Financials
- Fiscal year
- 2024
- Total assets
- €1,636
- Loss
- -€1,656
- Solvency
- 82.2%
L'ESPACE TOIT
ActiveSummary
The computed 12-month bankruptcy probability of L'ESPACE TOIT is 7.3% (elevated). The annual accounts of L'ESPACE TOIT for fiscal year 2024 show a net loss of 101% of total assets. The 2024 annual accounts show equity of €1,344 and a net result of -€1,656. Its solvency ranks better than 90% of 2102 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Construction of residential and non-residential buildings
NACE 41002
1 site
Size
€1,636total assets 2024
- Equity
- €1,344
- Loss
- -€1,656
Turnover not published (abridged schema)
Structure
Accounts filed 72 d late0 of 1 deed read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 72 days late; 1 of the last 3 late- Founded in 2024- Liquidity: current ratio 5.60, cash €1- Sector Construction of residential and non-residential buildings (NACE 41)Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 47% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
100
equity 82.2% of total assets
Liquidity
45
short-term debt 17.8% · cash 0.1%
Profitability
0
return on assets -101.2%
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 3.6%lowest value
10-2025: 3.6%● 0.0% vs 09-2025lowest value
11-2025: 5.1%▲ +41.8% vs 10-2025
12-2025: 5.5%▲ +6.8% vs 11-2025
01-2026: 5.6%▲ +2.0% vs 12-2025
02-2026: 5.7%▲ +1.3% vs 01-2026
03-2026: 5.6%▼ -0.8% vs 02-2026
04-2026: 5.8%▲ +3.7% vs 03-2026
05-2026: 5.8%▼ -0.4% vs 04-2026
06-2026: 5.7%▼ -1.5% vs 05-2026
07-2026: 5.8%▲ +0.7% vs 06-2026
08-2026: 6.3%▲ +8.5% vs 07-2026
09-2026: 6.5%▲ +3.5% vs 08-2026
10-2026: 7.3%▲ +13.2% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 72 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 5.60, cash €1 raises the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 43%, profitability 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-10-2025, 72 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
72 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 72 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 11-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of residential and non-residential buildingsNACE 41002
- Founded
- 23-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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