L'ENVERS
ActiveSummary
The computed 12-month bankruptcy probability of L'ENVERS is 1.9% (moderate). The 2025 annual accounts show negative equity (€-124k) and a net result of €27k. Equity is shrinking by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 13417 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+36
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.17 in 2024; short-term debt: 17.7% and cash: 2.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-35.5%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 13417 sector peers (2025).
NBB · sector comparisonPosition among 13417 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d late
2023
65 d late
2022
35 d early
2021
13 d early
2020
11 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k
2024 · €-23k
2018: €-8k
2019: €619▲ +108% vs 2018
2020: €-32k▼ -5257% vs 2019
2021: €-25k▲ +20.8% vs 2020
2022: €-31k▼ -22.3% vs 2021
2023: €-39k▼ -26.4% vs 2022lowest in 8 years
2024: €-23k▲ +40.9% vs 2023
2025: €27k▲ +217% vs 2024highest in 8 years
2018 → 2025
Working capital
€-39k▲ 37.8%
2024 · €-62k
2018: €-38k
2019: €-64k▼ -68.9% vs 2018
2020: €-29k▲ +55.3% vs 2019highest in 8 years
2021: €-32k▼ -10.7% vs 2020
2022: €-45k▼ -42.8% vs 2021
2023: €-64k▼ -41.9% vs 2022lowest in 8 years
2024: €-62k▲ +4.0% vs 2023
2025: €-39k▲ +37.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-58k-€-89k▼ 53.3%€-128k▼ 43.9%€-151k▼ 18.0%€-124k▲ 17.9%
2021: €-58khighest in 5 years
2022: €-89k▼ -53.3% vs 2021
2023: €-128k▼ -43.9% vs 2022
2024: €-151k▼ -18.0% vs 2023lowest in 5 years
2025: €-124k▲ +17.9% vs 2024
Operating result€-8k-€-11k▼ 32.9%€-21k▼ 87.9%€-9k▲ 58.5%€40k
2021: €-8k
2022: €-11k▼ -32.9% vs 2021
2023: €-21k▼ -87.9% vs 2022lowest in 5 years
2024: €-9k▲ +58.5% vs 2023
2025: €40k▲ +566% vs 2024highest in 5 years
Net result€-25k-€-31k▼ 22.3%€-39k▼ 26.4%€-23k▲ 40.9%€27k
2021: €-25k
2022: €-31k▼ -22.3% vs 2021
2023: €-39k▼ -26.4% vs 2022lowest in 5 years
2024: €-23k▲ +40.9% vs 2023
2025: €27k▲ +217% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349k
Fixed assets
€326k ▼ 9.6%
Current assets
€23k ▲ 80.1%
Key figures and ratios
EBITDA
€74k▲
2024 · €48k
Cash flow
€62k▲
2024 · €33k
Solvency
-35.5%▲
2024 · -40.4%
Current ratio
0.38▲
2024 · 0.17
Debt to equity
-3.82▼
2024 · -3.47
ROA
7.8%▲
2024 · -6.2%
Interest coverage
5.64▲
2024 · 3.30
Debt
€473k▼
2024 · €525k
Debt ≤ 1 year
€62k▼
2024 · €75k
Debt > 1 year
€408k▼
2024 · €440k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€373k€349k▼
Fixed assets21/28€361k€326k▼
Tangible fixed assets22/27€361k€326k▼
Land and buildings22€361k€326k▼
Current assets29/58€13k€23k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€4k€336▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€7k€7k▼
Deferred charges and accrued income490/1€336€8k▲
Equity and liabilities
Total equity and liabilities10/49€373k€349k▼
Equity10/15€-151k€-124k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-172k€-144k▲
Amounts payable17/49€525k€473k▼
Amounts payable after more than one year17€440k€408k▼
Financial debts170/4€440k€408k▼
Amounts payable within one year42/48€75k€62k▼
Current portion of amounts payable after more than one year42€37k€32k▼
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Other amounts payable47/48€26k€25k▼
Accrued charges and deferred income492/3€10k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€35k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€54k€80k▲
Operating profit (loss)9901€-9k€40k▲
Financial income75/76B-€621
Recurring financial income75-€621
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€-23k€27k▲
Profit (loss) for the period9904€-23k€27k▲
Profit (loss) for the period to be appropriated9905€-23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-172k€-144k▲
Profit (loss) brought forward from the previous period14P€-148k€-172k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65k | €57k | €57k | €57k | €35k | ▼ 38.6% |
| Other operating charges640/8 | €5k | €5k | €5k | €6k | €5k | ▼ 5.0% |
| Non-recurring operating charges66A | - | €4k | €20k | - | - | - |
| Gross operating margin9900 | €61k | €55k | €61k | €54k | €80k | ▲ 48.6% |
| Operating profit (loss)9901 | €-8k | €-11k | €-21k | €-9k | €40k | ▲ 566% |
| Financial income75/76B | - | - | - | - | €621 | - |
| Recurring financial income75 | - | - | - | - | €621 | - |
| Financial charges65/66B | €17k | €20k | €19k | €15k | €13k | ▼ 9.3% |
| Recurring financial charges65 | €17k | €20k | €19k | €15k | €13k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €-25k | €-31k | €-39k | €-23k | €27k | ▲ 217% |
| Profit (loss) for the period9904 | €-25k | €-31k | €-39k | €-23k | €27k | ▲ 217% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €-31k | €-39k | €-23k | €27k | ▲ 217% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €589k | €518k | €425k | €373k | €349k | ▼ 6.5% |
| Fixed assets21/28 | €531k | €475k | €417k | €361k | €326k | ▼ 9.6% |
| Tangible fixed assets22/27 | €530k | €474k | €417k | €361k | €326k | ▼ 9.6% |
| Land and buildings22 | €523k | €469k | €415k | €361k | €326k | ▼ 9.6% |
| Plant, machinery and equipment23 | €7k | €5k | €2k | - | - | - |
| Financial fixed assets28 | €1k | €1k | - | - | - | - |
| Current assets29/58 | €57k | €44k | €8k | €13k | €23k | ▲ 80.1% |
| Amounts receivable within one year40/41 | €29k | €25k | - | €5k | €8k | ▲ 54.4% |
| Trade receivables40 | €29k | €25k | - | €4k | €336 | ▼ 91.4% |
| Other amounts receivable41 | - | - | - | €1k | €8k | ▲ 480% |
| Cash at bank and in hand54/58 | €28k | €19k | €4k | €7k | €7k | ▼ 0.8% |
| Deferred charges and accrued income490/1 | - | - | €3k | €336 | €8k | ▲ 2,258% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €589k | €518k | €425k | €373k | €349k | ▼ 6.5% |
| Equity10/15 | €-58k | €-89k | €-128k | €-151k | €-124k | ▲ 17.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | - | - | - | - | - |
| Other1109/19 | €19k | - | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-78k | €-109k | €-148k | €-172k | €-144k | ▲ 15.8% |
| Amounts payable17/49 | €647k | €607k | €553k | €525k | €473k | ▼ 9.8% |
| Amounts payable after more than one year17 | €558k | €518k | €477k | €440k | €408k | ▼ 7.3% |
| Financial debts170/4 | €502k | €465k | €477k | €440k | €408k | ▼ 7.3% |
| Trade debts175 | €55k | €53k | - | - | - | - |
| Amounts payable within one year42/48 | €89k | €89k | €72k | €75k | €62k | ▼ 17.4% |
| Current portion of amounts payable after more than one year42 | €36k | €40k | €41k | €37k | €32k | ▼ 14.7% |
| Trade debts44 | €21k | €17k | €5k | €12k | €5k | ▼ 57.3% |
| Suppliers440/4 | €21k | €17k | €5k | €12k | €5k | ▼ 57.3% |
| Taxes, remuneration and social security45 | €9k | €9k | €3k | - | - | - |
| Taxes450/3 | €9k | €9k | €3k | - | - | - |
| Other amounts payable47/48 | €24k | €23k | €23k | €26k | €25k | ▼ 3.7% |
| Accrued charges and deferred income492/3 | - | - | €3k | €10k | €3k | ▼ 67.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €-31k | €-39k | €-23k | €27k | ▲ 217% |
| + Depreciation and write-downs630 | €65k | €57k | €57k | €57k | €35k | ▼ 38.6% |
| Operating cash flow (approximation) | €39k | €26k | €17k | €33k | €62k | ▲ 84.6% |
| Investment in fixed assets (approximation) | - | €0 | €1k | €0 | €0 | - |
| Change in cash | - | €-10k | €-14k | €3k | €-63 | ▼ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after 5 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €619
Net result €619 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2011
Ground area
2,158 m²
Building footprint
216 m²
Volume, LiDAR
2,280 m³
2 parcels, Wallonia · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Rue de la Coupe 20, 7000 Mons
since 20112.197.488.676
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53018A0191/00P002 | Wallonia | 2,101 m² | 1 · 153 m² | 12.2 m · 3 fl. |
| 53053H0082/00A000 | Wallonia | 57 m² | 1 · 62 m² | 15.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Djings
BE 0506.906.063
Roeselare · Eq €6,652
GI E GIU
BE 0664.671.219
Waremme · Eq €6,632
CHINEX
BE 0810.074.813
Halle · Eq €6,661
Eat-alystreet
BE 0794.620.436
Liège · Eq €6,666
van Gerven Hospitality
BE 1016.584.546
Voeren · Eq €6,620
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 5,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
47251Retail sale of wines and spirits
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.