L'IMAGERIE
ActiveL'IMAGERIE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €462. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 4.99 in 2024; short-term debt: 20.3% and cash: 27.7% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
0.5%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
12 d late
2023
6 d early
2022
7 d early
2021
3 d early
2020
4 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 0.7%
2024 · €69k
2019: €45k
2020: €51k
2021: €65k
2022: €67k
2023: €69k
2024: €69k
2019 → 2025
Total assets
€87k▲ 3.3%
2024 · €84k
2019: €67k
2020: €69k
2021: €78k
2022: €79k
2023: €83k
2024: €84k
2019 → 2025
Net result
€462▲ 86.7%
2024 · €248
2019: €-8k
2020: €5k
2021: €14k
2022: €2k
2023: €2k
2024: €248
2019 → 2025
Working capital
€61k▼ 0.4%
2024 · €61k
2019: €38k
2020: €47k
2021: €50k
2022: €53k
2023: €60k
2024: €61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€67k▲ 2.8%€69k▲ 3.1%€69k▲ 0.4%€69k▲ 0.7%
Operating result€15k-€2k▼ 88.5%€2k▲ 16.1%€686▼ 65.6%€937▲ 36.7%
Net result€14k-€2k▼ 86.9%€2k▲ 14.5%€248▼ 88.2%€462▲ 86.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€9k▲ 9.4%
Current assets
€79k▲ 2.7%
Equity and liabilities €87k
Equity
€69k▲ 0.7%
Debt
€18k▲ 15.0%
The debt ratio rises from 18.2% to 20.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▲
2024 · €2k
Cash flow
€2k▲
2024 · €2k
Solvency
79.7%▼
2024 · 81.8%
Current ratio
4.45▼
2024 · 4.99
Quick ratio
1.51▲
2024 · 1.46
Debt / equity
0.25▲
2024 · 0.22
ROE
0.7%▲
2024 · 0.4%
ROA
0.5%▲
2024 · 0.3%
Interest coverage
3.58▲
2024 · 3.10
Debt
€18k▲
2024 · €15k
Debt ≤ 1 year
€18k▲
2024 · €15k
Income taxes
€500▲
2024 · €369
Staff costs
€46k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€87k▲
Fixed assets21/28€8k€9k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€4k€6k▲
Financial fixed assets28€674€124▼
Current assets29/58€77k€79k▲
Stocks and contracts in progress3€54k€52k▼
Stocks30/36€54k€52k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€3k€3k▼
Cash at bank and in hand54/58€19k€24k▲
Equity and liabilities
Total equity and liabilities10/49€84k€87k▲
Equity10/15€69k€69k▲
Contributions10/11€69k€69k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€-7k€-7k▲
Amounts payable17/49€15k€18k▲
Amounts payable within one year42/48€15k€18k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€474€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€58k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€997€2k▲
Gross operating margin9900€61k€50k▼
Operating profit (loss)9901€686€937▲
Financial income75/76B€602€677▲
Recurring financial income75€602€677▲
Financial charges65/66B€671€652▼
Recurring financial charges65€671€652▼
Profit (loss) for the period before taxes9903€616€962▲
Income taxes67/77€369€500▲
Profit (loss) for the period9904€248€462▲
Profit (loss) for the period to be appropriated9905€248€462▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-7k▲
Profit (loss) brought forward from the previous period14P€-8k€-7k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €14k ▲159%
Operating result €15k, net result €14k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Joseph 125000 NamurGround area
169 m²
Building footprint
63 m²
Volume, LiDAR
772 m³
Parcel 92094C0089/00A003, Wallonia · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Joseph 12, 5000 Namur
since 19882.039.910.295
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0089/00A003 | Wallonia | 169 m² | 1 · 63 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAGAFIL
BE 0832.891.191
Héron · Eq €70k
ARTO PRODUCTION
BE 0457.024.309
Kinrooi · Eq €71k
STUDO
BE 0700.729.186
Hasselt · Eq €66k
Vandenbosch-Polydis
BE 0417.900.645
Beersel · Eq €74k
ARTCADEMIA
BE 0839.723.951
Wavre · Eq €64k
Of 764 companies in sector 16281 we hold annual accounts for 158. 107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-08-1988
Fiscal year end30-06
Activities, NACEBEL
16281Manufacture of other wood products
20510
47789Other retail sale of new goods
52498
46499Wholesale of other household goods
51478
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.