L & L Consult
ActiveL & L Consult has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 60% of 3286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-3
Solvency80▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.81 against 1.11 in 2024; short-term debt: 39.4% and cash: 23.5% of total assets), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
-5.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
5 d early
2023
4 d early
2022
3 d early
2021
28 d late
2020
on the day
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€47k▼ 8.7%
2024 · €52k
2019: €45k
2020: €48k
2021: €51k
2022: €51k
2023: €52k
2024: €52k
2019 → 2025
Total assets
€86k▼ 10.3%
2024 · €96k
2019: €94k
2020: €98k
2021: €100k
2022: €97k
2023: €98k
2024: €96k
2019 → 2025
Net result
€-5k▼ 2,449%
2024 · €-178
2019: €2k
2020: €3k
2021: €3k
2022: €-284
2023: €1k
2024: €-178
2019 → 2025
Working capital
€-7k
2024 · €4k
2019: €29k
2020: €32k
2021: €33k
2022: €28k
2023: €21k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€51k▼ 0.6%€52k▲ 2.9%€52k▼ 0.3%€47k▼ 8.7%
Operating result€6k-€2k▼ 71.1%€4k▲ 117%€1k▼ 71.1%€-4k
Net result€3k-€-284€1k€-178€-5k▼ 2,449%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€58k▼ 1.3%
Current assets
€27k▼ 25.0%
Equity and liabilities €86k
Equity
€47k▼ 8.7%
Debt
€38k▼ 12.2%
The debt ratio falls from 45.5% to 44.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €6k
Cash flow
€4k▼
2024 · €5k
Solvency
55.4%▲
2024 · 54.5%
Current ratio
0.81▼
2024 · 1.11
Quick ratio
0.81▼
2024 · 1.11
Debt / equity
0.80▼
2024 · 0.84
ROE
-9.6%▼
2024 · -0.3%
ROA
-5.3%▼
2024 · -0.2%
Interest coverage
5.73▲
2024 · 5.33
Debt
€38k▼
2024 · €43k
Debt ≤ 1 year
€34k▲
2024 · €33k
Debt > 1 year
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€86k▼
Fixed assets21/28€59k€58k▼
Tangible fixed assets22/27€59k€58k▼
Land and buildings22€40k€38k▼
Plant, machinery and equipment23€19k€20k▲
Current assets29/58€36k€27k▼
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€759-
Cash at bank and in hand54/58€32k€20k▼
Equity and liabilities
Total equity and liabilities10/49€96k€86k▼
Equity10/15€52k€47k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€44k€39k▼
Amounts payable17/49€43k€38k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€33k€34k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€182€154▼
Suppliers440/4€182€154▼
Taxes, remuneration and social security45€626€698▲
Taxes450/3€626€698▲
Other amounts payable47/48€26k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€1k€-4k▼
Financial income75/76B€128€0▼
Recurring financial income75€128€0▼
Financial charges65/66B€1k€820▼
Recurring financial charges65€1k€820▼
Profit (loss) for the period before taxes9903€100€-5k▼
Income taxes67/77€279-
Profit (loss) for the period9904€-178€-5k▼
Profit (loss) for the period to be appropriated9905€-178€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€39k▼
Profit (loss) brought forward from the previous period14P€44k€44k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
26-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €3k ▲49.6%
Operating result €7k, net result €3k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 1782800 MechelenGround area
335 m²
Building footprint
242 m²
Volume, LiDAR
4,295 m³
Parcel 12404F0631/00H004, Flanders · tallest building 25.9 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0631/00H004 | Flanders | 335 m² | 1 · 242 m² | 25.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIWIS
BE 0459.380.914
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BE 0828.155.613
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HEMATECH CONSULTANTS
BE 0444.295.137
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Casmo
BE 0891.836.212
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INSTITUUT VOOR BEDRIJFSBEHEER
BE 0425.675.590
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2007
Fiscal year end30-06
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.