L.M.

Active

Private limited companyfounded 2017active for 9 yearsPelgrimsstraat 61, 7700 Mouscron, BelgiumKBO/BCE: BE 0668.808.961

Summary

L.M. has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,644 and a net result of €13,211. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 6,153 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

L.M.ActiveChecked score 67/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190Computer consultancy and computer facilities management NACE 62200

1 site

Size

≈ €680,000turnover 2025, estimated

Staff: 2.6 FTE
Equity: €34,644
Profit: €13,211

Turnover estimated from the gross margin

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

Holdings: 1

MOREAU LudovicDirector

2025 accounts 156 days early2 of 5 deeds summarised

Why 67raises riskEquity €34,644 (3.4% of total assets)Liquidity: current ratio 0.19, cash €7,898lowers riskSize: 2.6 FTE, total assets €1.0mFigures for financial year 2025 (filed 25-02-2026)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 46% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 28+1

equity 3.4% of total assets

Liquidity 43=

short-term debt 22.8% · cash 0.8%

Profitability 43+15

return on assets 1.3%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)

Last 24 months 11-2024: 1.7%highest value 12-2024: 0.9%▼ -0.8 percentage points vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.8%▼ -0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.9%▲ +0.4 percentage points vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.19, compared with 0.15 in 2024, below 1; short-term debt: 22.8% and cash: 0.8% of total assets), and 96.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 19% on solvency, 41% on liquidity, 34% on profitability and 90% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Equity €34,644 (3.4% of total assets)

NBB · annual accounts

Liquidity: current ratio 0.19, cash €7,898

NBB · annual accounts

Size: 2.6 FTE, total assets €1.0m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 25-02-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 6153 sector peers (2025).

NBB · sector comparison

Position among 6153 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

156 days early

2024

20 days early

2023

23 days early

2022

10 days early

2021

11 days early

2020

32 days early

2019

38 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-02-2026 Annual accounts filedfinancial year 2025 · full…
19-01-2026 Permanent representative: Ludovic MOREAUGazette deed
31-12-2025 Back to profitnet €13,211

Key points

Caution: Among the weakest 10% on equitysector median €1.6m · 6,085 companies €34,644 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €1.0m
Profit: €13,211
Solvency: 3.4%

Turnover▲ 41.3%

Net result

20182023

Go to Financials

Board & ownership

Board: 1 member

MOREAU LudovicDirector

Go to Board & ownership

Network & group

Holdings: 1
Connected companies: 1

1 holding

Go to Network & group

Timeline

Events: 16
Since: 2018
Next accounts: by 31-07-2027

11-07-2025Annual accounts filed
08-07-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents in non-specialised wholesale tradeNACE 46190
Founded: 06-01-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Purpose: “Programmation informatique (62010),conseil informatique (62020),autres activités…” (deed in French)

Go to Articles of association

Key facts about L.M.

What is the company number of L.M.?: 0668.808.961. In Belgium the VAT number is the company number with BE in front: BE 0668.808.961.
Where is L.M. based?: The registered office is at Pelgrimsstraat 61, 7700 Mouscron.Company details
What does L.M. do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of L.M.?: Private limited company (BV).
When was L.M. founded?: On 06-01-2017.
Is L.M. still active?: Yes, L.M. is an active enterprise in the KBO register.
How many employees does L.M. have?: On average 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L.M.?: €349,623 in financial year 2023, according to the filed annual accounts.
Is L.M. profitable?: In financial year 2025, L.M. made a profit of €13,211.
Where can I find the annual accounts of L.M.?: L.M. filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L.M. due?: By 31-07-2027, for financial year 2026.Timeline