L’ECLOSION
ActiveSummary
The computed 12-month bankruptcy probability of L’ECLOSION is 2.7% (moderate). The 2025 annual accounts show equity of €79,620 and a net result of €26,275. Equity is growing by ~47.6% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-2
Solvency86▲+13
Growth52=
Track record82
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.39 against 1.49 in 2024; short-term debt: 25.1% and cash: 56.2% of total assets), and 38.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
23 d early
2023
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26,275▲ 7.0%
2024 · €24,545
Working capital
€45,205▲ 192%
2024 · €15,467
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€38,877-€37,723▼ 3.0%€39,841▲ 5.6%
Net result€28,699-€24,545▼ 14.5%€26,275▲ 7.0%
Equity€28,799-€53,345▲ 85.2%€79,620▲ 49.3%
Total assets€82,574-€111,255▲ 34.7%€130,084▲ 16.9%
Debt€53,774-€57,911▲ 7.7%€50,464▼ 12.9%
Working capital-€12,866-€15,467€45,205▲ 192%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,084
Fixed assets
€52,285 ▼ 18.5%
Current assets
€77,799 ▲ 65.2%
Equity and liabilities €130,084
Equity
€79,620 ▲ 49.3%
Debt
€50,464 ▼ 12.9%
Debt's share of the balance-sheet total falls from 52.1% to 38.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51,725▲
2024 · €49,607
Cash flow
€38,159▲
2024 · €36,430
Current ratio
2.39▲
2024 · 1.49
Debt to equity
0.63▼
2024 · 1.09
ROE
33.0%▼
2024 · 46.0%
ROA
20.2%▼
2024 · 22.1%
Interest coverage
38.84▲
2024 · 32.35
Debt ≤ 1 year
€32,594▲
2024 · €31,619
Debt > 1 year
€17,870▼
2024 · €26,292
Income taxes
€12,306▲
2024 · €11,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €619 | €11,885 | €11,885 | = |
| Other operating charges640/8 | €1,674 | €1,813 | €1,760 | ▼ 2.9% |
| Gross operating margin9900 | €41,170 | €51,420 | €53,486 | ▲ 4.0% |
| Operating profit (loss)9901 | €38,877 | €37,723 | €39,841 | ▲ 5.6% |
| Financial income75/76B | €38 | €50 | €72 | ▲ 44.5% |
| Recurring financial income75 | €38 | €50 | €72 | ▲ 44.5% |
| Financial charges65/66B | - | €1,533 | €1,332 | ▼ 13.1% |
| Recurring financial charges65 | - | €1,533 | €1,332 | ▼ 13.1% |
| Profit (loss) for the period before taxes9903 | €38,915 | €36,239 | €38,581 | ▲ 6.5% |
| Income taxes67/77 | €10,216 | €11,694 | €12,306 | ▲ 5.2% |
| Profit (loss) for the period9904 | €28,699 | €24,545 | €26,275 | ▲ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €28,699 | €24,545 | €26,275 | ▲ 7.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €82,574 | €111,255 | €130,084 | ▲ 16.9% |
| Fixed assets21/28 | €76,054 | €64,170 | €52,285 | ▼ 18.5% |
| Tangible fixed assets22/27 | €76,054 | €64,170 | €52,285 | ▼ 18.5% |
| Plant, machinery and equipment23 | €34,112 | €30,662 | €27,212 | ▼ 11.3% |
| Furniture and vehicles24 | €41,942 | €33,507 | €25,073 | ▼ 25.2% |
| Current assets29/58 | €6,519 | €47,085 | €77,799 | ▲ 65.2% |
| Amounts receivable within one year40/41 | €744 | €901 | €1,897 | ▲ 111% |
| Trade receivables40 | - | - | €140 | - |
| Other amounts receivable41 | €744 | €901 | €1,757 | ▲ 95.0% |
| Cash at bank and in hand54/58 | €3,849 | €42,658 | €73,143 | ▲ 71.5% |
| Deferred charges and accrued income490/1 | €1,927 | €3,527 | €2,758 | ▼ 21.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €82,574 | €111,255 | €130,084 | ▲ 16.9% |
| Equity10/15 | €28,799 | €53,345 | €79,620 | ▲ 49.3% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €28,699 | €53,245 | €79,520 | ▲ 49.3% |
| Amounts payable17/49 | €53,774 | €57,911 | €50,464 | ▼ 12.9% |
| Amounts payable after more than one year17 | €34,389 | €26,292 | €17,870 | ▼ 32.0% |
| Financial debts170/4 | €34,389 | €26,292 | €17,870 | ▼ 32.0% |
| Amounts payable within one year42/48 | €19,386 | €31,619 | €32,594 | ▲ 3.1% |
| Current portion of amounts payable after more than one year42 | €7,784 | €8,097 | €8,422 | ▲ 4.0% |
| Trade debts44 | €1,386 | €1,487 | €48 | ▼ 96.8% |
| Suppliers440/4 | €1,386 | €1,487 | €48 | ▼ 96.8% |
| Taxes, remuneration and social security45 | €10,216 | €22,035 | €24,125 | ▲ 9.5% |
| Taxes450/3 | €10,216 | €22,035 | €24,125 | ▲ 9.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,699 | €24,545 | €26,275 | ▲ 7.0% |
| + Depreciation and write-downs630 | €619 | €11,885 | €11,885 | = |
| Operating cash flow (approximation) | €29,318 | €36,430 | €38,159 | ▲ 4.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €38,809 | €30,486 | ▼ 21.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €24,545 ▼14.5%
Net result drops to €24,545, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.49
Current ratio from 0.34 to 1.49.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
Ground area
3.2 ha
Building footprint
1,699 m²
Parcel 57031B0271/00W003, Wallonia. Linked by address, not a title deed.
1 establishment unit
L’ECLOSION
since 20232.352.513.878
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0271/00W003 | Wallonia | 3.2 ha | 1 · 1,699 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.