L’ENOTECA
ActiveL’ENOTECA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €85k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 71% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency79▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 0.91 in 2024; short-term debt: 27.6% and cash: 0.5% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
39.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €118k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
60 d late
2023
63 d late
2022
30 d early
2021
25 d early
2020
23 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€118k▲ 262%
2024 · €33k
2018: €-26k
2019: €-27k
2020: €-27k
2021: €26k
2022: €6k
2023: €24k
2024: €33k
2018 → 2025
Total assets
€217k▲ 80.3%
2024 · €120k
2018: €46k
2019: €34k
2020: €35k
2021: €67k
2022: €72k
2023: €97k
2024: €120k
2018 → 2025
Net result
€85k▲ 941%
2024 · €8k
2018: €-10k
2019: €-10k
2020: €25k
2021: €27k
2022: €-20k
2023: €18k
2024: €8k
2018 → 2025
Working capital
€105k
2024 · €-4k
2018: €-38k
2019: €-46k
2020: €-36k
2021: €14k
2022: €-15k
2023: €16k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€6k▼ 76.0%€24k▲ 289%€33k▲ 33.6%€118k▲ 262%
Operating result€36k-€-16k€23k€15k▼ 36.0%€121k▲ 725%
Net result€27k-€-20k€18k€8k▼ 54.8%€85k▲ 941%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 725% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€52k▼ 36.9%
Current assets
€165k▲ 337%
Equity and liabilities €217k
Equity
€118k▲ 262%
Provisions
€25k=
Debt
€74k▲ 18.3%
The debt ratio falls from 52.2% to 34.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €20k
Cash flow
€91k▲
2024 · €13k
Solvency
54.3%▲
2024 · 27.1%
Current ratio
2.75▲
2024 · 0.91
Quick ratio
2.75▲
2024 · 0.81
Debt / equity
0.63▼
2024 · 1.93
ROE
72.3%▲
2024 · 25.1%
ROA
39.3%▲
2024 · 6.8%
Interest coverage
30.02▲
2024 · 5.02
Debt
€74k▲
2024 · €63k
Debt ≤ 1 year
€60k▲
2024 · €41k
Debt > 1 year
€14k▼
2024 · €18k
Income taxes
€32k▲
2024 · €3k
Staff costs
€120k▼
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€217k▲
Fixed assets21/28€83k€52k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€80k€52k▼
Land and buildings22€67k€52k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€11k-
Financial fixed assets28€715-
Current assets29/58€38k€165k▲
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€5k€163k▲
Trade receivables40-€2k
Other amounts receivable41€5k€162k▲
Cash at bank and in hand54/58€23k€1k▼
Deferred charges and accrued income490/1€4k€195▼
Equity and liabilities
Total equity and liabilities10/49€120k€217k▲
Equity10/15€33k€118k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€14k€99k▲
Provisions and deferred taxes16€25k€25k=
Provisions for liabilities and charges160/5€25k€25k=
Major repairs and maintenance162€25k€25k=
Amounts payable17/49€63k€74k▲
Amounts payable after more than one year17€18k€14k▼
Financial debts170/4€18k€14k▼
Amounts payable within one year42/48€41k€60k▲
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€19k€5k▼
Suppliers440/4€19k€5k▼
Taxes, remuneration and social security45€14k€42k▲
Taxes450/3€5k€34k▲
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€5k€9k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Non-recurring operating income76A-€26k
Remuneration, social security and pensions62€144k€120k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€25k-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€191k€249k▲
Operating profit (loss)9901€15k€121k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€11k€117k▲
Income taxes67/77€3k€32k▲
Profit (loss) for the period9904€8k€85k▲
Profit (loss) for the period to be appropriated9905€8k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€99k▲
Profit (loss) brought forward from the previous period14P€6k€14k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
31-12
Financial
Highest result since 2018net €85k ▲941%
Operating result €121k, net result €85k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.75
Current ratio from 0.91 to 2.75.
31-12
Financial
Equity above €100kEq €118k ▲262%
3 profitable years in a row build equity to €118k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-20k ▼173%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.36
Current ratio from 0.36 to 1.36; short-term debt falls from €56k to €41k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-03-2023
GIACONE Sylvio: Resigned as Manager
28-06-2020
Rémi Roland: Resigned as Director
01-04-2018
Giacone Silvio: Resigned as Managing director
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ligny(G-R) 47530 TournaiGround area
2,782 m²
Building footprint
448 m²
Volume, LiDAR
3,030 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L'ENOTECA
since 20062.158.099.352
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57033D0383/00C002 | Wallonia | 1,634 m² | 1 · 176 m² | 11.5 m · 3 fl. |
| 57033A0077/00G000 | Wallonia | 1,148 m² | 1 · 273 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIMPSON
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GAMBRINUS EXPLOITATIE
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GIUALE
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2006
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.