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L&H ADVIES

Active
Private limited companyfounded 2018active for 8 yearsChrysantenlaan 40, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0693.718.264
Summary

L&H ADVIES has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254,068 and a net result of €19,567. Equity has been growing by about 21% per year since 2019. Its solvency ranks better than 54% of 17,162 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-03-2018 Normal situation
Activity
Development of residential building projects NACE 68121
Establishment unit
2.274.758.876 3740 Bilzen-Hoeselt, since 01-04-2018
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€109,908
▼ 15.5%
Turnover
≈ €200,000
estimated
Profit
€19,567
▲ 224%
Equity
€254,068
▲ 7.6%
Total assets
€740,644
▲ 1.4%
Staff
1 FTE
▼ 33.3%
Score breakdownraises riskLiquidity: current ratio 1.31, cash €2,822, halvedlowers riskSize: total assets €740,644Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 21-06-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 59+2
equity 34.3% of total assets
Liquidity 49-5
short-term debt 12.3% · cash 0.4%
Profitability 72+12
return on assets 2.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.31 (1.3 in 2024), below the usual 1.5. Short-term debt is 12.3% and cash 0.4% of total assets. 65.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 52% of them on solvency, 46% on liquidity, 63% on profitability and 63% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €740,644
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.31, cash €2,822, halved
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 21-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-06-2026, 40 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
40 days early
2024
36 days early
2023
28 days early
2022
54 days early
2021
3 days early
2020
2 days early
2019
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €19,567 7 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Reappointments: LAMBRECHTS Wim (director) and HANSSEN Jessie (director)“A/ Algemene bouwonderneming met coördinatie van onderaanneming. B/ Onderneming voor:; Ruwbouwwerken en alle…” (deed in Dutch)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as L&H ADVIES: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €660,000 and €772,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
L&H ADVIES Bilzen-Hoeselt€740,644€109,908
IMAS VASTGOED Hasselt€772,403€134,199
Elite Projects Hasselt€740,068€165,096
GM INVESTMENTS Hasselt€688,586€87,155
Lotar Invest Lommel€660,454€117,984
Tateru Deinze€743,199€110,609
Goemaere Projects Diksmuide€713,168€93,541
Full comparison

Key facts about L&H ADVIES

What is the company number of L&H ADVIES?
The company number of L&H ADVIES is 0693.718.264. The VAT number is the same number with BE in front: BE 0693.718.264.
Where is L&H ADVIES based?
The registered office is at Chrysantenlaan 40, 3740 Bilzen-Hoeselt.Company details
What does L&H ADVIES do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of L&H ADVIES?
L&H ADVIES is a private limited company (BV).
When was L&H ADVIES founded?
L&H ADVIES was founded on 29-03-2018.
Is L&H ADVIES still active?
Yes, L&H ADVIES is an active enterprise in the KBO register.
How many employees does L&H ADVIES have?
L&H ADVIES had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L&H ADVIES?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €109,908 and 49 comparable companies (NACE 681). It probably lies between €150,000 and €370,000.
Is L&H ADVIES profitable?
In financial year 2025, L&H ADVIES made a profit of €19,567.
Where can I find the annual accounts of L&H ADVIES?
L&H ADVIES filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L&H ADVIES due?
L&H ADVIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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