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L'Espoir

Active
Non-profit associationfounded 1974active for 51 yearsRue Léopold 70, 6061 Charleroi, BelgiumKBO/BCE: BE 0414.659.459
Summary

L'Espoir has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,906 and a net result of -€10,899. Equity has been stable since 2018 (±2.3% per year). Its solvency ranks better than 28% of 663 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-12-1974 Normal situation
Activity
Other social work without accommodation NACE 88999
Establishment unit
2.157.538.435 6061 Charleroi, since 19-12-1974
Financial year end
31 December
Peppol
Reachable since 01-10-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.1m
▼ 14.6%
Turnover
≈ €1.1m
estimated
Deficit
€10,899
Equity
€421,906
▼ 3.9%
Total assets
€1.4m
▲ 1.9%
Staff
12.9 FTE
▼ 15.1%
Filed on 24-06-2026, 37 days before the deadline
Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 1.54, cash €472,320Founded in 1974Sector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of small companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 56-2
equity 31.0% of total assets
Liquidity 74-3
short-term debt 40.4% · cash 34.7%
Profitability 68-5
return on assets -0.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (589 companies, NACE 88, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.31 in 2024), above the usual 1.5. Short-term debt is 40.4% and cash 34.7% of total assets. However, 69% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 29% of them on solvency, 59% on liquidity, 39% on profitability and 22% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 1.54, cash €472,320
NBB · annual accounts
lowers risk · Founded in 1974
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
29 days early
2023
33 days early
2022
11 days early
2021
24 days early
2020
8 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €43,717 in 2024 -€10,899 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Wallonia-Brussels supportpaid from 2021 to 2025 €7.3m View

Recent changes

  1. · Gazette deed Withdrawals: COCQUYT Jessica (assemblée générale) and DEGAND Jean-Pierre (assemblée générale)Admission: STASSE Jérôme (director)
  2. · Gazette deed Resignation: Cocquyt Jessica (day-to-day manager)Appointment: Virginie Levieux (day-to-day manager) · Reappointments: BOUSMANNE Alain, BUCHET Marie-Dominique and 2 others
  3. · Gazette deed Appointment: HAMACHE Saïda (administratrice de l'organe d'administration)
All 16 events

Comparable companies

These companies have the same main activity as L'Espoir: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €951,000 and €1.8m, founded between 1973 and 1985.

CompanyTotal assetsGross margin
L'Espoir Charleroi€1.4m€1.1m
En Famille Liège€1.1m€1.1m
PARCOURS D'ACCEUIL Elsene€1.1m€1.0m
Education - Environnement Liège€1.0m€1.1m
La Croisée, Service d'Accompagnement et service d'Accueil Familial Malmedy€1.8m€0.8m
ENFANCE MALTRAITEE Charleroi€1.2m€1.0m
AMO Point Jaune Charleroi€1.0m€1.2m
Full comparison

Key facts about L'Espoir

What is the company number of L'Espoir?
The company number of L'Espoir is 0414.659.459. The VAT number is the same number with BE in front: BE 0414.659.459.
Where is L'Espoir based?
The registered office is at Rue Léopold 70, 6061 Charleroi.Company details
What does L'Espoir do?
According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
What is the legal form of L'Espoir?
The legal form of L'Espoir is Non-profit association (VZW).
When was L'Espoir founded?
L'Espoir was founded on 19-12-1974.
Is L'Espoir still active?
Yes, L'Espoir is an active enterprise in the KBO register.
How many employees does L'Espoir have?
L'Espoir had an average of 12.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L'Espoir?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €1.1m and 32 comparable companies (NACE 88). It probably lies between €1.1m and €1.3m.
Is L'Espoir profitable?
In financial year 2025, L'Espoir made a loss of €10,899.
Where can I find the annual accounts of L'Espoir?
L'Espoir filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L'Espoir due?
L'Espoir must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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