L.I.A.
ActiveL.I.A. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €353. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-8
Solvency51▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.22 in 2024; short-term debt: 28.7% and cash: 25.3% of total assets), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
3 d early
2022
18 d early
2021
5 d early
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 0.9%
2024 · €41k
2019: €6k
2020: €-3k
2021: €24k
2022: €23k
2023: €30k
2024: €41k
2019 → 2025
Total assets
€160k▼ 3.7%
2024 · €167k
2019: €36k
2020: €29k
2021: €56k
2022: €162k
2023: €170k
2024: €167k
2019 → 2025
Net result
€353▼ 96.6%
2024 · €10k
2019: €-131
2020: €-9k
2021: €14k
2022: €9k
2023: €9k
2024: €10k
2019 → 2025
Working capital
€8k▼ 23.6%
2024 · €10k
2019: €-12k
2020: €-16k
2021: €10k
2022: €-7k
2023: €-748
2024: €10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€23k▼ 3.8%€30k▲ 31.2%€41k▲ 34.7%€41k▲ 0.9%
Operating result€17k-€13k▼ 24.8%€14k▲ 7.9%€16k▲ 16.9%€3k▼ 81.4%
Net result€14k-€9k▼ 37.7%€9k▲ 2.7%€10k▲ 14.0%€353▼ 96.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€107k▼ 3.2%
Current assets
€54k▼ 4.7%
Equity and liabilities €160k
Equity
€41k▲ 0.9%
Debt
€119k▼ 5.2%
The debt ratio falls from 75.6% to 74.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €25k
Cash flow
€9k▼
2024 · €20k
Solvency
25.6%▲
2024 · 24.4%
Current ratio
1.17▼
2024 · 1.22
Quick ratio
1.17▼
2024 · 1.22
Debt / equity
2.91▼
2024 · 3.09
ROE
0.9%▼
2024 · 25.7%
ROA
0.2%▼
2024 · 6.3%
Interest coverage
6.21▼
2024 · 12.50
Debt
€119k▼
2024 · €126k
Debt ≤ 1 year
€46k▼
2024 · €46k
Debt > 1 year
€72k▼
2024 · €78k
Income taxes
€817▼
2024 · €4k
Staff costs
€0▼
2024 · €177
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€160k▼
Fixed assets21/28€110k€107k▼
Intangible fixed assets21€360€180▼
Tangible fixed assets22/27€110k€106k▼
Land and buildings22€102k€97k▼
Furniture and vehicles24€8k€10k▲
Current assets29/58€56k€54k▼
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€9k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€49k€41k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€167k€160k▼
Equity10/15€41k€41k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k▲
Distributable reserves133€22k€22k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€126k€119k▼
Amounts payable after more than one year17€78k€72k▼
Financial debts170/4€78k€72k▼
Amounts payable within one year42/48€46k€46k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€464€3k▲
Suppliers440/4€464€3k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€36k€32k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€177€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€27k€13k▼
Operating profit (loss)9901€16k€3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€14k€1k▼
Income taxes67/77€4k€817▼
Profit (loss) for the period9904€10k€353▼
Profit (loss) for the period to be appropriated9905€10k€353▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€353▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€10k€353▼
To other reserves6921€10k€353▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.48 to 1.31; short-term debt falls from €32k to €31k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Godveerdegemstraat 101a9620 ZottegemGround area
457 m²
Building footprint
169 m²
Volume, LiDAR
1,259 m³
Parcel 41081A0836/00R008, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L.I.A.
since 20182.280.117.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0836/00R008 | Flanders | 456 m² | 1 · 169 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 234 EUR awarded · 234 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 234 EUR | 234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
LVVH
BE 0647.545.670
Waterloo · Eq €41k
LEVECQ DESIGN
BE 0803.994.396
Chièvres · Eq €41k
WE ENJOY
BE 0692.880.007
Vorst · Eq €41k
LOUDENTALEX
BE 0892.252.619
Vorst · Eq €41k
DISTINTO
BE 0833.365.503
Haaltert · Eq €41k
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2018
Fiscal year end30-06
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.