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L&P CONSULTANCY

Active
Private limited companyfounded 20214 yrs activeDijk 29, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0778.719.067

L&P CONSULTANCY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €54k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▼-46
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 3.91 in 2024; short-term debt: 70.7% and cash: 15% of total assets), and 70.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.3%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
73 d early
2024
27 d late
2023
49 d early
2022
34 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€58k▼ 52.2%
2024 · €120k
2022: €35k 2023: €68k 2024: €120k
2022 → 2025
Total assets
€196k▲ 22.3%
2024 · €160k
2022: €46k 2023: €80k 2024: €160k
2022 → 2025
Net result
€54k▲ 3.1%
2024 · €52k
2022: €32k 2023: €33k 2024: €52k
2022 → 2025
Working capital
€19k▼ 83.1%
2024 · €113k
2022: €31k 2023: €54k 2024: €113k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€35k-€68k▲ 92.6%€120k▲ 77.3%€58k▼ 52.2%
Operating result€41k-€41k▲ 1.1%€66k▲ 59.3%€73k▲ 10.8%
Net result€32k-€33k▲ 1.2%€52k▲ 60.7%€54k▲ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2022: €41k€41kNet result 2022: €32k€32kOperating result 2023: €41k€41kNet result 2023: €33k€33kOperating result 2024: €66k€66kNet result 2024: €52k€52kOperating result 2025: €73k€73kNet result 2025: €54k€54k2022202320242025
The operating result has risen three years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets €39k▲ 334%
Current assets €158k▲ 4.1%
Equity and liabilities €196k
Equity €58k▼ 52.2%
Debt €139k▲ 247%
The debt ratio rises from 24.9% to 70.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€82k
2024 · €70k
Cash flow
€63k
2024 · €56k
Solvency
29.3%
2024 · 75.1%
Current ratio
1.14
2024 · 3.91
Quick ratio
1.14
2024 · 3.91
Debt / equity
2.41
2024 · 0.33
ROE
94.0%
2024 · 43.6%
ROA
27.6%
2024 · 32.7%
Interest coverage
304.08
2024 · 810.81
Debt
€139k
2024 · €40k
Debt ≤ 1 year
€139k
2024 · €39k
Debt > 1 year
€0
2024 · €1k
Income taxes
€19k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€160k€196k
Fixed assets21/28€9k€39k
Tangible fixed assets22/27€9k€39k
Land and buildings22€3k€8k
Plant, machinery and equipment23€1k€8k
Furniture and vehicles24€4k€23k
Current assets29/58€152k€158k
Amounts receivable within one year40/41€37k€27k
Trade receivables40€35k€26k
Other amounts receivable41€2k€1k
Current investments50/53€0€100k
Cash at bank and in hand54/58€114k€30k
Deferred charges and accrued income490/1€784€1k
Equity and liabilities
Total equity and liabilities10/49€160k€196k
Equity10/15€120k€58k
Contributions10/11€3k€3k=
Reserves13€117k€55k
Distributable reserves133€117k€55k
Profit (loss) carried forward14-€0
Amounts payable17/49€40k€139k
Amounts payable after more than one year17€1k€0
Other amounts payable178/9€1k€0
Amounts payable within one year42/48€39k€139k
Trade debts44€2k€16k
Suppliers440/4€2k€16k
Taxes, remuneration and social security45€32k€11k
Taxes450/3€30k€10k
Remuneration and social security454/9€1k€1k
Other amounts payable47/48€5k€111k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k
Other operating charges640/8€560€3k
Non-recurring operating charges66A€1k€0
Gross operating margin9900€71k€84k
Operating profit (loss)9901€66k€73k
Financial income75/76B€1k€350
Recurring financial income75€1k€350
Financial charges65/66B€86€269
Recurring financial charges65€86€269
Profit (loss) for the period before taxes9903€67k€73k
Income taxes67/77€14k€19k
Profit (loss) for the period9904€52k€54k
Profit (loss) for the period to be appropriated9905€52k€54k
Appropriation of the result
Profit (loss) to be appropriated9906€52k€54k
Transfer from equity791/2-€117k
Transfer to equity691/2€52k€54k
To other reserves6921€52k€54k
Profit to be distributed694/7-€117k
Return on contributions (dividend)694-€117k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €54k ▲3.1%
Operating result €73k, net result €54k, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Equity above €100kEq €120k ▲77.3%
3 profitable years in a row build equity to €120k.
12-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dijk 293930 Hamont-Achel
Ground area
2,102 m²
Building footprint
240 m²
Volume, LiDAR
1,333 m³
Parcel 72012E0536/00G000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L&P CONSULTANCY
Dijk 29, 3930 Hamont-AchelIT consultancy
since 20212.326.172.440
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72012E0536/00G000 Flanders 2,102 m² 1 · 240 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,786 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.