L² Consultancy
ActiveL² Consultancy has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €158k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 72% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency100▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 1.88 in 2024), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
11.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
21 d late
2023
6 d late
2022
680 d late
2021
46 d early
2020
49 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▲ 8.8%
2024 · €954k
2018: €639k
2019: €212k
2020: €218k
2021: €245k
2022: €620k
2023: €794k
2024: €954k
2018 → 2025
Total assets
€1.36M▼ 0.2%
2024 · €1.36M
2018: €1.41M
2019: €1.45M
2020: €1.42M
2021: €1.35M
2022: €1.51M
2023: €1.46M
2024: €1.36M
2018 → 2025
Net result
€158k▼ 1.7%
2024 · €160k
2018: €7k
2019: €23k
2020: €5k
2021: €27k
2022: €370k
2023: €182k
2024: €160k
2018 → 2025
Working capital
€176k▲ 76.3%
2024 · €100k
2018: €-207k
2019: €-645k
2020: €-409k
2021: €-433k
2022: €-124k
2023: €-10k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€620k▲ 154%€794k▲ 27.9%€954k▲ 20.2%€1.04M▲ 8.8%
Operating result€62k-€279k▲ 352%€144k▼ 48.3%€102k▼ 29.5%€98k▼ 4.2%
Net result€27k-€370k▲ 1,265%€182k▼ 50.7%€160k▼ 11.9%€158k▼ 1.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€1.12M▼ 2.7%
Current assets
€243k▲ 13.5%
Equity and liabilities €1.36M
Equity
€1.04M▲ 8.8%
Debt
€322k▼ 21.2%
The debt ratio falls from 30.0% to 23.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€129k▼
2024 · €134k
Cash flow
€189k▼
2024 · €192k
Solvency
76.3%▲
2024 · 70.0%
Current ratio
3.64▲
2024 · 1.88
Quick ratio
3.64▲
2024 · 1.88
Debt / equity
0.31▼
2024 · 0.43
ROE
15.2%▼
2024 · 16.8%
ROA
11.6%▼
2024 · 11.8%
Interest coverage
19.79▲
2024 · 16.72
Debt
€322k▼
2024 · €409k
Debt ≤ 1 year
€67k▼
2024 · €114k
Debt > 1 year
€255k▼
2024 · €295k
Income taxes
€35k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.36M▼
Fixed assets21/28€1.15M€1.12M▼
Tangible fixed assets22/27€264k€233k▼
Land and buildings22€263k€232k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€884k€884k=
Current assets29/58€214k€243k▲
Amounts receivable within one year40/41€25k€33k▲
Trade receivables40-€848
Other amounts receivable41€25k€32k▲
Current investments50/53€100k-
Cash at bank and in hand54/58€89k€210k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.36M▼
Equity10/15€954k€1.04M▲
Contributions10/11€19k€19k=
Reserves13€935k€1.02M▲
Non-distributable reserves130/1€47k€47k=
Reserves not available under the articles1311€47k€47k=
Distributable reserves133€889k€973k▲
Amounts payable17/49€409k€322k▼
Amounts payable after more than one year17€295k€255k▼
Financial debts170/4€295k€255k▼
Amounts payable within one year42/48€114k€67k▼
Current portion of amounts payable after more than one year42€82k€39k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€24k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€31k▼
Other operating charges640/8€9k€8k▼
Gross operating margin9900€142k€137k▼
Operating profit (loss)9901€102k€98k▼
Financial income75/76B€102k€101k▼
Recurring financial income75€102k€101k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€196k€192k▼
Income taxes67/77€36k€35k▼
Profit (loss) for the period9904€160k€158k▼
Profit (loss) for the period to be appropriated9905€160k€158k▼
Appropriation of the result
Profit (loss) to be appropriated9906€160k€158k▼
Transfer from equity791/2-€73k
Transfer to equity691/2€160k€158k▼
To other reserves6921€160k€158k▼
Profit to be distributed694/7-€73k
Return on contributions (dividend)694-€73k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Equity above €1MEq €1.04M ▲8.8%
8 profitable years in a row build equity to €1.04M.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 680 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
2022
31-12
Financial
Highest result since 2018net €370k ▲1265%
Operating result €279k, net result €370k, both a record.
31-12
Financial
Equity above €500kEq €620k ▲154%
5 profitable years in a row build equity to €620k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼77.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2001
Ground area
807 m²
Building footprint
147 m²
Volume, LiDAR
840 m³
Parcel 11038A0300/00S003, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L2 CONSULTANCY
since 20012.116.221.779
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0300/00S003 | Flanders | 807 m² | 1 · 147 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NIMATAL
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 27,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.