L&L
ActiveL&L has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €19k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+86
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.24 against 13.94 in 2024), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
19.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
41 d early
2023
7 d early
2022
18 d late
2021
17 d late
2020
135 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 25.3%
2024 · €41k
2018: €-1k
2019: €31k
2020: €41k
2021: €45k
2022: €49k
2023: €40k
2024: €41k
2018 → 2025
Total assets
€97k▲ 24.5%
2024 · €78k
2018: €49k
2019: €65k
2020: €80k
2021: €75k
2022: €75k
2023: €76k
2024: €78k
2018 → 2025
Net result
€19k▲ 1,533%
2024 · €1k
2018: €-9k
2019: €33k
2020: €11k
2021: €5k
2022: €4k
2023: €-8k
2024: €1k
2018 → 2025
Working capital
€66k▲ 4.4%
2024 · €63k
2018: €-5k
2019: €28k
2020: €38k
2021: €35k
2022: €51k
2023: €61k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€49k▲ 6.9%€40k▼ 16.7%€41k▲ 0.7%€51k▲ 25.3%
Operating result€41k-€18k▼ 54.6%€16k▼ 12.7%€47k▲ 190%€62k▲ 32.5%
Net result€5k-€4k▼ 16.8%€-8k€1k€19k▲ 1,533%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€18k▲ 89.2%
Current assets
€79k▲ 15.4%
Equity and liabilities €97k
Equity
€51k▲ 25.3%
Provisions
€33k▲ 3.2%
Debt
€13k▲ 158%
The debt ratio rises from 6.3% to 13.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€64k▲
2024 · €49k
Cash flow
€21k▲
2024 · €3k
Solvency
52.7%▲
2024 · 52.4%
Current ratio
6.24▼
2024 · 13.94
Quick ratio
6.24▼
2024 · 13.94
Debt / equity
0.25▲
2024 · 0.12
ROE
37.1%▲
2024 · 2.8%
ROA
19.5%▲
2024 · 1.5%
Interest coverage
1.91▲
2024 · 1.24
Debt
€13k▲
2024 · €5k
Debt ≤ 1 year
€13k▲
2024 · €5k
Income taxes
€10k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€97k▲
Fixed assets21/28€10k€18k▲
Tangible fixed assets22/27€9k€18k▲
Land and buildings22€2k€2k▼
Furniture and vehicles24€874€10k▲
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€75€75=
Current assets29/58€68k€79k▲
Amounts receivable within one year40/41€58k€60k▲
Trade receivables40€25k€29k▲
Other amounts receivable41€33k€30k▼
Cash at bank and in hand54/58€10k€19k▲
Deferred charges and accrued income490/1€139€313▲
Equity and liabilities
Total equity and liabilities10/49€78k€97k▲
Equity10/15€41k€51k▲
Contributions10/11€6k€6k=
Reserves13€10k€21k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€9k€19k▲
Profit (loss) carried forward14€24k€24k=
Provisions and deferred taxes16€32k€33k▲
Provisions for liabilities and charges160/5€32k€33k▲
Other liabilities and charges164/5€32k€33k▲
Amounts payable17/49€5k€13k▲
Amounts payable within one year42/48€5k€13k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€601€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€779€1k▲
Other operating charges640/8€723€775▲
Gross operating margin9900€50k€66k▲
Operating profit (loss)9901€47k€62k▲
Financial income75/76B€2€3▲
Recurring financial income75€2€3▲
Financial charges65/66B€39k€33k▼
Recurring financial charges65€39k€33k▼
Profit (loss) for the period before taxes9903€8k€28k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€1k€19k▲
Profit (loss) for the period to be appropriated9905€1k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€43k▲
Profit (loss) brought forward from the previous period14P€24k€24k▲
Transfer from equity791/2-€9k
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7€859€9k▲
Return on contributions (dividend)694€859€9k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 14.10
Current ratio from 5.57 to 14.10; short-term debt falls from €11k to €5k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 5.57
Current ratio from 2.19 to 5.57; short-term debt falls from €29k to €11k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.82
Current ratio from 0.91 to 1.82; short-term debt falls from €50k to €34k.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lequimelaan 281640 Sint-Genesius-RodeGround area
1,479 m²
Building footprint
239 m²
Volume, LiDAR
1,089 m³
Parcel 22552F0002/00R059, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lequimelaan 28, 1640 Sint-Genesius-Rode
since 20122.212.229.411
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0002/00R059 | Flanders | 1,479 m² | 1 · 239 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sinnerman
BE 0778.589.603
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AEV CONSULTING
BE 0873.838.851
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PROVALIUS
BE 0745.531.211
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WalkWise
BE 0826.031.808
Roeselare · Eq €51k
TIDES CONSULTANCY
BE 0720.982.093
Brugge · Eq €51k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 38,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
52250Logistics services
52290Warehousing and support activities for transportation
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.