L'ECLUSE
ActiveSummary
The computed 12-month bankruptcy probability of L'ECLUSE is 3.0% (moderate). The annual accounts of L'ECLUSE for financial year 2025 show a net loss of 101% of total assets and of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €27,941 and a net result of -€28,097. Equity has been stable since 2019 (±2.4% per year). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-08-2007 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.166.123.727 7000 Mons, since 07-11-2007
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.0%
- Loss
- €28,097
- Equity
- €27,941
- ▼ 50.1%
- Total assets
- €27,941
- ▼ 50.1%
- 2025 accounts filed 63 days after the deadline
Score breakdownraises riskLast filed accounts filed 63 days late; 2 of the last 3 accounts lateLoss of €28,097 (financial year 2025)No main activity registeredlowers riskSize: total assets €27,941Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 3% on liquidity, 4% on profitability and 9% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 39 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 63 days after the deadline Filed on 2 July 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00252528.
Annual accounts 2025 filed on 02-07-2026 at the NBB all 18 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €28,050, larger than the loss of €63 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | - | - | €28,050 | - |
| Gross operating margin9900 | -€1,013 | -€1,042 | -€638 | -€57 | -€591 | -€63 | - | - |
| Operating profit (loss)9901 | -€1,013 | -€1,206 | -€638 | -€57 | -€591 | -€63 | -€28,050 | ▼ 44,424% |
| Financial income75/76B | - | - | €2,325 | €1,554 | €1,797 | €1,443 | - | - |
| Recurring financial income75 | €1,826 | €1,939 | €2,325 | €1,554 | €1,797 | €1,443 | - | - |
| Financial charges65/66B | - | - | €18 | €48 | €47 | €47 | €47 | ▼ 0.7% |
| Recurring financial charges65 | €37 | €150 | €18 | €48 | €47 | €47 | €47 | ▼ 0.7% |
| Profit (loss) for the period before taxes9903 | €776 | €583 | €1,669 | €1,449 | €1,159 | €1,333 | -€28,097 | - |
| Income taxes67/77 | €563 | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €213 | €583 | €1,669 | €1,449 | €1,159 | €1,333 | -€28,097 | - |
| Profit (loss) for the period to be appropriated9905 | €213 | €583 | €1,669 | €1,449 | €1,159 | €1,333 | -€28,097 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €50,303 | €51,925 | €52,097 | €53,546 | €54,705 | €56,038 | €27,941 | ▼ 50.1% |
| Current assets29/58 | €50,303 | €51,925 | €52,097 | €53,546 | €54,705 | €56,038 | €27,941 | ▼ 50.1% |
| Amounts receivable within one year40/41 | €22,253 | €23,863 | €24,038 | €25,495 | €26,631 | €27,970 | €27,906 | ▼ 0.2% |
| Other amounts receivable41 | - | - | €24,038 | €25,495 | €26,631 | €27,970 | €27,906 | ▼ 0.2% |
| Cash at bank and in hand54/58 | €28,050 | €28,062 | €28,059 | €28,051 | €28,074 | €28,068 | €35 | ▼ 99.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €50,303 | €51,925 | €52,097 | €53,546 | €54,705 | €56,038 | €27,941 | ▼ 50.1% |
| Equity10/15 | €49,845 | €50,428 | €52,097 | €53,546 | €54,705 | €56,038 | €27,941 | ▼ 50.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €41,785 | €42,368 | €44,037 | €45,486 | €46,645 | €47,978 | €19,881 | ▼ 58.6% |
| Amounts payable17/49 | €458 | €1,497 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €458 | €1,497 | - | - | - | - | - | - |
| Trade debts44 | €291 | €1,497 | - | - | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €213 | €583 | €1,669 | €1,449 | €1,159 | €1,333 | -€28,097 | - |
| Operating cash flow (approximation) | €213 | €583 | €1,669 | €1,449 | €1,159 | €1,333 | -€28,097 | - |
| Change in cash | - | €12 | -€3 | -€8 | €23 | -€6 | -€28,033 | ▼ 467,118% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 4,805 companies had the same profile as L'ECLUSE has now. Two years later, 2.0% had gone bankrupt and 88.1% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of L'ECLUSE itself is higher: 3.0% within 12 months. It rests on far more data about L'ECLUSE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for L'ECLUSE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 02-07-2026 | 2026-00252528 | |
| 30-09-2024 | micro format | 30-06-2025 | 2025-00210079 | |
| 30-09-2023 | micro format | 30-04-2024 | 2024-00080900 | |
| 30-09-2022 | micro format | 04-07-2023 | 2023-00226395 | |
| 30-09-2021 | micro format | 25-05-2022 | 2022-20035726 | |
| 30-09-2020 | micro format | 31-05-2021 | 2021-16200172 | |
| 30-09-2019 | micro format | 31-05-2020 | 2020-15000300 | |
| 30-09-2018 | micro format | 22-08-2019 | 2019-53600563 | |
| 30-09-2017 | full format | 29-05-2018 | 2018-15000097 | |
| 30-09-2016 | full format | 29-05-2017 | 2017-13300341 |
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53009B0119/00L008 | Wallonia | 3,063 m² | 1 · 169 m² | 8.4 m · 2 |
| 53402A0223/00N003 | Wallonia | 334 m² | 1 · 29 m² | 11.7 m · 3 |