L-Consulte
ActiveL-Consulte has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-2k. Its solvency ranks better than 41% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-81
Solvency69▲+9
Growth32
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.53 in 2024; short-term debt: 55.6% and cash: 15.2% of total assets), but 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
-5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
67 d early
2024
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 10.2%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€42k▼ 30.1%
2024 · €60k
2024: €60k
2024 → 2025
Net result
€-2k
2024 · €31k
2024: €31k
2024 → 2025
Working capital
€15k▼ 27.0%
2024 · €21k
2024: €21k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€19k▼ 10.2%
Operating result€44k-€3k▼ 92.8%
Net result€31k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€3k
Current assets
€38k
Equity and liabilities €42k
Equity
€19k▼ 10.2%
Debt
€23k▼ 40.6%
The debt ratio falls from 65.5% to 55.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k
Cash flow
€-2k
Solvency
44.4%▲
2024 · 34.5%
Current ratio
1.65▲
2024 · 1.53
Quick ratio
1.65▲
2024 · 1.53
Debt / equity
1.25▼
2024 · 1.90
ROE
-11.3%▼
2024 · 148.3%
ROA
-5.0%▼
2024 · 51.2%
Interest coverage
0.82
Debt
€23k▼
2024 · €39k
Debt ≤ 1 year
€23k▼
2024 · €39k
Income taxes
€976▼
2024 · €9k
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€42k▼
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€60k€38k▼
Amounts receivable within one year40/41€44k€31k▼
Trade receivables40€17k€16k▼
Other amounts receivable41€27k€15k▼
Cash at bank and in hand54/58€16k€6k▼
Deferred charges and accrued income490/1€197€954▲
Equity and liabilities
Total equity and liabilities10/49€60k€42k▼
Equity10/15€21k€19k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€16k€14k▼
Amounts payable17/49€39k€23k▼
Amounts payable within one year42/48€39k€23k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€20k€20k▼
Taxes450/3€20k€18k▼
Remuneration and social security454/9€64€1k▲
Other amounts payable47/48€15k-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€409
Other operating charges640/8€100€71▼
Gross operating margin9900€47k€6k▼
Operating profit (loss)9901€44k€3k▼
Financial income75/76B€1€40▲
Recurring financial income75€1€40▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€39k€-1k▼
Income taxes67/77€9k€976▼
Profit (loss) for the period9904€31k€-2k▼
Profit (loss) for the period to be appropriated9905€31k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€14k▼
Profit (loss) brought forward from the previous period14P-€16k
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Général Jacques 234051 ChaudfontaineGround area
667 m²
Building footprint
126 m²
Volume, LiDAR
646 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L-Consulte
since 20232.349.859.048
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61015C0644/00B000 | Wallonia | 572 m² | 1 · 52 m² | - |
| 62104C0009/02H000 | Wallonia | 95 m² | 1 · 74 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 29,786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.