L'Espoir
ActiveFrom the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
L'Espoir has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,906 and a net result of -€10,899. Equity has been stable since 2018 (±2.3% per year). Its solvency ranks better than 28% of 663 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 19-12-1974 Normal situation
- Activity
- Other social work without accommodation NACE 88999
- Establishment unit
- 2.157.538.435 6061 Charleroi, since 19-12-1974
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Board and ownership
- BOUSMANNE AlainChair
- Virginie LevieuxDaily manager
- HAMACHE SaïdaDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €1.1m
- ▼ 14.6%
- Turnover
- ≈ €1.1m
- estimated
- Deficit
- €10,899
- Equity
- €421,906
- ▼ 3.9%
- Total assets
- €1.4m
- ▲ 1.9%
- Staff
- 12.9 FTE
- ▼ 15.1%
Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 1.54, cash €472,320Founded in 1974Sector: Social work activities without accommodation (NACE 88)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 29% of them on solvency, 59% on liquidity, 39% on profitability and 22% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as L'Espoir: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €951,000 and €1.8m, founded between 1973 and 1985.
| Company | Total assets | Gross margin |
|---|---|---|
| L'Espoir Charleroi | €1.4m | €1.1m |
| En Famille Liège | €1.1m | €1.1m |
| PARCOURS D'ACCEUIL Elsene | €1.1m | €1.0m |
| Education - Environnement Liège | €1.0m | €1.1m |
| La Croisée, Service d'Accompagnement et service d'Accueil Familial Malmedy | €1.8m | €0.8m |
| ENFANCE MALTRAITEE Charleroi | €1.2m | €1.0m |
| AMO Point Jaune Charleroi | €1.0m | €1.2m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 24-06-2026
- Annual accounts 2024filed on 02-07-2025
- Annual accounts 2023filed on 28-06-2024
- Annual accounts 2022filed on 20-07-2023
Acts in the Belgian Official Gazette
- Resignations & appointmentsact of 27-01-2025
- Amendment of the articles · Resignations & appointmentsact of 05-07-2024
- Resignations & appointmentsact of 23-06-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about L'Espoir
- What is the company number of L'Espoir?
- The company number of L'Espoir is 0414.659.459. The VAT number is the same number with BE in front: BE 0414.659.459.
- Where is L'Espoir based?
- The registered office is at Rue Léopold 70, 6061 Charleroi.Company details
- What does L'Espoir do?
- According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
- What is the legal form of L'Espoir?
- The legal form of L'Espoir is Non-profit association (VZW).
- When was L'Espoir founded?
- L'Espoir was founded on 19-12-1974.
- Is L'Espoir still active?
- Yes, L'Espoir is an active enterprise in the KBO register.
- How many employees does L'Espoir have?
- L'Espoir had an average of 12.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of L'Espoir?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €1.1m and 32 comparable companies (NACE 88). It probably lies between €1.1m and €1.3m.
- Is L'Espoir profitable?
- In financial year 2025, L'Espoir made a loss of €10,899.
- Where can I find the annual accounts of L'Espoir?
- L'Espoir filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of L'Espoir due?
- L'Espoir must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.