L'ESCALE
ActiveL'ESCALE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €26k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 60% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-13
Solvency65▼-35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 3.98 in 2024; short-term debt: 29.9% and cash: 29.4% of total assets), and 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
2 d early
2022
7 d early
2021
20 d early
2020
22 d early
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€338k▼ 7.9%
2024 · €367k
2019: €220k
2020: €267k
2021: €248k
2022: €327k
2023: €324k
2024: €367k
2019 → 2025
Total assets
€852k▲ 76.2%
2024 · €484k
2019: €252k
2020: €367k
2021: €336k
2022: €432k
2023: €468k
2024: €484k
2019 → 2025
Net result
€26k▼ 60.6%
2024 · €66k
2019: €24k
2020: €57k
2021: €-19k
2022: €87k
2023: €53k
2024: €66k
2019 → 2025
Working capital
€53k▼ 76.8%
2024 · €230k
2019: €129k
2020: €165k
2021: €174k
2022: €246k
2023: €182k
2024: €230k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€327k▲ 31.7%€324k▼ 0.7%€367k▲ 13.1%€338k▼ 7.9%
Operating result€-17k-€115k€77k▼ 32.7%€101k▲ 31.2%€34k▼ 66.4%
Net result€-19k-€87k€53k▼ 39.3%€66k▲ 25.2%€26k▼ 60.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €852k
Fixed assets
€544k▲ 208%
Current assets
€308k▲ 0.4%
Equity and liabilities €852k
Equity
€338k▼ 7.9%
Debt
€515k▲ 340%
The debt ratio rises from 24.2% to 60.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €135k
Cash flow
€66k▼
2024 · €100k
Solvency
39.6%▼
2024 · 75.8%
Current ratio
1.21▼
2024 · 3.98
Quick ratio
1.13▼
2024 · 3.74
Debt / equity
1.52▲
2024 · 0.32
ROE
7.7%▼
2024 · 18.0%
ROA
3.0%▼
2024 · 13.6%
Interest coverage
13.79▼
2024 · 34.77
Debt
€515k▲
2024 · €117k
Debt ≤ 1 year
€255k▲
2024 · €77k
Debt > 1 year
€258k▲
2024 · €39k
Income taxes
€3k▼
2024 · €32k
Staff costs
€151k▲
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€852k▲
Fixed assets21/28€177k€544k▲
Tangible fixed assets22/27€175k€543k▲
Land and buildings22€100k€425k▲
Plant, machinery and equipment23€45k€95k▲
Furniture and vehicles24€31k€23k▼
Financial fixed assets28€1k€1k=
Current assets29/58€307k€308k▲
Stocks and contracts in progress3€19k€21k▲
Stocks30/36€19k€21k▲
Amounts receivable within one year40/41€15k€32k▲
Trade receivables40€10k€5k▼
Other amounts receivable41€5k€28k▲
Cash at bank and in hand54/58€269k€251k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€484k€852k▲
Equity10/15€367k€338k▼
Contributions10/11€20k€20k=
Reserves13€261k€231k▼
Distributable reserves133€261k€231k▼
Profit (loss) carried forward14€86k€86k▲
Amounts payable17/49€117k€515k▲
Amounts payable after more than one year17€39k€258k▲
Financial debts170/4€39k€258k▲
Amounts payable within one year42/48€77k€255k▲
Current portion of amounts payable after more than one year42€7k€38k▲
Trade debts44€9k€90k▲
Suppliers440/4€9k€90k▲
Taxes, remuneration and social security45€19k€27k▲
Taxes450/3€3k€1k▼
Remuneration and social security454/9€17k€26k▲
Other amounts payable47/48€41k€100k▲
Accrued charges and deferred income492/3€609€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€134k€151k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€40k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€277k€232k▼
Operating profit (loss)9901€101k€34k▼
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€98k€29k▼
Income taxes67/77€32k€3k▼
Profit (loss) for the period9904€66k€26k▼
Profit (loss) for the period to be appropriated9905€66k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€112k▼
Profit (loss) brought forward from the previous period14P€86k€86k▲
Transfer from equity791/2€24k€55k▲
Transfer to equity691/2€66k€26k▼
To other reserves6921€66k€26k▼
Profit to be distributed694/7€24k€55k▲
Return on contributions (dividend)694-€55k
Directors or managers695€24k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-19k ▼133%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2002
Ground area
432 m²
Building footprint
69 m²
Volume, LiDAR
645 m³
Parcel 81006D0764/00H004, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Mersch 20, 6700 Arlon
since 20022.101.888.644
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81006D0764/00H004 | Wallonia | 432 m² | 1 · 69 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteArlon2.101.888.644
Similar companies · same sector, comparable size
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GOLF CLUB PUURS BREENDONK
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TERRES VERTICALES
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,073 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2002
Fiscal year end30-06
Activities, NACEBEL
92611
93110Operation of sports facilities
93130Fitness centres
55401
56301Cafés and bars
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.