L - CARRE
ActiveSummary
L - CARRE has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.07M and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 79% of 612 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-51
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 9.89 against 9.57 in 2023; short-term debt: 10% and cash: 12.5% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.8%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
1 d early
2022
28 d late
2021
2 d early
2020
32 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k
2023 · €17k
2022: €12k
2023: €17k
2022 → 2024
Working capital
€2.18M▲ 3.8%
2023 · €2.10M
2018: €1.19M
2019: €1.91M
2020: €2.02M
2021: €2.02M
2022: €2.05M
2023: €2.10M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.97M-€1.95M▼ 0.8%€1.96M▲ 0.6%€1.98M▲ 0.9%€2.07M▲ 4.2%
Operating result€101-€-9k€12k€17k▲ 39.2%€-3k
Net result€12k€17k▲ 43.7%€-2k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €17k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.43M
Fixed assets
€14k ▲ 1,487%
Current assets
€2.42M ▲ 3.4%
Equity and liabilities €2.43M
Equity
€2.07M ▲ 4.2%
Debt
€370k ▲ 2.8%
Debt's share of the balance-sheet total falls from 15.4% to 15.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-1k▼
2023 · €33k
Cash flow
€-333▼
2023 · €33k
Current ratio
9.89▲
2023 · 9.57
Quick ratio
2.14▲
2023 · 1.92
Debt to equity
0.18▼
2023 · 0.18
ROE
-0.1%▼
2023 · 0.9%
ROA
-0.1%▼
2023 · 0.7%
Interest coverage
-12.58▼
2023 · 276.56
Debt ≤ 1 year
€245k=
2023 · €245k
Staff costs
€216k▲
2023 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.34M€2.43M▲
Fixed assets21/28€906€14k▲
Intangible fixed assets21-€6k
Tangible fixed assets22/27€406€8k▲
Plant, machinery and equipment23€0€895▲
Furniture and vehicles24€406€7k▲
Other tangible fixed assets26€0€0=
Financial fixed assets28€500€500=
Current assets29/58€2.34M€2.42M▲
Stocks and contracts in progress3€1.87M€1.90M▲
Stocks30/36€1.87M€1.90M▲
Amounts receivable within one year40/41€387k€219k▼
Trade receivables40€0-
Other amounts receivable41€387k€219k▼
Cash at bank and in hand54/58€81k€304k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€2.34M€2.43M▲
Equity10/15€1.98M€2.07M▲
Profit (loss) carried forward14€184k€183k▼
Investment grants15€1.80M€1.88M▲
Amounts payable17/49€360k€370k▲
Amounts payable within one year42/48€245k€245k=
Trade debts44€22k€39k▲
Suppliers440/4€22k€39k▲
Taxes, remuneration and social security45€17k€22k▲
Remuneration and social security454/9€17k€22k▲
Accrued charges and deferred income492/3€115k€125k▲
Income statement
Code20232024
Remuneration, social security and pensions62€165k€216k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€1k▼
Other operating charges640/8€486€30▼
Gross operating margin9900€199k€214k▲
Operating profit (loss)9901€17k€-3k▼
Financial income75/76B€405€1k▲
Recurring financial income75€405€1k▲
Financial charges65/66B€120€116▼
Recurring financial charges65€120€116▼
Profit (loss) for the period before taxes9903€17k€-2k▼
Profit (loss) for the period9904€17k€-2k▼
Profit (loss) for the period to be appropriated9905€17k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€184k€183k▼
Profit (loss) brought forward from the previous period14P€167k€184k▲
Social balance
Average headcount (FTE)90872.33.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series.
31-12
Financial
Equity above €2MEq €2.07M ▲4.2%
Equity rises from €1.98M to €2.07M.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €17k ▲43.7%
Operating result €17k, net result €17k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.16
Current ratio from 3.35 to 8.16; short-term debt falls from €860k to €287k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity doublescurrent ratio 40.57
Current ratio from 16.48 to 40.57; short-term debt falls from €123k to €51k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 16.48
Current ratio from 3.82 to 16.48; short-term debt falls from €423k to €123k.
Show earlier events
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
19 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Communale(L.L) 17100 La LouvièreGround area
289 m²
Building footprint
78 m²
Volume, LiDAR
941 m³
Parcel 55372D0029/00Y007, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LA LOUVIERE PLUS
since 20092.182.631.246
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372D0029/00Y007 | Wallonia | 289 m² | 1 · 78 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,256 companies in sector 94110 we hold annual accounts for 579. 460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded31-01-1970
Fiscal year end31-12
Activities, NACEBEL 2025
94110Activities of business and employers' organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.