L.M.V. MANAGEMENT
ActiveL.M.V. MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €11k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-12
Solvency99▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.34 in 2024), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
6.4%
Age of the figures
11 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
20 d late
2024
on the day
2023
15 d early
2022
45 d early
2021
11 d early
2020
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 11.7%
2024 · €91k
2020: €7k
2021: €22k
2022: €52k
2023: €81k
2024: €91k
2020 → 2025
Total assets
€166k▲ 3.1%
2024 · €161k
2020: €22k
2021: €83k
2022: €106k
2023: €115k
2024: €161k
2020 → 2025
Net result
€11k▼ 8.0%
2024 · €12k
2020: €19k
2021: €43k
2022: €30k
2023: €30k
2024: €12k
2020 → 2025
Working capital
€102k▲ 10.8%
2024 · €92k
2020: €6k
2021: €7k
2022: €64k
2023: €81k
2024: €92k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€52k▲ 138%€81k▲ 56.0%€91k▲ 13.4%€102k▲ 11.7%
Operating result€56k-€39k▼ 30.7%€39k▲ 1.5%€14k▼ 63.0%€17k▲ 18.4%
Net result€43k-€30k▼ 31.0%€30k▼ 0.7%€12k▼ 60.9%€11k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€180▼ 46.0%
Current assets
€166k▲ 3.2%
Equity and liabilities €166k
Equity
€102k▲ 11.7%
Debt
€64k▼ 8.1%
The debt ratio falls from 43.2% to 38.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2024 · €15k
Cash flow
€11k▼
2024 · €12k
Solvency
61.5%▲
2024 · 56.8%
Current ratio
2.60▲
2024 · 2.34
Quick ratio
2.60▲
2024 · 2.34
Debt / equity
0.63▼
2024 · 0.76
ROE
10.5%▼
2024 · 12.7%
ROA
6.4%▼
2024 · 7.2%
Interest coverage
7.09▼
2024 · 10.02
Debt
€64k▼
2024 · €70k
Debt ≤ 1 year
€64k▼
2024 · €68k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€166k▲
Fixed assets21/28€333€180▼
Tangible fixed assets22/27€153-
Furniture and vehicles24€153-
Financial fixed assets28€180€180=
Current assets29/58€160k€166k▲
Amounts receivable after more than one year29-€128k
Trade receivables290-€128k
Amounts receivable within one year40/41€158k€37k▼
Trade receivables40€114k€36k▼
Other amounts receivable41€44k€1k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€161k€166k▲
Equity10/15€91k€102k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€87k€98k▲
Amounts payable17/49€70k€64k▼
Amounts payable within one year42/48€68k€64k▼
Current portion of amounts payable after more than one year42€2k-
Financial debts43€29k€30k▲
Credit institutions430/8€29k€30k▲
Trade debts44€24k€16k▼
Suppliers440/4€24k€16k▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€13k€4k▼
Other amounts payable47/48€583€14k▲
Accrued charges and deferred income492/3€1k€170▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€268€153▼
Other operating charges640/8€12k€32k▲
Gross operating margin9900€27k€50k▲
Operating profit (loss)9901€14k€17k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€15k€15k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€12k€11k▼
Profit (loss) for the period to be appropriated9905€12k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€98k▲
Profit (loss) brought forward from the previous period14P€77k€87k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
30-09
Financial
Weakest financial yearnet €11k ▼8%
Net result drops to €11k, the lowest in the series.
30-09
Financial
Equity above €100kEq €102k ▲11.7%
6 profitable years in a row build equity to €102k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.19 to 2.57.
19-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €43k ▲125%
Operating result €56k, net result €43k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint Ethon 377181 SeneffeGround area
1,889 m²
Building footprint
216 m²
Parcel 52020C0460/00A003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Saint Ethon 37, 7181 Seneffe
since 20192.297.883.676
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0460/00A003 | Wallonia | 1,889 m² | 1 · 216 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2019
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.