Financials
- Financial year
- 2024
- Total assets
- €2.4m
- Loss
- -€41
- Solvency
- 54.8%
Total assets=
Net result
20182024
L & M-HOLDING
ActiveSummary
The computed 12-month bankruptcy probability of L & M-HOLDING is 2.0% (moderate). The 2024 annual accounts show equity of €1.3m and a net result of -€41. Equity remains stable across the filed financial years (±0% per year). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“Deelnames in beheer en management van vennootschappen” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€2.4mtotal assets 2024
- Equity
- €1.3m
- Loss
- -€41
Turnover not published (micro format)
Why 53raises riskLiquidity: current ratio 0.00, cash €0, halvedFigures for financial year 2024 (filed 28-08-2025)lowers riskSize: total assets €2.4mEquity €1.3m (54.8% of total assets)Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 37% of its sector peers (no NACE code, small)
Financial strength · tick = 2023
Average
Solvency
80=
equity 54.8% of total assets
Liquidity
28=
short-term debt 45.2% · cash 0.0%
Profitability
37=
return on assets 0.0%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● unchanged vs 11-2024
01-2025: 0.9%▲ +0.1 percentage points vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.8%▼ -0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.3%▲ +0.3 percentage points vs 07-2025
09-2025: 0.6%▼ -0.7 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.7%▲ +0.1 percentage points vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.6%▼ -0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026lowest value
06-2026: 0.6%● unchanged vs 05-2026lowest value
07-2026: 0.6%● unchanged vs 06-2026lowest value
08-2026: 1.1%▲ +0.5 percentage points vs 07-2026
09-2026: 1.3%▲ +0.2 percentage points vs 08-2026
10-2026: 2.0%▲ +0.7 percentage points vs 09-2026highest value
Credit of up to €70,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.0, compared with 0.0 in 2023, below 1; short-term debt: 45.2% and cash: 0% of total assets), and 45.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 50% on solvency, 18% on liquidity, 37% on profitability and 44% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 28 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
28 days late
2023
30 days late
2022
31 days late
2021
87 days late
2020
61 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 43 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: EVENS Jozef (manager)Appointment: EVENS Jozef (director) ·…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- EVENS JozefDirector
Timeline
- Events
- 19
- Since
- 2010
- 31-08-2023Annual accounts filed
- 26-10-2022Annual accounts filed
- 31-12-2021Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 12-03-2009
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 17
- Who signs
- Each director alone
- Annual meeting
- Third Friday of June at 20:00
- Purpose
- “Deelnames in beheer en management van vennootschappen; Verwerving van aandelen van…” (deed in Dutch)
Key facts about L & M-HOLDING
- What is the company number of L & M-HOLDING?
- 0810.819.238. In Belgium the VAT number is the company number with BE in front: BE 0810.819.238.
- Where is L & M-HOLDING based?
- The registered office is at Weg op Bree 88, 3670 Oudsbergen.Company details
- What is the legal form of L & M-HOLDING?
- Private limited company (BV).
- When was L & M-HOLDING founded?
- On 12-03-2009.
- Is L & M-HOLDING still active?
- Yes, L & M-HOLDING is an active enterprise in the KBO register.
- What is the turnover of L & M-HOLDING?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is L & M-HOLDING profitable?
- In financial year 2024, L & M-HOLDING made a loss of €41.
- Where can I find the annual accounts of L & M-HOLDING?
- L & M-HOLDING filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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