L'épi 95

Active

Private limited companyfounded 2023active for 3 yearsRue Gustave Dewalque 23, 4970 Stavelot, BelgiumKBO/BCE: BE 1000.004.078

Summary

L'épi 95 has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,304 and a net result of €21,868. Its solvency ranks better than 82% of 22,595 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

L'épi 95ActiveChecked score 73/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110

1 site

Size

€72,573total assets 2025

Staff: 1 FTE
Equity: €52,304
Profit: €21,868

Turnover not published (micro format)

Financial health

73 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

DETHIER FrédéricDirector

2025 accounts 42 days early

Why 73raises riskSize: total assets €72,573Founded in 2023lowers riskLiquidity: current ratio 2.83, cash €25,335Equity €52,304 (72.1% of total assets)Show the evidence

Checked score

Score 2025

73 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 88% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 97+26

equity 72.1% of total assets

Liquidity 83+11

short-term debt 27.4% · cash 34.9%

Profitability 100=

return on assets 30.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.9%▲ +0.1 percentage points vs 11-2024 01-2025: 2.2%▲ +0.3 percentage points vs 12-2024 02-2025: 2.3%▲ +0.1 percentage points vs 01-2025 03-2025: 2.6%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 0.5%▼ -2.1 percentage points vs 03-2025lowest value 05-2025: 0.5%● unchanged vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.6%▲ +0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity ample (current ratio 2.83, compared with 1.32 in 2024, above the usual 1.5; short-term debt: 27.4% and cash: 34.9% of total assets), and 27.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 82% on solvency, 86% on liquidity, 96% on profitability and 90% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €72,573

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.83, cash €25,335

NBB · annual accounts

Equity €52,304 (72.1% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

42 days early

2024

34 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 38 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end28-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

19-03-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Liquidity more than doubledcurrent ratio 2.83
27-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 18% on solvencysector median 33.3% · 22,595 companies 72.1% View
One director decidessole director in office 1 View
Total assets 20252 financial years filed €72,573 View

By topic

Financials

Financial year: 2025
Total assets: €72,573
Profit: €21,868
Solvency: 72.1%

Total assets▲ 9.3%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

DETHIER FrédéricDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2023
Next accounts: by 30-04-2027

21-09-2023Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 19-09-2023
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 24

Annual meeting: 10 March at 17:00

Go to Articles of association

Key facts about L'épi 95

What is the company number of L'épi 95?: 1000.004.078. In Belgium the VAT number is the company number with BE in front: BE 1000.004.078.
Where is L'épi 95 based?: The registered office is at Rue Gustave Dewalque 23, 4970 Stavelot.Company details
What does L'épi 95 do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of L'épi 95?: Private limited company (BV).
When was L'épi 95 founded?: On 19-09-2023.
Is L'épi 95 still active?: Yes, L'épi 95 is an active enterprise in the KBO register.
How many employees does L'épi 95 have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L'épi 95?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is L'épi 95 profitable?: In financial year 2025, L'épi 95 made a profit of €21,868.
Where can I find the annual accounts of L'épi 95?: L'épi 95 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L'épi 95 due?: By 30-04-2027, for financial year 2026.Timeline