L GESTION
ActiveL GESTION has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39k and a net result of €-769. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-3
Solvency63▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.56 in 2023; short-term debt: 60.6% and cash: 14.6% of total assets), and 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.1%
Return on assets
-0.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
48 d late
2022
60 d late
2021
31 d late
2020
96 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-769
2023 · €2k
2018: €9k
2019: €1k
2020: €-9
2021: €3k
2022: €11k
2023: €2k
2018 → 2024
Working capital
€-15k▲ 53.8%
2023 · €-33k
2018: €-127k
2019: €-123k
2020: €-110k
2021: €-94k
2022: €-57k
2023: €-33k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€26k▲ 14.0%€38k▲ 43.6%€40k▲ 6.3%€39k▼ 1.9%
Operating result€130-€4k▲ 2,801%€33k▲ 783%€3k▼ 89.6%€-401
Net result€-9-€3k€11k▲ 256%€2k▼ 79.3%€-769
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €401 after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€56k▼ 24.9%
Current assets
€47k▲ 13.0%
Equity and liabilities €103k
Equity
€39k▼ 1.9%
Debt
€64k▼ 16.1%
The debt ratio falls from 65.5% to 61.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2023 · €23k
Cash flow
€18k▼
2023 · €22k
Solvency
38.1%▲
2023 · 34.5%
Current ratio
0.76▲
2023 · 0.56
Quick ratio
0.76▲
2023 · 0.56
Debt / equity
1.62▼
2023 · 1.90
ROE
-1.9%▼
2023 · 5.9%
ROA
-0.7%▼
2023 · 2.0%
Interest coverage
49.48▼
2023 · 97.17
Debt
€64k▼
2023 · €76k
Debt ≤ 1 year
€63k▼
2023 · €75k
Debt > 1 year
€1k=
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€117k€103k▼
Fixed assets21/28€75k€56k▼
Intangible fixed assets21€61k€44k▼
Tangible fixed assets22/27€5k€4k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€8k€8k=
Current assets29/58€42k€47k▲
Amounts receivable within one year40/41€27k€32k▲
Trade receivables40€27k€32k▲
Cash at bank and in hand54/58€15k€15k▼
Equity and liabilities
Total equity and liabilities10/49€117k€103k▼
Equity10/15€40k€39k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€26k€25k▼
Amounts payable17/49€76k€64k▼
Amounts payable after more than one year17€1k€1k=
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€75k€63k▼
Trade debts44€59k€60k▲
Suppliers440/4€59k€60k▲
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€13k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€425€26k▲
Gross operating margin9900€24k€45k▲
Operating profit (loss)9901€3k€-401▼
Financial charges65/66B€240€367▲
Recurring financial charges65€240€367▲
Profit (loss) for the period before taxes9903€3k€-769▼
Income taxes67/77€864-
Profit (loss) for the period9904€2k€-769▼
Profit (loss) for the period to be appropriated9905€2k€-769▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€25k▼
Profit (loss) brought forward from the previous period14P€24k€26k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial
Weakest financial yearnet €-769 ▼132%
Net result drops to €-769, the lowest in the series.
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 48 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €11k ▲256%
Operating result €33k, net result €11k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 96 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai des Vennes 1/254020 LiègeGround area
6.3 ha
Building footprint
3.8 ha
Volume, LiDAR
406,058 m³
Parcel 62806C0923/00B002, Wallonia · tallest building 22.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L GESTION
since 20172.268.692.319
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0923/00B002 | Wallonia | 6.3 ha | 1 · 3.8 ha | 22.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-07-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.