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L.E.A.P.

Active
Private limited companyfounded 2021active for 5 yearsJachtlaan 12, 3001 Leuven, BelgiumKBO/BCE: BE 0767.798.055
Summary

L.E.A.P. has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,466 and a net result of €16,314. Equity has been growing by about 18% per year since 2022. Its solvency ranks better than 24% of 9,666 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 04-05-2021 Normal situation
Activity
Other business support services NACE 82990and 1 other
Establishment units
2.317.649.011 3001 Leuven, since 04-05-2021
2.373.130.635 1000 Brussel, since 25-04-2025
Financial year end
31 December
Peppol
Reachable since 11-04-2026

Board and ownership

Board
  • Bellens AnneliesDirector

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€53,653
▼ 45.1%
Turnover
≈ €110,000
estimated
Profit
€16,314
▼ 73.5%
Equity
€63,466
▼ 31.1%
Total assets
€380,229
▲ 5.1%
Score breakdownraises risk2 of the last 3 accounts lateProfit of €16,314 (financial year 2025)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €380,229Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 32% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Average
Solvency 42-8
equity 16.7% of total assets
Liquidity 56-9
short-term debt 33.8% · cash 16.6%
Profitability 67-23
return on assets 4.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 12-2024: 1.8% 01-2025: 1.7%▼ -0.1 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.2 percentage points vs 04-2025 06-2025: 1.8%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 2.5%▲ +0.7 percentage points vs 07-2025 09-2025: 3.2%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -2.8 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (1.42 in 2024), below 1. Short-term debt is 33.8% and cash 16.6% of total assets. 83.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 25% of them on solvency, 49% on liquidity, 35% on profitability and 17% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €380,229
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Profit of €16,314 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9666 sector peers (2025).
NBB · sector comparison
Position among 9666 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
58 days late
2023
334 days late
2022
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 113 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (3 of the last 4 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB all 4 filings

Amounts without an identifiable currency are taken as euros.

Turnover
≈ €110,000
Estimated: probably between €89,000 and €150,000
Total assets
€380,229▲ 5.1%
2024 · €361,844
Net result
€16,314▼ 73.5%
2024 · €61,505
Working capital
-€10,887
2024 · €28,665
Multi-year overview
2022 to 2025, 4 financial years
Operating result
€35,277
▼ 61.0% 2025
20222025
Net result
€16,314
▼ 73.5% 2025
middle half of the sector
20222025
Equity
€63,466
▼ 31.1% 2025
middle half of the sector
20222025
Total assets
€380,229
▲ 5.1% 2025
highest quarter of the sector
20222025
Debt
€316,763
▲ 17.5% 2025
20222025
Working capital
-€10,887
2025
lowest quarter of the sector
20222025
Solvency
16.7%
▼ 8.8pp 2025
lowest quarter of the sector
20222025
Current ratio
0.92
▼ 0.51 2025
lowest quarter of the sector
20222025
Return on assets (ROA)
4.3%
▼ 12.7pp 2025
middle half of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€58,768--€17,914€90,382€35,277▼ 61.0%
Net result€45,924above the sector's middle half--€18,418below the sector's middle half€61,505above the sector's middle half€16,314within the sector's middle half▼ 73.5%
Equity€49,924within the sector's middle half-€31,506within the sector's middle half▼ 36.9%€92,152within the sector's middle half▲ 192%€63,466within the sector's middle half▼ 31.1%
Total assets€86,994within the sector's middle half-€226,914within the sector's middle half▲ 161%€361,844within the sector's middle half▲ 59.5%€380,229above the sector's middle half▲ 5.1%
Debt€37,071-€195,408▲ 427%€269,691▲ 38.0%€316,763▲ 17.5%
Working capital€34,995within the sector's middle half-€38,293within the sector's middle half▲ 9.4%€28,665within the sector's middle half▼ 25.1%-€10,887below the sector's middle half
Solvency57.4%within the sector's middle half-13.9%below the sector's middle half▼ 43.5pp25.5%within the sector's middle half▲ 11.6pp16.7%below the sector's middle half▼ 8.8pp
Current ratio2.15within the sector's middle half-1.69within the sector's middle half▼ 0.461.42within the sector's middle half▼ 0.270.92below the sector's middle half▼ 0.51
Return on assets (ROA)52.8%above the sector's middle half--8.1%below the sector's middle half▼ 60.9pp17.0%within the sector's middle half▲ 25.1pp4.3%within the sector's middle half▼ 12.7pp
above within below The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 61% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380,229
Fixed assets €262,585 ▼ 1.1%
Current assets €117,644 ▲ 22.1%
Equity and liabilities €380,229
Equity €63,466 ▼ 31.1%
Debt €316,763 ▲ 17.5%
Debt's share of the balance-sheet total rises from 74.5% to 83.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52,286▼
2024 · €97,027
Cash flow
€33,324▼
2024 · €68,150
Debt to equity
4.99▲
2024 · 2.93
ROE
25.7%▼
2024 · 66.7%
Interest coverage
5.16▼
2024 · 6.77
Debt ≤ 1 year
€128,531▲
2024 · €67,661
Debt > 1 year
€188,232▼
2024 · €202,031
Income taxes
€8,848▼
2024 · €14,552
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item2022202320242025
Mortgages, amount registered--€50,000€50,000
Carrying value of the mortgaged assets--€248,922€249,856

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€31,119€118,423€138,695€14,077
Depreciation and write-downs of the year€9,526€6,548€6,645€17,010

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2022 to 2023 · 2 entries · €406 awarded · €571 paid
Year Entries AwardedPaid
2023 1 €0€165
2022 1 €406€406
Schemes
2 entries · €406 · €571 paid · Fonds voor Innoveren en Ondernemen
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€361,844€380,229▲
Fixed assets21/28€265,518€262,585▼
Tangible fixed assets22/27€265,518€262,585▼
Land and buildings22-€249,856
Plant, machinery and equipment23€3,319€2,517▼
Furniture and vehicles24€10,264€5,128▼
Other tangible fixed assets26€3,012€5,084▲
Assets under construction and advance payments27€248,922-
Current assets29/58€96,326€117,644▲
Amounts receivable within one year40/41€37,313€45,706▲
Trade receivables40€37,313€45,706▲
Cash at bank and in hand54/58€59,013€62,938▲
Deferred charges and accrued income490/1-€9,000
Equity and liabilities
Total equity and liabilities10/49€361,844€380,229▲
Equity10/15€92,152€63,466▼
Contributions10/11€4,000€4,000=
Reserves13-€16,314
Distributable reserves133-€16,314
Profit (loss) carried forward14€88,152€43,152▼
Amounts payable17/49€269,691€316,763▲
Amounts payable after more than one year17€202,031€188,232▼
Financial debts170/4€202,031€188,232▼
Amounts payable within one year42/48€67,661€128,531▲
Current portion of amounts payable after more than one year42€15,067€15,618▲
Trade debts44-€6,156
Suppliers440/4-€6,156
Taxes, remuneration and social security45€18,764€41,356▲
Taxes450/3€18,764€41,356▲
Other amounts payable47/48€33,830€65,401▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,645€17,010▲
Other operating charges640/8€654€1,366▲
Gross operating margin9900€97,681€53,653▼
Operating profit (loss)9901€90,382€35,277▼
Financial income75/76B€4€17▲
Recurring financial income75€4€17▲
Financial charges65/66B€14,328€10,132▼
Recurring financial charges65€14,328€10,132▼
Profit (loss) for the period before taxes9903€76,057€25,162▼
Income taxes67/77€14,552€8,848▼
Profit (loss) for the period9904€61,505€16,314▼
Profit (loss) for the period to be appropriated9905€61,505€16,314▼
Appropriation of the result
Profit (loss) to be appropriated9906€89,011€104,466▲
Profit (loss) brought forward from the previous period14P€27,506€88,152▲
Transfer to equity691/2-€16,314
To other reserves6921-€16,314
Profit to be distributed694/7€859€45,000▲
Return on contributions (dividend)694€859€45,000▲

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Line2022202320242025Change
Remuneration, social security and pensions62€2,232€1,925---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,526€6,548€6,645€17,010▲ 156%
Other operating charges640/8€2,114€738€654€1,366▲ 109%
Gross operating margin9900€72,639-€8,702€97,681€53,653▼ 45.1%
Operating profit (loss)9901€58,768-€17,914€90,382€35,277▼ 61.0%
Financial income75/76B€3€2€4€17▲ 366%
Recurring financial income75€3€2€4€17▲ 366%
Financial charges65/66B€1,147€506€14,328€10,132▼ 29.3%
Recurring financial charges65€1,147€506€14,328€10,132▼ 29.3%
Profit (loss) for the period before taxes9903€57,624-€18,418€76,057€25,162▼ 66.9%
Income taxes67/77€11,700-€14,552€8,848▼ 39.2%
Profit (loss) for the period9904€45,924-€18,418€61,505€16,314▼ 73.5%
Profit (loss) for the period to be appropriated9905€45,924-€18,418€61,505€16,314▼ 73.5%
Line2022202320242025Change
Assets
Total assets20/58€86,994€226,914€361,844€380,229▲ 5.1%
Fixed assets21/28€21,593€133,468€265,518€262,585▼ 1.1%
Tangible fixed assets22/27€21,593€133,468€265,518€262,585▼ 1.1%
Land and buildings22---€249,856-
Plant, machinery and equipment23€1,864€887€3,319€2,517▼ 24.2%
Furniture and vehicles24€19,729€14,158€10,264€5,128▼ 50.0%
Other tangible fixed assets26--€3,012€5,084▲ 68.8%
Assets under construction and advance payments27-€118,423€248,922--
Current assets29/58€65,401€93,446€96,326€117,644▲ 22.1%
Amounts receivable within one year40/41€23,254€47,767€37,313€45,706▲ 22.5%
Trade receivables40€17,776€39,321€37,313€45,706▲ 22.5%
Other amounts receivable41€5,478€8,446---
Cash at bank and in hand54/58€42,147€45,679€59,013€62,938▲ 6.7%
Deferred charges and accrued income490/1---€9,000-
Equity and liabilities
Total equity and liabilities10/49€86,994€226,914€361,844€380,229▲ 5.1%
Equity10/15€49,924€31,506€92,152€63,466▼ 31.1%
Contributions10/11€4,000€4,000€4,000€4,000=
Reserves13---€16,314-
Distributable reserves133---€16,314-
Profit (loss) carried forward14€45,924€27,506€88,152€43,152▼ 51.0%
Amounts payable17/49€37,071€195,408€269,691€316,763▲ 17.5%
Amounts payable after more than one year17€6,664€139,856€202,031€188,232▼ 6.8%
Financial debts170/4€6,664€139,856€202,031€188,232▼ 6.8%
Amounts payable within one year42/48€30,406€55,153€67,661€128,531▲ 90.0%
Current portion of amounts payable after more than one year42€8,581€10,464€15,067€15,618▲ 3.7%
Trade debts44-€1,241-€6,156-
Suppliers440/4-€1,241-€6,156-
Taxes, remuneration and social security45€12,624€12,624€18,764€41,356▲ 120%
Taxes450/3€12,624€12,624€18,764€41,356▲ 120%
Other amounts payable47/48€9,202€30,823€33,830€65,401▲ 93.3%
Accrued charges and deferred income492/3-€399---
Line2022202320242025Change
Profit (loss) for the period9904€45,924-€18,418€61,505€16,314▼ 73.5%
+ Depreciation and write-downs630€9,526€6,548€6,645€17,010▲ 156%
Operating cash flow (approximation)€55,450-€11,870€68,150€33,324▼ 51.1%
Investment in fixed assets (approximation)--€118,423-€138,695-€14,077▲ 89.9%
Change in cash-€3,532€13,333€3,926▼ 70.6%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 3,274 companies had the same profile as L.E.A.P. has now. Two years later, 94.7% were still going and 2.5% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
94.7% was still going
2.5% stopped otherwise
2.5% went bankrupt

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of L.E.A.P. itself is lower: 0.5% within 12 months. It rests on far more data about L.E.A.P. than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,274 companies, not a prediction for L.E.A.P.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00363822 PDF
31-12-2024 micro format 27-09-2025 2025-00507113 PDF
31-12-2023 micro format 30-06-2025 2025-00210190 PDF
31-12-2022 micro format 29-09-2023 2023-00466790 PDF

Board & ownership

Directors

Directors
1 director
Bellens Annelies
Director · listed in the 2025 annual accounts, filed on 31-07-2026
Current

Owners and capital

Network & group

L.E.A.P. shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of L.E.A.P.. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
31-07
NBB filing Annual accounts 2025 filedNBB
micro format · on the deadline day
2025
27-09
NBB filing Annual accounts 2024 filedPDF
micro format · 58 days late
30-06
NBB filing Annual accounts 2023 filedPDF
micro format · 334 days late
2024
31-12
Financial Back to profitnet €61,505
The net result is €61,505, after one loss-making year.
2023
31-12
Financial Weakest financial yearnet -€18,418
The net result drops to -€18,418, the lowest from 2022 to 2025. It recovers the following year.
29-09
NBB filing Annual accounts 2022 filedPDF
micro format · 60 days late
2021
06-05
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 4 May 2021, L.E.A.P. was incorporated as a private limited company.1 Total assets went from €86,994 in 2022 to €380,229 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name "L.E.A.P." in Dutch
Enterprise number 0767.798.055
Legal form Private limited company
Status Active, normale toestand
Founded 04-05-2021
Entity type Legal entity

Registered office and establishments

Registered office Jachtlaan 12, 3001 Leuven, Belgium
Establishment units "L.E.A.P.", Jachtlaan 12, 3001 Leuven since 04-05-2021 · unit number 2.317.649.011
L.E.A.P., Parkdreef 44, 1000 Brussel since 25-04-2025 · unit number 2.373.130.6355520301 Holiday cottages, homes and apartments

Activities

NACEBEL 2025
82990 Other business support services main activity
77120 Rental and leasing activities
Codes under NACEBEL 2008
82990 Other business support services main activity
77120 Rental and leasing activities

Invoicing and payment

VAT number BE 0767.798.055
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0767798055
Other Peppol ID 9925:BE0767798055
Registered 11-04-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment All 2 establishment units on the map

Buildings and parcels at the addresses

Ground area
2.1 ha
Building footprint
1,515 m²
Building volume
1,003 m³
Tallest building: 8.0 m.
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
21814P0388/00F008 Brussels 2.0 ha 1 · 1,338 m² 5.7 m
24434F0208/00E002 Flanders 1,345 m² 1 · 177 m² 8.0 m · 2