L.J.H.
ActiveFor L.J.H., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €512k and a net result of €29k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 82% of 13941 sector peers (fiscal year 2023). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability75▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
83.7%
Return on assets
4.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline17-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-12-2024, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
151 d late
2022
120 d late
2021
485 d late
2020
850 d late
2019
1215 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€512k▼ 5.1%
2022 · €539k
2018: €490k
2019: €515k
2020: €522k
2021: €590k
2022: €539k
2018 → 2023
Total assets
€611k▼ 4.5%
2022 · €640k
2018: €668k
2019: €655k
2020: €672k
2021: €738k
2022: €640k
2018 → 2023
Net result
€29k▲ 369%
2022 · €6k
2018: €181k
2019: €25k
2020: €62k
2021: €103k
2022: €6k
2018 → 2023
Working capital
€432k▼ 7.9%
2022 · €469k
2018: €437k
2019: €420k
2020: €439k
2021: €520k
2022: €469k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€515k-€522k▲ 1.4%€590k▲ 12.9%€539k▼ 8.6%€512k▼ 5.1%
Operating result€33k-€24k▼ 28.5%€22k▼ 6.2%€23k▲ 2.5%€32k▲ 37.5%
Net result€25k-€62k▲ 153%€103k▲ 64.4%€6k▼ 93.9%€29k▲ 369%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 38% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €611k
Fixed assets
€129k▲ 2.9%
Current assets
€483k▼ 6.2%
Equity and liabilities €611k
Equity
€512k▼ 5.1%
Debt
€100k▼ 0.9%
The debt ratio rises from 15.7% to 16.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▲
2022 · €35k
Cash flow
€36k▲
2022 · €18k
Solvency
83.7%▼
2022 · 84.3%
Current ratio
9.50▼
2022 · 11.21
Quick ratio
9.50▼
2022 · 11.21
Debt / equity
0.19▲
2022 · 0.19
ROE
5.7%▲
2022 · 1.2%
ROA
4.8%▲
2022 · 1.0%
Interest coverage
13.76▲
2022 · 8.86
Debt
€100k▼
2022 · €100k
Debt ≤ 1 year
€51k▲
2022 · €46k
Debt > 1 year
€49k▼
2022 · €55k
Income taxes
€11k▼
2022 · €24k
Staff costs
€2k▼
2022 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€640k€611k▼
Fixed assets21/28€125k€129k▲
Tangible fixed assets22/27€122k€126k▲
Land and buildings22€120k€114k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26-€10k
Financial fixed assets28€3k€3k=
Current assets29/58€515k€483k▼
Amounts receivable within one year40/41€430k€398k▼
Trade receivables40€59k€32k▼
Other amounts receivable41€370k€366k▼
Cash at bank and in hand54/58€74k€73k▼
Deferred charges and accrued income490/1€11k€11k=
Equity and liabilities
Total equity and liabilities10/49€640k€611k▼
Equity10/15€539k€512k▼
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€527k€499k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€525k€497k▼
Amounts payable17/49€100k€100k▼
Amounts payable after more than one year17€55k€49k▼
Financial debts170/4€55k€49k▼
Amounts payable within one year42/48€46k€51k▲
Financial debts43€11k€6k▼
Credit institutions430/8€11k€6k▼
Trade debts44€772€1k▲
Suppliers440/4€772€1k▲
Taxes, remuneration and social security45€33k€44k▲
Taxes450/3€33k€44k▲
Other amounts payable47/48€450-
Income statement
Code20222023
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€7k▼
Other operating charges640/8€367€2k▲
Gross operating margin9900€38k€43k▲
Operating profit (loss)9901€23k€32k▲
Financial income75/76B€11k€11k=
Recurring financial income75€11k€11k=
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€30k€40k▲
Income taxes67/77€24k€11k▼
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€29k▲
Transfer from equity791/2€51k€57k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
Profit to be distributed694/7€57k€57k=
Return on contributions (dividend)694€57k€57k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 151 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 485 days late
28-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 850 days late
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1215 days late
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1581 days late
2022
31-12
Financial
Weakest financial yearnet €6k ▼93.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Equity above €500kEq €515k ▲5%
2 profitable years in a row build equity to €515k.
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 186 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 551 days late
2015
09-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 601755 PajottegemGround area
410 m²
Building footprint
125 m²
Volume, LiDAR
761 m³
Parcel 23058B0150/00E000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapelstraat 60, 1755 Pajottegem
since 20002.093.849.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23058B0150/00E000 | Flanders | 410 m² | 1 · 125 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BUDTS
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-05-2000
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
74142
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.