L&H GROUP
ActiveThe computed 12-month bankruptcy probability of L&H GROUP is 4.5% (elevated). The 2025 annual accounts show equity of €25k and a net result of €6k. Its solvency ranks better than 66% of 13061 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency61
Growth-
Stability67
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.02), and 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
11.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€50k
Net result
€6k
Working capital
€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €50k
Fixed assets
€50k
Current assets
€509
Equity and liabilities €50k
Equity
€25k
Debt
€26k
Debt finances 51.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€12k
Solvency
48.8%
Current ratio
0.02
Quick ratio
0.02
Debt / equity
1.05
ROE
24.1%
ROA
11.8%
Interest coverage
152.14
Debt
€26k
Debt ≤ 1 year
€26k
Staff costs
€56k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€50k
Fixed assets21/28€50k
Intangible fixed assets21€47k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Financial fixed assets28€412
Current assets29/58€509
Amounts receivable within one year40/41€383
Other amounts receivable41€383
Cash at bank and in hand54/58€126
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€25k
Contributions10/11€19k
Profit (loss) carried forward14€6k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€10k
Remuneration and social security454/9€10k
Other amounts payable47/48€12k
Income statement
Code2025
Remuneration, social security and pensions62€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Gross operating margin9900€68k
Operating profit (loss)9901€6k
Financial charges65/66B€80
Recurring financial charges65€80
Profit (loss) for the period before taxes9903€6k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meilaan 1231200 Sint-Lambrechts-WoluweGround area
3,875 m²
Building footprint
1,054 m²
Volume, LiDAR
6,352 m³
2 parcels, Brussels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L&H GROUP
since 20252.369.941.711
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53405C0155/00B000indicative | Wallonia | 3,438 m² | 1 · 761 m² | 5.7 m · 2 fl. |
| 21673D0097/00P004 | Brussels | 437 m² | 1 · 293 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.369.941.711
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 8,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2025
Fiscal year end31-12
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.