Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe file of L'or noir contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 8.2% (elevated). The 2022 annual accounts show negative equity (€-21k) and a net result of €8k. Its solvency ranks better than 21% of 3523 sector peers (fiscal year 2022).
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 eventsSignals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
1 signalAdministrative Flags
0 eventsFinancials
Annual accounts & ratios
Source: NBB · 2022| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -26.6% | 16.7% | |
| Net result | €8k | €747 | |
| Equity | €-21k | €10k | |
| Gross operating margin | €101k | €34k | |
| Staff costs | €86k | €40k |
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €13k |
| Net profit | €8k |
| Cash flow | €10k |
| Staff costs | €86k |
| Income taxes | - |
| Dividends | - |
| Total assets | €79k |
| Equity | €-21k |
| Debt | €100k |
| of which ≤ 1y | €100k |
| of which > 1y | - |
| Working capital | €-26k |
| Employees (FTE) | 6.7 |
| 2022 | |
|---|---|
| Current ratio | 0.74 |
| Quick ratio | 0.74 |
| Working capital ratio | -33.4% |
| Solvency | -26.6% |
| Debt / equity | -4.77 |
| Long-term debt ratio | - |
| Interest coverage | 4.71 |
| Gross margin | - |
| Net margin | - |
| ROA | 10.0% |
| ROE | -37.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €79k |
| Fixed assets | 21/28 | €5k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €74k |
| Amounts receivable within one year | 40/41 | €36k |
| Cash & bank | 54/58 | €38k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €79k |
| Equity | 10/15 | €-21k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-26k |
| Amounts payable | 17/49 | €100k |
| Amounts payable within one year | 42/48 | €100k |
| Trade debts payable within one year | 44 | €38k |
| Income statement | ||
| Gross operating margin | 9900 | €101k |
| Operating result | 9901 | €11k |
| Financial income | 75 | €6 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €8k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €8k |
Health barometer
FY 2022 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
indexingDirectors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | LIES DEWAEL ZOUTLEEUWSTRAAT 52, 3404 ATTEN-
HOVEN |
09-11-2023 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Cafés en bars(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 10-09-2019 |
| Status | Active |
| Postal code | 3530 |
| First BS signal | 16-11-2023 |
| Latest BS signal | 29-06-2026 |
Structure & network
Company structure: linked entities
1 linked entityLocations & real estate
Registered office
on the map · from the address registerReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015B0553/00L000 | Flanders | 1,184 m² | 1 · 560 m² | 17.3 m · 4 fl. |
Publications
Lifecycle & Insolvency Signals
2 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
1 acts27-01-2023 1 director appointed, 1 resigning correction
- Russo Ivan, Bestuurder
- Christiaan Maris, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesFragile profile, watch profitability in particular.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | L'or noir |