L-ConsuLHT

Active

Private limited companyfounded 20232 yrs activeRue Cardijn, Schaltin 12, 5364 Hamois, BelgiumKBO/BCE: BE 1003.138.069

L-ConsuLHT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €37k. Its solvency ranks better than 81% of 516 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Watch Print / PDF

Checked score

Score 2025

100 / 100

Excellent▲ +7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100=

Growth78

Stability82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days only on tighter terms

Liquidity ample (current ratio 4.42 against 2.42 in 2024), and 19% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

7 signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

81%

Return on assets

39%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

20 d late

2024

21 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€76k▲ 92.8%

2024 · €39k

2024: €39k

2024 → 2025

Total assets

€94k▲ 58.9%

2024 · €59k

2024: €59k

2024 → 2025

Net result

€37k▲ 6.3%

2024 · €34k

2024: €34k

2024 → 2025

Working capital

€61k▲ 119%

2024 · €28k

2024: €28k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€39k-€76k▲ 92.8%

Operating result€46k-€48k▲ 3.9%

Net result€34k-€37k▲ 6.3%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 4% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €94k

16.2%

83.8%

Fixed assets €15k▲ 30.7%

Current assets €78k▲ 65.8%

Equity and liabilities €94k

81.0%

19.0%

Equity €76k▲ 92.8%

Debt €18k▼ 9.3%

The debt ratio falls from 33.2% to 19.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€51k▲

2024 · €47k

Cash flow

€39k▲

2024 · €35k

Solvency

81.0%▲

2024 · 66.8%

Current ratio

4.42▲

2024 · 2.42

Quick ratio

4.42▲

2024 · 2.42

Debt / equity

0.23▼

2024 · 0.50

ROE

48.1%▼

2024 · 87.3%

ROA

39.0%▼

2024 · 58.3%

Interest coverage

148.38▲

2024 · 36.77

Debt

€18k▼

2024 · €20k

Debt ≤ 1 year

€18k▼

2024 · €20k

Income taxes

€11k▲

2024 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Total assets 20/58€94k

Fixed assets 21/28€15k

Tangible fixed assets 22/27€15k

Current assets 29/58€78k

Amounts receivable within one year 40/41€37k

Cash & bank 54/58€41k

Total equity & liabilities 10/49€94k

Equity 10/15€76k

Contributions / capital 10/11€5k

Accumulated profits (losses) 14€71k

Amounts payable 17/49€18k

Amounts payable within one year 42/48€18k

Trade debts payable within one year 44€3k

Income statement Code2025

Gross operating margin 9900€51k

Operating result 9901€48k

Financial income 75€0

Financial charges 65€344

Result before taxes 9903€48k

Income taxes 67/77€11k

Net result for the period 9904€37k

Result to be appropriated 9905€37k

This is the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 20 days late

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Boortmeerbeek · Eq €76k

CAZIMIRO

BE 0746.724.311

Sint-Truiden · Eq €76k

Of 82,341 companies in sector 70200 we hold annual accounts for 50,889. 38,782 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-12-2023

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

59203Motion picture, video and television programme production, sound recording and music publishing activities

71209Other technical testing and analysis

72109Other research and development on natural sciences

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

90032Arts creation and performing arts activities

90120Visual arts creation

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.