debt
€24k▼ 6.8%
The debt ratio falls from 62.3% to 53.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2023 · €32k
Cash flow
€26k▼
2023 · €30k
Solvency
46.9%▲
2023 · 37.7%
Current ratio
1.51▲
2023 · 1.27
Quick ratio
1.37▲
2023 · 1.13
Debt / equity
1.13▼
2023 · 1.65
ROE
112.7%▼
2023 · 158.7%
ROA
52.9%▼
2023 · 59.8%
Interest coverage
1875.01▼
2023 · 215476.20
Debt
€24k▼
2023 · €25k
Debt ≤ 1 year
€24k▼
2023 · €25k
Income taxes
€2k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€41k€44k▲
Fixed assets21/28€9k€9k▲
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€307€778▲
Furniture and vehicles24€893€1k▲
Current assets29/58€32k€36k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€10k€20k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€18k€12k▼
Deferred charges and accrued income490/1€598-
Equity and liabilities
Total equity and liabilities10/49€41k€44k▲
Equity10/15€15k€21k▲
Contributions10/11€6k€6k=
Reserves13€782€782=
Non-distributable reserves130/1€782€782=
Reserves not available under the articles1311€782€782=
Profit (loss) carried forward14€8k€14k▲
Amounts payable17/49€25k€24k▼
Amounts payable within one year42/48€25k€24k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€18k€18k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€33k€30k▼
Operating profit (loss)9901€26k€25k▼
Financial income75/76B€0€11▲
Recurring financial income75€0€11▲
Financial charges65/66B€0€15▲
Recurring financial charges65€0€15▲
Profit (loss) for the period before taxes9903€26k€25k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€24k€24k▼
Profit (loss) for the period to be appropriated9905€24k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€32k▲
Profit (loss) brought forward from the previous period14P€2k€8k▲
Profit to be distributed694/7€18k€18k=
Directors or managers695€18k€18k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
Registered office · Legal-form changeRegistered-office move1 fact ▸
State Gazette act
Registered office · Legal-form change
Registered-office move1 fact ▸
- Registered-office move, Montenaken 73, 3202 Aarschot
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
2023
31-12
Financial
Highest result since 2018net €24k ▲57.4%
Operating result €26k, net result €24k, both a record.
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 139 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 91 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montenaken 733202 AarschotGround area
1,039 m²
Building footprint
281 m²
Volume, LiDAR
1,208 m³
Parcel 24092F0138/00G000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
L & P Products
since 20142.228.497.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092F0138/00G000 | Flanders | 1,039 m² | 1 · 280 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAarschot2.228.497.202
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Of 3,827 companies in sector 47210 we hold annual accounts for 966. 714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-01-2014
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46170Agents in the wholesale of food, beverages and tobacco
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.