L.B.C.
ActiveSummary
The computed 12-month bankruptcy probability of L.B.C. is 2.4% (moderate). The 2025 annual accounts show negative equity (€-1.88M) and a net result of €-600k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 54 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 22.85 in 2024; short-term debt: 127.4% and cash: 7.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-708.8%
Return on assets
-226.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Sector 92
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1.88M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
58 d late
2022
59 d late
2021
39 d early
2020
45 d late
2019
97 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-600k▼ 19.9%
2024 · €-501k
2018: €47k
2019: €-176k
2020: €7k
2021: €-39k
2022: €17k
2023: €-728k
2024: €-501k
2018 → 2025
Working capital
€-177k
2024 · €331k
2018: €222k
2019: €51k
2020: €-8k
2022: €-53k
2023: €-775k
2024: €331k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€71k▲ 31.4%€-658k€-1.16M▼ 76.1%€-1.88M▼ 62.3%
Operating result€-39k-€17k€-686k€-489k▲ 28.7%€-509k▼ 4.1%
Net result€-39k-€17k€-728k€-501k▲ 31.3%€-600k▼ 19.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €509k in 2025 against €489k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€104k ▼ 5.9%
Current assets
€162k ▼ 53.4%
Key figures and ratios
EBITDA
€-503k▼
2024 · €-482k
Cash flow
€-594k▼
2024 · €-494k
Solvency
-708.8%▼
2024 · -253.7%
Current ratio
0.48▼
2024 · 22.85
Debt to equity
-1.14▲
2024 · -1.39
ROA
-226.3%▼
2024 · -109.7%
Interest coverage
-5.51▲
2024 · -40.78
Debt
€2.15M▲
2024 · €1.62M
Debt ≤ 1 year
€338k▲
2024 · €15k
Debt > 1 year
€1.81M▲
2024 · €1.60M
Staff costs
€147k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€457k€265k▼
Formation expenses20€0€0=
Fixed assets21/28€110k€104k▼
Tangible fixed assets22/27€17k€10k▼
Plant, machinery and equipment23€17k€10k▼
Financial fixed assets28€94k€94k=
Current assets29/58€346k€162k▼
Amounts receivable within one year40/41€312k€142k▼
Trade receivables40€73k€0▼
Other amounts receivable41€239k€142k▼
Cash at bank and in hand54/58€34k€19k▼
Equity and liabilities
Total equity and liabilities10/49€457k€265k▼
Equity10/15€-1.16M€-1.88M▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-1.18M€-1.90M▼
Amounts payable17/49€1.62M€2.15M▲
Amounts payable after more than one year17€1.60M€1.81M▲
Financial debts170/4€1.60M€1.81M▲
Amounts payable within one year42/48€15k€338k▲
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€12k€28k▲
Taxes450/3€9k€2k▼
Remuneration and social security454/9€3k€25k▲
Other amounts payable47/48€0€300k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€147k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€37k€48k▲
Gross operating margin9900€-381k€-308k▲
Operating profit (loss)9901€-489k€-509k▼
Financial charges65/66B€12k€91k▲
Recurring financial charges65€12k€91k▲
Profit (loss) for the period before taxes9903€-501k€-600k▼
Profit (loss) for the period9904€-501k€-600k▼
Profit (loss) for the period to be appropriated9905€-501k€-600k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.18M€-1.90M▼
Profit (loss) brought forward from the previous period14P€-678k€-1.30M▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 99current ratio 22.85
Current ratio from 0.23 to 22.85; short-term debt falls from €1.01M to €15k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €-728k ▼4420%
Net result drops to €-728k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 45 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 97 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsveldplein 51050 ElseneGround area
3,724 m²
Building footprint
1,306 m²
Volume, LiDAR
98,133 m³
Parcel 21009A0769/00S002, Brussels · tallest building 99.0 m, ±27 floors. Linked by address, not a title deed.
1 establishment unit
L.B.C.
since 20102.189.542.693
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0769/00S002 | Brussels | 3,724 m² | 1 · 1,306 m² | 99.0 m · 27 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KLEEYAC
BE 0761.644.790
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1070 BET
BE 0696.968.358
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ORHAN GOODLIFE
BE 0782.320.044
Oupeye · Eq €73k
ARGENTI
BE 0629.671.738
Asse · Eq €68k
AGUIRADA
BE 0677.726.825
Houthalen-Helchteren · Eq €67k
Of 506 companies in sector 92000 we hold annual accounts for 303. 202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@livebetconsulting.be
Phone:0471547141