Skip to content

L.D.-Invest

Active
Private limited companyfounded 1996active for 29 yearsBondgenotenlaan 89, 3000 Leuven, BelgiumKBO/BCE: BE 0459.558.779
Summary

L.D.-Invest has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,431 and a net result of €15,328. Equity has been growing by about 9.5% per year since 2018. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-12-1996 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.079.866.872 3000 Leuven, since 10-01-1997
Financial year end
31 December
Peppol
Reachable since 06-01-2026

Board and ownership

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€107,341
▲ 180%
Turnover
≈ €270,000
estimated
Profit
€15,328
Equity
€199,431
▲ 8.3%
Total assets
€1.3m
▲ 0.4%
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.12, cash €5,284lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed on 26-08-2026)Founded in 1996Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 40+1
equity 15.1% of total assets
Liquidity 49-1
short-term debt 12.6% · cash 0.4%
Profitability 43+17
return on assets 1.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%▼ -0.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (7.79 in 2024), below 1. Short-term debt is 12.6% and cash 0.4% of total assets. 84.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 25% of them on solvency, 32% on liquidity, 33% on profitability and 65% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.12, cash €5,284
NBB · annual accounts
lowers risk · Founded in 1996
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
27 days late
2023
26 days late
2022
9 days late
2021
16 days late
2020
20 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 22 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed 1 director appointed, 1 director resigning, 1 reappointedResignation: SMITS Sonja Alice Petra (director) · Reappointment: SMITS Sonja Alice Petra (director) · Appointment: DOUVEN Olivier (director)
  2. · Gazette deed Incorporation
All 17 events

Key facts about L.D.-Invest

What is the company number of L.D.-Invest?
The company number of L.D.-Invest is 0459.558.779. The VAT number is the same number with BE in front: BE 0459.558.779.
Where is L.D.-Invest based?
The registered office is at Bondgenotenlaan 89, 3000 Leuven.Company details
What is the legal form of L.D.-Invest?
The legal form of L.D.-Invest is Private limited company (BV).
When was L.D.-Invest founded?
L.D.-Invest was founded on 20-12-1996.
Is L.D.-Invest still active?
Yes, L.D.-Invest is an active enterprise in the KBO register.
What is the turnover of L.D.-Invest?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €107,341 and 2,215 comparable companies of the same size. It probably lies between €180,000 and €420,000. It is a rough estimate.Financials
Is L.D.-Invest profitable?
In financial year 2025, L.D.-Invest made a profit of €15,328.
Where can I find the annual accounts of L.D.-Invest?
L.D.-Invest filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L.D.-Invest due?
L.D.-Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.