Skip to content

L'ECRIVAIN PUBLIC

Active
Private limited companyfounded 2003active for 23 yearsRue Louis de Brouckère(L.L) 45, 7100 La Louvière, BelgiumKBO/BCE: BE 0859.644.187
Summary

The computed 12-month bankruptcy probability of L'ECRIVAIN PUBLIC is 4.9% (elevated). The 2024 annual accounts show equity of €42,680 and a net result of -€15,338. Equity has been growing by about 24% per year since 2018. Its solvency ranks better than 22% of 6,481 sector peers (NACE 47, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-07-2003 Normal situation
Activity
Retail trade NACE 47610and 3 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.134.228.147 7100 La Louvière, since 01-09-2003
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.9%
Annual accounts 2024
Gross margin
€78,437
▼ 31.6%
Turnover
≈ €470,000
estimated
Loss
€15,338
Equity
€42,680
▼ 26.4%
Total assets
€407,757
▼ 8.0%
Employees on 31-12-2024
2
=
  • 2025 accounts not filed, 94 days past the deadline
Filed on 25-11-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 25-11-2025)Liquidity: current ratio 1.43, cash €2901 financial year not filed after the legal deadline; last filed accounts filed 117 days late; 3 of the last 3 accounts latelowers riskFounded in 2003Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 21% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 35-3
equity 10.5% of total assets
Liquidity 24-1
short-term debt 51.1% · cash 0.1%
Profitability 15-48
return on assets -3.8%
Bankruptcy probability within 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 1.9%▼ -0.2 percentage points vs 05-2025lowest value 07-2025: 2.1%▲ +0.2 percentage points vs 06-2025 08-2025: 2.7%▲ +0.6 percentage points vs 07-2025 09-2025: 3.1%▲ +0.4 percentage points vs 08-2025 10-2025: 3.8%▲ +0.7 percentage points vs 09-2025 11-2025: 3.9%▲ +0.1 percentage points vs 10-2025 12-2025: 3.3%▼ -0.6 percentage points vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.2%▼ -0.1 percentage points vs 03-2026 05-2026: 3.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.2 percentage points vs 05-2026 07-2026: 2.8%▼ -0.1 percentage points vs 06-2026 08-2026: 3.5%▲ +0.7 percentage points vs 07-2026 09-2026: 4.0%▲ +0.5 percentage points vs 08-2026 10-2026: 4.9%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 4.9%● unchanged vs 10-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.43 (1.45 in 2023), below the usual 1.5. Short-term debt is 51.1% and cash 0.1% of total assets. 89.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 27% of them on solvency, 22% on liquidity, 20% on profitability and 17% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 25-11-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.43, cash €290
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 117 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6481 sector peers (2024).
NBB · sector comparison
Position among 6481 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 117 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
117 days late
2023
44 days late
2022
81 days late
2021
44 days late
2020
58 days late
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 68 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in retail tradesector median €32,436 · 6,484 companies -€15,338 View

Recent changes

  1. · Gazette deed Change of role: SAINTES Bernard, from manager to director
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as L'ECRIVAIN PUBLIC: retail trade (NACE 47610). They are comparable in size and age: total assets between €246,000 and €582,000, founded between 1992 and 2014.

CompanyTotal assetsGross margin
L'ECRIVAIN PUBLIC La Louvière€407,757€78,437
ATLAS & ZANZIBAR Gent€368,546€61,822
BOEKHANDEL SPRIET Koksijde€245,626€76,984
CRESCENDO MUSIC Antwerpen€404,038€88,316
MEKANIK Antwerpen€482,208€120,937
BOEKUIL BIS Lebbeke€582,212€55,255
ECO - JARDIN Charleroi€581,045€178,657
Full comparison

Key facts about L'ECRIVAIN PUBLIC

What is the company number of L'ECRIVAIN PUBLIC?
The company number of L'ECRIVAIN PUBLIC is 0859.644.187. The VAT number is the same number with BE in front: BE 0859.644.187.
Where is L'ECRIVAIN PUBLIC based?
The registered office is at Rue Louis de Brouckère(L.L) 45, 7100 La Louvière.Company details
What does L'ECRIVAIN PUBLIC do?
According to the KBO register, the main activity is retail trade (NACE 47610).
What is the legal form of L'ECRIVAIN PUBLIC?
The legal form of L'ECRIVAIN PUBLIC is Private limited company (BV).
When was L'ECRIVAIN PUBLIC founded?
L'ECRIVAIN PUBLIC was founded on 11-07-2003.
Is L'ECRIVAIN PUBLIC still active?
Yes, L'ECRIVAIN PUBLIC is an active enterprise in the KBO register.
How many employees does L'ECRIVAIN PUBLIC have?
L'ECRIVAIN PUBLIC had an average of 1.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does L'ECRIVAIN PUBLIC fall under?
In its 2024 annual accounts, L'ECRIVAIN PUBLIC states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of L'ECRIVAIN PUBLIC?
The turnover in financial year 2024 is ≈ €470,000. This figure is estimated from the gross margin of €78,437 and 32 comparable companies (NACE 476). It probably lies between €220,000 and €790,000.
Is L'ECRIVAIN PUBLIC profitable?
In financial year 2024, L'ECRIVAIN PUBLIC made a loss of €15,338.
Where can I find the annual accounts of L'ECRIVAIN PUBLIC?
L'ECRIVAIN PUBLIC filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.