L.M.B.
ActiveL.M.B. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €-9k. Equity is shrinking by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 6% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-90
Solvency0▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.0 in 2024; short-term debt: 126.9% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27.9%
Return on assets
-7.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-35k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
41 d early
2023
4 d early
2022
5 d early
2021
30 d early
2020
24 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-35k▼ 34.7%
2024 · €-26k
2018: €99k
2019: €93k
2020: €71k
2021: €8k
2022: €-3k
2023: €-77k
2024: €-26k
2018 → 2025
Total assets
€126k▼ 1.3%
2024 · €128k
2018: €247k
2019: €224k
2020: €183k
2021: €143k
2022: €132k
2023: €133k
2024: €128k
2018 → 2025
Net result
€-9k
2024 · €51k
2018: €-19k
2019: €-6k
2020: €-22k
2021: €-63k
2022: €-12k
2023: €-74k
2024: €51k
2018 → 2025
Working capital
€-157k▼ 2.9%
2024 · €-153k
2018: €-72k
2019: €-68k
2020: €-82k
2021: €-126k
2022: €-131k
2023: €-209k
2024: €-153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-3k€-77k▼ 2,187%€-26k▲ 66.1%€-35k▼ 34.7%
Operating result€-12k-€-9k▲ 24.4%€-74k▼ 744%€51k€-9k
Net result€-63k-€-12k▲ 81.6%€-74k▼ 536%€51k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €51k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€123k▼ 3.6%
Current assets
€3k▲ 1,987%
Key figures and ratios
EBITDA
€-4k▼
2024 · €56k
Cash flow
€-4k▼
2024 · €56k
Solvency
-27.9%▼
2024 · -20.4%
Current ratio
0.02▲
2024 · 0.00
Quick ratio
0.02▲
2024 · 0.00
Debt / equity
-4.59▲
2024 · -5.90
ROA
-7.2%▼
2024 · 39.9%
Interest coverage
-10.57▼
2024 · 224.14
Debt
€162k▲
2024 · €154k
Debt ≤ 1 year
€160k▲
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€126k▼
Fixed assets21/28€128k€123k▼
Tangible fixed assets22/27€128k€123k▼
Land and buildings22€118k€116k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€19€19=
Current assets29/58€151€3k▲
Amounts receivable within one year40/41-€24
Other amounts receivable41-€24
Cash at bank and in hand54/58€151€488▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€128k€126k▼
Equity10/15€-26k€-35k▼
Contributions10/11€63k€63k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€-89k€-98k▼
Amounts payable17/49€154k€162k▲
Amounts payable within one year42/48€153k€160k▲
Trade debts44€266€3k▲
Suppliers440/4€266€3k▲
Taxes, remuneration and social security45€636€0▼
Taxes450/3€636€0▼
Other amounts payable47/48€152k€158k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€62k€-215▼
Operating profit (loss)9901€51k€-9k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€250€382▲
Recurring financial charges65€250€382▲
Profit (loss) for the period before taxes9903€51k€-9k▼
Profit (loss) for the period9904€51k€-9k▼
Profit (loss) for the period to be appropriated9905€51k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-98k▼
Profit (loss) brought forward from the previous period14P€-147k€-89k▲
Transfer from equity791/2€6k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €51k
Net result €51k after 6 loss-making years.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Oostendse Steenweg 408000 BruggeGround area
3,223 m²
Building footprint
2,210 m²
Volume, LiDAR
11,614 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oostendse Steenweg 157, 8000 Brugge
since 20002.115.926.524
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808L0513/00P000 | Flanders | 1,900 m² | 1 · 251 m² | 9.5 m · 2 fl. |
| 31808L0508/00T000 | Flanders | 1,323 m² | 1 · 1,959 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Shahdaroba
BE 0776.740.465
Antwerpen · Eq €8k
DEXTENSO CONSULT
BE 0478.404.790
Incourt · Eq €8k
MSBL Consulting
BE 0835.214.738
Watermaal-Bosvoorde · Eq €8k
ARPASIX
BE 0800.170.321
Sint-Gillis (bij-Brussel) · Eq €8k
STRATOS
BE 0459.517.308
Brussel · Eq €8k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 20,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2000
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50101
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.