L.ECL
ActiveL.ECL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €-29k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 911 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-7
Solvency79▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.58 in 2024; short-term debt: 24.4% and cash: 20.2% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
2 d early
2022
31 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.36M▼ 2.1%
2024 · €1.39M
2018: €2.27M
2019: €2.37M
2020: €2.64M
2021: €2.82M
2022: €1.42M
2023: €1.51M
2024: €1.39M
2018 → 2025
Total assets
€2.54M▼ 5.8%
2024 · €2.70M
2018: €4.25M
2019: €4.15M
2020: €4.06M
2021: €4.37M
2022: €4.06M
2023: €2.98M
2024: €2.70M
2018 → 2025
Net result
€-29k
2024 · €103k
2018: €134k
2019: €104k
2020: €266k
2021: €181k
2022: €6k
2023: €164k
2024: €103k
2018 → 2025
Working capital
€609k▲ 65.1%
2024 · €369k
2018: €875k
2019: €1.08M
2020: €1.09M
2021: €1.02M
2022: €24k
2023: €359k
2024: €369k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.82M-€1.42M▼ 49.5%€1.51M▲ 5.9%€1.39M▼ 7.7%€1.36M▼ 2.1%
Operating result€258k-€41k▼ 84.1%€223k▲ 447%€153k▼ 31.3%€-7k
Net result€181k-€6k▼ 96.6%€164k▲ 2,561%€103k▼ 36.9%€-29k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €153k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.54M
Fixed assets
€1.31M▼ 22.6%
Current assets
€1.23M▲ 22.7%
Equity and liabilities €2.54M
Equity
€1.36M▼ 2.1%
Provisions
€110k▼ 9.1%
Debt
€1.07M▼ 9.8%
The debt ratio falls from 43.9% to 42.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€404k▼
2024 · €565k
Cash flow
€382k▼
2024 · €515k
Solvency
53.7%▲
2024 · 51.6%
Current ratio
1.98▲
2024 · 1.58
Quick ratio
1.98▲
2024 · 1.58
Debt / equity
0.78▼
2024 · 0.85
ROE
-2.1%▼
2024 · 7.4%
ROA
-1.1%▼
2024 · 3.8%
Interest coverage
16.72▼
2024 · 19.41
Debt
€1.07M▼
2024 · €1.18M
Debt ≤ 1 year
€619k▼
2024 · €632k
Debt > 1 year
€448k▼
2024 · €552k
Income taxes
€9k▼
2024 · €35k
Staff costs
€1.33M▲
2024 · €1.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.70M€2.54M▼
Fixed assets21/28€1.69M€1.31M▼
Intangible fixed assets21€42-
Tangible fixed assets22/27€1.69M€1.31M▼
Land and buildings22€6k€17k▲
Plant, machinery and equipment23€57k€47k▼
Furniture and vehicles24€846k€532k▼
Leasing and similar rights25€786k€715k▼
Current assets29/58€1.00M€1.23M▲
Amounts receivable within one year40/41€762k€670k▼
Trade receivables40€735k€616k▼
Other amounts receivable41€27k€54k▲
Cash at bank and in hand54/58€239k€512k▲
Deferred charges and accrued income490/1-€46k
Equity and liabilities
Total equity and liabilities10/49€2.70M€2.54M▼
Equity10/15€1.39M€1.36M▼
Contributions10/11€19k€19k=
Reserves13€1.37M€1.34M▼
Tax-exempt reserves132€234k€213k▼
Distributable reserves133€1.14M€1.13M▼
Provisions and deferred taxes16€121k€110k▼
Deferred taxes168€121k€110k▼
Amounts payable17/49€1.18M€1.07M▼
Amounts payable after more than one year17€552k€448k▼
Financial debts170/4€552k€448k▼
Amounts payable within one year42/48€632k€619k▼
Current portion of amounts payable after more than one year42€151k€154k▲
Trade debts44€125k€260k▲
Suppliers440/4€125k€260k▲
Taxes, remuneration and social security45€288k€200k▼
Taxes450/3€86k€44k▼
Remuneration and social security454/9€202k€156k▼
Other amounts payable47/48€69k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.20M€1.33M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€411k€411k=
Other operating charges640/8€75k€78k▲
Gross operating margin9900€1.84M€1.81M▼
Operating profit (loss)9901€153k€-7k▼
Financial income75/76B€3k€64▼
Recurring financial income75€3k€64▼
Non-recurring financial income76B€3k-
Financial charges65/66B€29k€24k▼
Recurring financial charges65€29k€24k▼
Profit (loss) for the period before taxes9903€127k€-31k▼
Transfer from deferred taxes780€11k€11k=
Income taxes67/77€35k€9k▼
Profit (loss) for the period9904€103k€-29k▼
Transfer from tax-exempt reserves789€21k€21k=
Profit (loss) for the period to be appropriated9905€125k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€125k€-8k▼
Transfer from equity791/2€160k€8k▼
Transfer to equity691/2€65k-
To other reserves6921€65k-
Profit to be distributed694/7€220k-
Return on contributions (dividend)694€160k-
Directors or managers695€60k-
Social balance
Average headcount (FTE)908712.914.7▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-29k ▼128%
Net result drops to €-29k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €266k ▲156%
Operating result €424k, net result €266k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 301980 ZemstGround area
140 m²
Building footprint
140 m²
Volume, LiDAR
857 m³
Parcel 23096B0387/00T000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EECKELEERS L.ECL
since 20052.150.415.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096B0387/00T000 | Flanders | 140 m² | 1 · 140 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 11,954 EUR awarded · 11,762 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,479 EUR | 3,479 EUR |
| 2024 | 1 | 7,616 EUR | 7,538 EUR |
| 2023 | 1 | 521 EUR | 407 EUR |
| 2022 | 1 | 338 EUR | 338 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesL.ECL BV36988
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VDS LOGISTICS
BE 0434.789.434
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B.G. MAT
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BPI Service
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Of 667 companies in sector 77320 we hold annual accounts for 492. 332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2005
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
71320
77320Rental and leasing activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.