Financials
- Fiscal year
- 2025
- Total assets
- €173,271
- Profit
- €35,665
- Solvency
- 34.9%
Total assets▲ 34.8%
Net result
20182025
L-BUILDING
ActiveThe file of L-BUILDING contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.7% (moderate). The 2025 annual accounts show equity of €60,493 and a net result of €35,665. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 30651 sector peers (fiscal year 2025).
Overview
What they do
Other building finishing work
NACE 43350NACE 43390NACE 45450
1 site
How big
€173,271total assets 2025
- Equity
- €60,493
- Profit
- €35,665
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 4 deeds read
Why 55- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 1.54, cash €78- Sector Specialised construction activities (NACE 43)+ Founded in 2006Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 54% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
60+16
equity 34.9% of total assets
Liquidity
16+10
short-term debt 65.1% · cash 0.0%
Profitability
89+52
return on assets 20.6%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 2.3%highest value
09-2026: 1.7%▼ -23.5% vs 08-2026lowest value
10-2026: 1.7%● 0.0% vs 09-2026lowest value
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Liquidity: current ratio 1.54, cash €78 raises the probability
- Founded in 2006 lowers the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.54 against 1.24 in 2024; short-term debt: 65.1% and cash: 0% of total assets), but 65.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 37%, liquidity 9%, profitability 75%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
345 d late
2022
23 d late
2021
31 d late
2020
90 d late
2019
137 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 98 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €35,665
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Back to profit
- 27-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 13-09-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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