L & CO
ActiveL & CO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €-565. Equity is shrinking by ~63% per year across the filed fiscal years. Its solvency ranks better than 9% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency43=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 0.94 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5%
Return on assets
-1.2%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
6 d early
2022
22 d early
2021
21 d early
2020
6 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▼ 32.2%
2024 · €-2k
2019: €8k
2020: €8k
2021: €4k
2022: €1k
2023: €-3k
2024: €-2k
2019 → 2025
Total assets
€46k▼ 2.8%
2024 · €47k
2019: €15k
2020: €16k
2021: €24k
2022: €50k
2023: €46k
2024: €47k
2019 → 2025
Net result
€-565
2024 · €1k
2019: €49
2020: €97
2021: €-4k
2022: €-3k
2023: €-4k
2024: €1k
2019 → 2025
Working capital
€-3k▲ 14.3%
2024 · €-3k
2019: €8k
2020: €8k
2021: €-275
2022: €-2k
2023: €-5k
2024: €-3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€1k▼ 73.0%€-3k€-2k▲ 42.8%€-2k▼ 32.2%
Operating result€-4k-€-3k▲ 27.4%€-4k▼ 44.4%€1k€-421
Net result€-4k-€-3k▲ 26.3%€-4k▼ 42.2%€1k€-565
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €421 after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€279▼ 78.2%
Current assets
€46k▼ 0.7%
Key figures and ratios
EBITDA
€579▼
2024 · €2k
Cash flow
€435▼
2024 · €2k
Solvency
-5.0%▼
2024 · -3.7%
Current ratio
0.95▲
2024 · 0.94
Quick ratio
0.86▲
2024 · 0.86
Debt / equity
-20.88▲
2024 · -28.03
ROE
24.3%▲
2024 · -75.0%
ROA
-1.2%▼
2024 · 2.8%
Interest coverage
4.02▼
2024 · 16.56
Debt
€48k▼
2024 · €49k
Debt ≤ 1 year
€48k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€46k▼
Fixed assets21/28€1k€279▼
Tangible fixed assets22/27€1k€279▼
Furniture and vehicles24€1k€279▼
Current assets29/58€46k€46k▼
Stocks and contracts in progress3€4k€4k=
Contracts in progress37€4k€4k=
Amounts receivable within one year40/41€41k€40k▼
Trade receivables40-€3k
Other amounts receivable41€41k€37k▼
Cash at bank and in hand54/58€868€831▼
Deferred charges and accrued income490/1€690€703▲
Equity and liabilities
Total equity and liabilities10/49€47k€46k▼
Equity10/15€-2k€-2k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-10k€-10k▼
Amounts payable17/49€49k€48k▼
Amounts payable within one year42/48€49k€48k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Other amounts payable47/48€46k€46k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€276€283▲
Gross operating margin9900€3k€862▼
Operating profit (loss)9901€1k€-421▼
Financial charges65/66B€149€144▼
Recurring financial charges65€149€144▼
Profit (loss) for the period before taxes9903€1k€-565▼
Profit (loss) for the period9904€1k€-565▼
Profit (loss) for the period to be appropriated9905€1k€-565▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-10k▼
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23337260). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
LAMBRECHTS Bart
CurrentDirector · since 01-04-2023
LAMBRECHTS Leo Karel Ivo
CurrentDirector · since 01-04-2023
LAMBRECHTS Rogier Frans
CurrentDirector · since 01-04-2023
STEURS Ria Maria Jozefine
CurrentDirector · since 01-04-2023
VERMEIJLEN Rudy Louis
CurrentDirector · since 01-04-2023
VERVLOESEM Dirk Leon Armand
CurrentDirector · since 01-04-2023
01-04-2023
LAMBRECHTS Bart: Resigned as Director
01-04-2023
LAMBRECHTS Bart: Appointed as Director
01-04-2023
LAMBRECHTS Leo Karel Ivo: Resigned as Director
01-04-2023
LAMBRECHTS Leo Karel Ivo: Appointed as Director
01-04-2023
LAMBRECHTS Rogier Frans: Resigned as Director
01-04-2023
LAMBRECHTS Rogier Frans: Appointed as Director
01-04-2023
STEURS Ria Maria Jozefine: Resigned as Director
01-04-2023
STEURS Ria Maria Jozefine: Appointed as Director
01-04-2023
VERMEIJLEN Rudy Louis: Appointed as Director
01-04-2023
VERVLOESEM Dirk Leon Armand: Resigned as Director
01-04-2023
VERVLOESEM Dirk Leon Armand: Appointed as Director
01-04-2023
LAMBRECHTS René Leon: Resigned as Director
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennekensstraat 152235 HulshoutGround area
1,016 m²
Building footprint
140 m²
Volume, LiDAR
785 m³
Parcel 13015B0173/00T002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L & co bvba
since 20122.209.529.148
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13015B0173/00T002 | Flanders | 1,016 m² | 1 · 140 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOVATIONS DS
BE 1003.750.852
Sint-Jans-Molenbeek · Eq €1k
AQUA CONSTRUCT +
BE 0663.588.282
Spa · Eq €1k
RAHIER para-construct
BE 0781.560.573
Sprimont · Eq €1k
PROS- ELEC
BE 1020.702.096
Namur · Eq €1k
KEYSERS HANS
BE 0740.432.177
Malle · Eq €1k
Of 7,248 companies in sector 43350 we hold annual accounts for 2,333. 300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2012
Fiscal year end30-06
Activities, NACEBEL
43350Other building finishing work
33200Installation of industrial machinery and equipment
42220Construction of utility projects for electricity and telecommunications
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.